Best Banks for Personal Loan Uttraula
1% - 2.5% of the Loan Amt
Personal Loan Uttraula Features
Interest Rate
Processing Fees
0.5-2.5%
Loan Tenure
Pre-closure Charges
2% - 5%
Guarantor Requirement
Personal Loan Uttraula Interest Rates – Apr 26 2025
Name of the Bank
Interest Rate Range
Processing Fee Range
Loan Amount
Tenure
Private Bank
11.59% - 18.49% (Fixed)
2.25% (min. Rs.1149) One time fee
Rs.20 lakh (Max)
1-5 Years
CitiBank
10.99% - 15.99% (Fixed)
1% to 2.5%
Rs.30 lakh (Max)
1-5 Years
Kotak Mahindra Bank
10.99% to 24% p.a.
Up to 2.5% of the loan amount along with GST or service tax
Rs.50,000 to Rs.15 lakh
1 to 5 Years
Fullerton India
11.99% to 23.99 p.a.
Information not provided.
Up to Rs.20 lakh for salaried and up to Rs.30 lakh for self-employed individuals
1 to 4 Years
Bank of Baroda
11.35% - 14.35%Fixed
Rs.1,000 to Rs.10,000 (One time fee)
Rs.20,000 - Rs.2 lakh
4 Years (Max)
State Bank of India
12.90% - 14.90% (Fixed)
1% (One time fee)
Rs.24,000 - 15 lakh
5 Years
Aditya Birla
11.5% - 13.25% (Fixed)
Nil
Rs.30 lakh (Max)
1-5 Years
Allahabad Bank
Information not provided
1.06% of loan amount
Information not provided.
1 to 5 Years
Yes Bank
14% p.a.
Up to 2% (One-time fee)
Rs.2 lakh to Rs.20 lakh
1 to 5 Years
Corporation Bank
12.75% to 13.75% p.a.
Up to 1.5% Minimum amount of Rs.500
Up to Rs.3.50 lakh
Up to 5 Years
Personal Loan Uttraula Fees & Charges – Apr 26 2025
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents Required for Personal Loan in Uttraula
Salaried individuals must submit the following documents in addition to a completed personal loan application form: Self-employed personal loan applicants must submit the following documents in addition to a fully completed loan application form: When applying for a personal loan, NRI candidates are typically required to submit the following documents: When applying for a personal loan, a pensioner must submit the following documents: Know More About: Personal Loan Eligibility CriteriaList of Documents Required for Salaried Applicants
Photo Identity Proof (Any one)
Passport
PAN Card
Voter’s ID
Aadhar Card
Driving License
Address Proof (Any one)
Utility Bill (telephone, electricity, water, gas) – less than 2 months old
Aadhaar Card
Driving License
Ration Card
Income Proof
Bank statements for the last 3 to 6 months (showing salary credit)
Tax Paid (Any one
Form 16
Residence Ownership Proof (Any one)
Maintenance bill
Electricity bill
Proof of Job Continuity (Any one)
Current job appointment letter (if more than 2 years have been spent in the same organisation)
Experience certificate (previous employer’s relieving or appointment letter along with job certificate)
Proof of Investment (if any)
Existing Loans (if any)
Photograph
List of Documents Required for Self-employed Applicants
Photo Identity Proof (Any one)
Passport
PAN Card
Voter’s ID
Aadhaar Card
Driving License
Address Proof (Any one)
Aadhaar Card
Driving License
Utility Bill (telephone, water, electricity, gas) – less than 2 months old
Ration Card
Proof of Residence Ownership (Any one)
Maintenance bill
Electricity bill
Proof of Office Address and Ownership (Any one)
Property documents
Electricity bill
Proof of Business Existence (Any one)
Company registration license
Shop establishment proof
Income Proof
Audited balance sheet and Profit & Loss accounts, including tax audit report, if applicable
Bank statement
Proof of Investment (in case any)
Existing Loans (in case any)
Professional Degree Certificate
Photograph
List of Documents Required for NRI Applicants
Identity Proof
Copy of the passport
Copy of the visa
Employment Proof
Letter of Appointment
Job contract
Labour/ Identity card (if applicable)
Official email ID or the HR’s email ID
Income Proof
Last 6 months’ bank statements
Last 6 months’ salary slips or salary certificate
Photograph
Passport size photographs
List of Documents Required for Pensioners
Identity/Age Proof (Any one)
Passport
PAN card
Aadhar card
Voter ID card
Driving licence
Birth certificate
School leaving certificate
Address Proof (Any one)
Passport
Aadhaar card
Utility bills
Ration card
Driving licence
Income Proof (Any one)
Bank passbook
Form 16
Copy of pension payment order
Income tax returns
Photographs
Personal Loan Uttraula Eligibility Criteria
*In cities such as Kochi, Kolkata, Ahmedabad, Pune, Hyderabad, Mumbai, Chennai, Bengaluru, and Delhi the net monthly income required is Rs.20,000 Click here to know more about - Salaried Applicant *Note: The eligibility criteria vary from lender to lender. *Personal loan disbursal is solely at the bank’s discretion and as per the bank’s terms and conditions
Particulars
Salaried
Self-Employed
Age
21 - 60 years
21 - 65 years
Minimum Income
Rs.15,000*
Rs.5 Lakh p.a.
