About Personal Loan Tikamgarh
In a time of crisis, don’t find yourself alone. People often say that you have to deal with your problem all alone, but that’s not required. Dialabank is here to help you sign up for our website, and we will provide you with the best alternative based on your personal loan eligibility criteria. Do not wait, then, and hurry up!!!
Personal Loan Tikamgarh Interest Rates
Personal loan interest rate may vary from person to person, as it totally depends on the applicant’s salary and the profile of the company. The personal loan interest rate starts at 10.75 percent per year.
More About: Interest Rates on Personal Loan
Personal Loan Tikamgarh Tenure
The tenure of the Tikamgarh Personal Loan is from 1 year to 5 years. You are given the freedom to choose your tenure.
Personal Loan Tikamgarh Eligibility Criteria
Based on which bank approves the applicant’s loan request, a best personal loan has certain eligibility criteria. There are two applicant categories:
- Salaried
- Self-employed
For both people applying, there are diverse eligibility criteria.
Know more: EMI Calculator for personal loan
Salaried Applicant:
- An issuer should have a minimum revenue of Rs 18,000 from the major metro area. In the case of non-metropolitan cities, the wage increase is Rs 12,000.
- The minimum age mandated for an application form should be 21 years and maximum age of up to 60 years.
- The creditor must have three years of work experience, and only the rate of pay in his account should be started receiving.
- The place of the applicant’s job.
Self-employed Applicant:
- The ITR for the last three years should really be filed by the person seeking a personal loan.
- At least Rs 2.5 lakhs per annual basis should be the minimum amount.
- A self-employed individual’s driving age should be 25 years.
- And if the respondent is running a company, his company should run at least three years from now.
- The customer credit score must be great and there should be no interest payments remaining due.
- The entire process of documentary evidence is sensible; the applicant must present his financial statements and his bank statements for the previous three months.
Personal Loan Tikamgarh Documents
- Proof of individuality: In particular, one of the people who follow should be required as a verification report: any of them (Passport / Id card/voter card/driving license / Aadhar receipt).
- Proof of household: (Passport / Id card/voter card/driving license / Ration Card / Aadhar Card) are the issues discussed as proof of identity. And the respondent living in a rented apartment must then approve his rental agreement, his identifier, and the owner’s address for the electricity bill.
- Under KYC pleasantry: The respondent must provide an important letter with his PAN card.
- Salaried interviewee: for the last six months, the respondent must present his bank statements and a salary slip for the last three months.
- Self-employed: For the last three years, the potential employee for a personal loan should file an ITR, and the industry should be approved.
- Two colored photos of the passport size (the applicant should not wear glasses).
Why Apply for Personal Loan Tikamgarh?
- Almost all of life’s money problems can be used for personal loans. It is a multi-purpose offer, consequently.
- The amount of the Tikamgarh Personal Loan depends on the individual’s repayment capacity and income.
- The cosigner is not needed.
- The banker does not need to be given any collateral or any property.
Why your decision of choosing Dialabank is right?
- We offer our services 24/7 and are always willing to assist our applicants.
- We provide you with expert support, and throughout this process, our sales professionals will guide you.
- If you have applied through Dialabank, personal loan approval does not take time. In 24 hours, the loan gets distributed.
- We pick up the documents quickly and start the whole process of sanctioning loans.
- Dialabank does not charge its clients any additional fees.
Personal Loan Tikamgarh Apply Online
- Visit Dialabank
- Go to the repayment section and choose the url for a personal loan.
- All personal loan information will be directed to the application form, where they can choose their favoured city.
- They can call 9878981166 for further information and free guidance.
About Tikamgarh
A place in Madhya Pradesh is Tikamgarh. When you apply through Dialabank, it is a very easy and effortless process to take out a personal loan. There is no need to mortgage any property on a personal loan, as it is a secured loan. So, taking a personal loan is very useful for an individual, all you have to do is visit Dialabank or call 9878981166.
Personal Loan Interest Rates in Tikamgarh
Bank | Processing Fee |
Prepayment Charges
|
HDFC Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months
|
Axis Bank Personal Loan | 0.50% to 1.50% | Nil |
Private Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months
|
SBI Personal Loan | 500/- to 0.50% | Nil |
Kotak Personal Loan | 1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Personal Loan | Nil | Nil |
Muthoot Personal Loan | Nil | Nil |
Manappauram Personal Loan | Nil | Nil |
PNB Personal Loan | 0.70% to 1% | Nil |
Canara Bank Personal Loan | 0.01 | Nil |
Andhra Bank Personal Loan | Nil | Nil |
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates