Major Personal Loan Providers in Tirupur
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Tirupur Features
A Personal loan Tirupur provides personal loans to applicants at affordable interest rates. All major banks provide personal loans in Tirupur. A personal loan can be used for many reasons. There are no restrictions on the use of the loan amount.
To get a personal loan, an applicant is required to have a stronger and dependable source of income. The loan application process is hassle-free, and it does not consume too much time to get approved. The loan can get approved within 48 hours after the verification process.
You can easily apply for a personal loan through Dialabank. Visit the Dialabank website to get access to the best loan offers.
Personal Loan Tirupur Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Personal Loan Tirupur Documents Required
For Salaried Customers (in public/private/cooperatives/start-ups)
- Aadhaar card/ driver’s license/ PAN card/ Pension document or any other identity proof.
- The last three-month salary slips will be required. make sure you are paid your salary through bank accounts
- The bank statements for the last 6 months will be required by the banks to make sure you can repay your loan easily
- Your residence is proof whether it is owned, rented, or company provided. The rental agreement in case of a rented apartment will be needed.
- 2 Passport-sized clear photographs of the applicant (without spectacles, proper lighting)
Self-Employed Customers:
- Financial statements such as the balance sheets, P&L Statement as well as our income tax returns files will be needed to make sure you can repay your loan without fail.
- PAN Car or your Aadhar Card, or any other acceptable identity proof
- Residence Proof and rental agreement in case of a rented apartment
- Two passport-sized clear photographs of the applicant (without spectacles, proper lighting)
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Tirupur Eligibility Criteria
Click here to know more about personal loan eligibility.
Salaried Applicants
- The age of the applicant should not be less than 21 years
- The age of the applicant should not be more than 60 years.
- The applicants must have a minimum work experience of three years
- The applicants must meet the CIBIL score criteria, mentioned below
- The job location of the applicant shall have to be revealed
- The applicant should be earning a minimum of 3 lakhs per annum
Self-Employed Applicants
- The age of the applicant should not be less than 25 years.
- The age of the applicant should not be more than 60 years.
- The applicants will need to show their income tax returns for the last three years.
- The business of the applicant should be running for the past three years.
- The applicant should be able to meet the minimum CIBIL score criteria
- The income of the applicant should not be less than Rs 2.5 lakh per annum
- The applicant will also have to submit his bank statement for the last three months.
Why Apply for Personal Loan Tirupur?
There are many reasons why you should apply for a personal loan:
- Personal Loan Tirupur requires only the basic documentation and a CIBIL score. No unnecessary steps are included in the procedure
- The personal loan in Tirupur doesn’t require collateral and so gets disbursed easily.
- Personal loans in Tirupur offer you to option of choosing your own tenure
- It offers you flexible repayment options.
- It can be used for almost all the financial burdens of your life
- It gets sanctioned without much hassle
How to apply for Personal Loan Tirupur?
To apply for the best personal loan deals, follow these steps:
- Visit Dialabank, and you will see many loan options on the title bar. For a personal loan, click on the personal loan option and fill in your details in the space provided.
- Our experts will guide you further.
- In case you have any queries, you can call us instead of 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Tirupur
A processing fee is a fee that banks and NBFCs take to process your loan and sanction it. The Personal Loan Tirupur processing fee is 1% of the sanctioned loan. A prepayment fee is charged by the banks in case you want to prepay a part of your loan, i.e. pay it before the tenure ends. This fee is usually 4% of your loan amount in the initial years and decreases with time.
To know about the interest rate click on personal loan interest rate.
Personal Loan Tirupur EMI Calculator
Check your EMIs beforehand through this EMI calculator to know which loan deal fits best for you!
CIBIL Score required for Personal Loan Tirupur
The minimum CIBIL score required for a personal loan in Tirupur is 750 and above. This score will help you avail of personal loans with attractive features and affordable interest rates. While a score of 650 is considered ‘fair’, it still comes close to a poor rating.
There are many ways to improve your CIBIL score, like applying for credit cards or taking short term low amounts of loans and repaying them on time.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Tirupur Contact Number
Call 9878981166 and get instant help and approval for a Personal Loan in Tirupur.
Pre Calculated EMI Table for Personal Loan Tirupur
Click here for a personal loan EMI calculator
About Tirupur
Tiruppur or Tirupur is the fifth largest urban agglomeration in the Kongu Nadu region of Tamil Nadu. It is located on the banks of the Noyyal River. Tirupur exports 90% of the total cotton knitwear of India and contributes a capital worth 200 billion. The industry of Tirupur employs over six lakh people.