All about Personal Loan Urmar Tanda
Change how you feel about taking a loan by choosing one of the best options Personal Loan which would bring your chaotic life back on track. It is offered to the applicant at a low-interest rate starting at 10.75% and further varies. It is an unsecured loan which is sanctioned only if you match the bank criteria. For further assistance call us on or fill the form available at our site. Our trusted relationship managers will guide you and will help you with choosing the best offer according to your profile.
What is Personal Loan?
Personal Loan is an unsecured loan that provides financial assistant to the borrower in consideration of an affordable rate of interest. Furthermore, there is no restriction on the usage of the personal loan amount the borrower can use the funds for any purposes.
Why Personal Loan Urmar Tanda?
The processing fee is up to 2% of the loan amount.
The loan tenure ranges up to 5 years.
The lowest EMI per lakh is Rs 2,162.
The prepayment charges are NIL up to 5 percent.
Click here to know more about- EMI Calculator
Personal Loan Urmar Tanda Interest Rates
The interest rates in Personal Loan depends upon the company’s profile and salary of a person. The interest rate of personal Loan starts from 10.75% per year.
More About: Interest Rates on Personal Loan
Personal Loan Urmar Tanda Eligibility Criteria
Eligibility for personal Loan depends upon several factors such as your credit score, monthly income, and several other ongoing EMIs, etc. There are two categories of applicants:
1. Salaried Applicant
2. Self-employed Applicant
There are various eligibility criteria for both applicants:
Salaried Individuals:
1. Salary: Rs 18,000 (Monthly).
2. Minimum Age: 21 Years.
3. Maximum Age: 60 Years.
4. Work Experience: Should be Overall, three years and must have 1-year experience in the ongoing job.
5. CIBIL Score must be more than 700.
6. A person who gets his/her salary in cash is not eligible for availing Loan
Click here to know more about- Salaried Applicant
Self Employed Individuals:
1. Minimum Age: 25 Years.
2. Maximum Age: 65 Years.
3. Should be filing for an annual ITR of 2.5 to 3 lakh.
4. Residence: Must be having an Office or Home.
5. The business should be running for the last three years.
6. CIBIL Score must be more than 700.
Click here to know more – Self-employed Applicant
Personal Loan Urmar Tanda Documents
|
Salaried Individual |
Self Employed People |
|
Latest 6-month bank statements |
Latest 6-month bank statements |
|
Last 2-months’ salary slips |
Last 2 years Balance Sheet |
|
Last 3 year Form 16 |
Last 3 Years ITR |
|
Photocopy of Pan Card |
PAN Card photocopy |
|
Residence & Address Proof |
Residence & Address Proof |
|
2 passport size photographs |
2 passport size photographs |
Why your decision of choosing Dialabank is the right decision?
- We do not charge any extra fees from our customers.
- We are always ready to help our applicants and are available 247.
- The approval process is time-saving if you apply through dialabank.
- The Loan gets disbursed within 24 hours.
- Our experts will assist you, and our relationship managers will provide guidance.
Personal Loan Urmar Tanda Tenure
The tenure of the Personal Loan is from 1 year to 5 years. If you want to close your loan before the tenure of the loan to get rid of the interest rates than you can do so.
How to Apply for Personal loan Urmar Tanda?
- Visit www.dialabank.com
- Fill all the required details like name, monthly income, phone no.
- Apply for a Personal Loan
About Urmar Tanda
Urmar Tanda is a town in the district Hoshiarpur of the state Punjab, India. It is very beneficial for an individual to take a personal loan, all you have to do is to visit www.dialabank.com or call on 9878981166.
Personal Loan Interest Rates: Updated 2020
| Bank | Processing Fee |
Prepayment Charges
|
| HDFC Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months
|
| Axis Bank Personal Loan | 0.50% to 1.50% | Nil |
| Private Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months
|
| SBI Personal Loan | 500/- to 0.50% | Nil |
| Kotak Personal Loan | 1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
| IIFL Personal Loan | Nil | Nil |
| Muthoot Personal Loan | Nil | Nil |
| Manappauram Personal Loan | Nil | Nil |
| PNB Personal Loan | 0.70% to 1% | Nil |
| Canara Bank Personal Loan | 0.01 | Nil |
| Andhra Bank Personal Loan | Nil | Nil |
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Personal Loan in Other Cities of Punjab
| Personal Loan Talwan | Personal Loan Talwandi Bhai |
| Personal Loan Talwara | Personal Loan Tangra |
| Personal Loan Tapa | Personal Loan Taragarh |
| Personal Loan Tarn Taran | Personal Loan Tehsilphillaur |