Co-applicant
Not mandatory
Not mandatory
Loan Tenure
12 – 60 months
12 – 60 months
Maximum Loan Amount
Rs.40 Lakh
Rs.40 Lakh
Employment Type
Employees of private limited companies and public sector undertakings
Employment/Business Continuity
At least 2 years; minimum 1 year with current employer
5 years Post Qualification experience for Company Secretary / Architect.
CIBIL Score
750 and above
750 and above
Residential Status
Click here to know more about - Self-employed ApplicantCheck Personal Loan Eligibility with Top Lenders in 2021
Bank
Age Limit
Minimum Work Experience
SBI
Up to 76 years
NA**
Rs.15,000
HDFC
21 to 60 years
2 years
Rs. 20,000
Private
23 to 58 years
2 to 5 years
Rs.17,500
Axis
21 to 60 years
NA**
Rs.15,000
Kotak Mahindra
22 to 55 years
1 year
Rs.25,000
Tata Capital
21 to 58 years
1 year
Rs.15,000
IndusInd
21 to 60 years
2 to 5 years
Rs.25,000
Ujjivan Small Finance
22 to 58 years
NA**
India Infoline Finance Limited
25 to 60 years
6 months to 2 years
Rs.35,000
HDBFS
21 to 65 years
1 year to 3 years
Rs.1 lakh p.a. for self-employed
Indian Overseas Bank
Up to 58 years
NA*
Rs.5,000
IDFC First Bank
23 to 68 years
3 years
NA*
Federal Bank
21 - 55 Years
3 years
Rs.25,000
Punjab National Bank
21 – 58 years
2 years for doctors
Rs.15,000
Andhra Bank
21 - 55 years
NA**
NA*
Canara Bank
NA**
NA**
Self-employed - Rs. 1.5 lakh
IDBI Bank
Up to 75 years for Pensioners
NA**
Rs.1.5 lakh p.a.
Fullerton India
21 to 55 years
1 to 2 years
Rs.15,000
RBL Bank
25 to 60 years
1 to 3 years
Rs.25,000
Bank of Baroda
21 to 60 years
1 year to 2 years
Deutsche Bank
25 to 60 years
NA**
Rs.25,000
Karnataka Bank
NA**
3 years
NA*
United Bank of India
up to 75 Years
2 years
NA*
UCO Bank
21 to 65 years
1 year to 5 years
Rs.20,000
Learn More about Personal Loan: Click Here
Why Apply for a Personal Loan in Uttraula?
- The loan amount is determined by the applicant’s income and repayment ability.
- Individual Loan Uttraula is a multi-purpose service that may solve practically any financial issue.
- In a Personal Loan Uttraula, there is no need to give the lender any property or asset as collateral.
- Personal Loan Uttraula does not require a cosigner.
How to Apply for a Personal Loan from Uttraula?
- Visit DialaBank
- File an application for personal loans on the website.
- Enter your contact number so that we can contact you back.
- DialaBank is the best platform to apply for a personal loan as you will get a loan at affordable rates of interest.
Personal Loan Uttraula Agents/Broker
DialaBank is among the most well-known representatives/agents for obtaining a Personal Loan in Uttraula. You can apply over a call at 9878981166 or online at DialaBank.
DialaBank provides a complete analysis of various bank rates so that you may choose the best bank or NBFC for you. Fill in all essential details at DialaBank, and our relationship managers will assist you.
Personal Loan Uttraula Contact Number
If you have any queries regarding the Personal loan in Uttraula, you may contact the number 9878981166 for any assistance.
Pre Calculated EMI Table for Personal Loan Uttraula
About Uttraula
Uttraula is a place in Uttar Pradesh. It is very beneficial for an individual to take a personal loan; all you have to do is to visit DialaBank or call on 9878981166
FAQs on Personal Loan Uttraula
✅ What is a personal loan’s term?
Personal loans are available with terms ranging from 1 to 5 years or 12 to 60 months. On a case-by-case basis, the borrower may be allowed to take out a personal loan for a shorter or longer period.
✅ Is a personal loan’s interest rate fixed or variable?
If you take out a fixed-rate personal loan, your EMI amount will be fixed, so you’ll pay the amount every month loan duration. Because it uses the reducing balance method of calculating interest payout on a personal loan, the EMI amount on a floating rate personal loan will continue to decrease. According to the new MCLR rules, the bank may charge the appropriate interest rate on a half-yearly or yearly basis in the case of a personal loan.
✅ Is it possible for my spouse and me to apply for a personal loan?
Yes, you’ll be able to apply for a personal loan with or while not a co-applicant (jointly). A co-applicant must be a member of your family, such as your spouse or parents. In addition, Bank will process your loan application in a higher income category if you have a co-borrower, allowing you to obtain a more significant loan amount. However, keep in mind that your loan application’s chances of approval may be affected if either you or your co-applicant has a bad credit history.
✅ Is there any minimum amount I need to borrow for a personal loan?
Yes. Though the actual amount for the minimum personal loan varies per lender, most have fixed the minimum personal loan principal amount at Rs. 30,000.