All About Personal Loan Tharad
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Tharad
People who are in urgent need of cash and who have a regular source of income (from employment or business) can apply for a Tharad Personal Loan.
Most banks and NBFCs provide a one-minute personal loan of 1 Yr and a 5 Yr Max Period. There are some banks also extending the maximum period to 7 Years. The tenure shall be fixed and shall not be extendable. The repayment must be made within the agreed tenure of the loan, in equal monthly installments.
A Dialabank Personal Loan lets you fulfill your diverse financial needs; you can take advantage of loans up to Rs 20 lakh and satisfy the specific need that you rise at any point in your life. The fast clearance process means that you have an understanding of investing quickly.
Features of Personal Loan Tharad
Personal loans Tharad has an immediate clearance mechanism with loans being approved as early as within 24-48 hours of submission of the loan application.
-
- No securities: Banks and NBFCs are not asking for commitments and are loaning the money according to the income of the borrower.
- Interest rates: These banks and NBFCs are the lowest on these loans.
- Term: The loans would have a term of 5 years to recover the debt. However, all of the variations would refer to the number.
- Quick processing: The banks and NBFCs do not take much time to acknowledge and disburse the capital after paperwork inspection.
- EasyInstallments: The applicants can choose the amount and number of EMI to repay the capital due to its availability.
Personal Loan Tharad Interest Rates
To know about the interest rate click on personal loan interest rate
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents Required for Personal Loan Tharad
Salaried Customers:
- Identity proof such as Aadhar card/driving license.
- last three-month salary slips.
- Bank statements for the last 6 months.
- PAN Card.
- Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments.
- 2 Passport-sized photographs of the applicant.
Self-Employed Customers:
- All financials are required (ITR documents with Balance Sheet and P&L Statement).
- PAN Card.
- Aadhar Card as identity proof.
- Residence Proof or rental agreement in case of a rented apartment.
- Two passport-sized photographs of the applicant.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Tharad Eligibility Criteria
The eligibility criteria for both Salaried and Self-Employed are different in case of Personal Loan
Eligibility Criteria for Personal Loan Tharad:
The self-employed and employed must fulfill the following criteria for being eligible for Personal Loan Tharad.
Salaried Individuals | Self Employed Individuals | ||
Age | Mini Age: 21 years Max Age: 60 years | Age | Min Age: 25 years Max Age: 65 years |
Salary | Rs.15, 000 (Monthly). | ITR | An Annual ITR of 2.5 to 3 lakh is required. |
Work Experience | Overall 3 years and one year experience in the current job | Business Stability | Your business should be running from the last 3 years with continuous profit. |
Document Required | Identity proof: Aadhar Card, Valid Passport, Valid Voter ID Card, or a Valid Driving License. | Document Required | Identity proof: Aadhar Card, Valid Passport, Valid Voter ID Card, or a Valid Driving License. |
Address proof: Ration card/passport/telephone/rental agreement/electricity bill | Address proof: Ration card/passport/telephone/rental agreement/electricity bill. | ||
Mandatory | The applicant receiving a salary in cash is not eligible at affordable rates for the Loan. | Mandatory | Telephone / Mobile at the office |
Click- Salaried Applicant
Click- Self-employed Applicant
Why Apply for Personal Loan Tharad?
- Loan balance due in the same annual installments over a period negotiated.
- Based on the form of a loan, interest may be flat or that.
- Provide set terms that specify the number, processing costs, interest, tenure, and EMI in advance.
- Personal Loan Tharad is a multi-purpose offer that can be used for almost all financial problems of life, including debt consolidation.
- The Loan amount depends upon the income and repayment capability of the applicant.
How to apply for Personal Loan Tharad?
To apply for the best personal loan deals:
- Visit Dialabank and click on the personal loan option on the menu of the homepage.
- You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
- After you click on ‘Apply now’, wait for a while. In a short period, you will receive mail threads from various banks and NBFCs willing to lend ou a personal loan
- Our experts will give you a call and assist you in choosing the best deal for you.
- In case of any queries, call us at 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Tharad
The interest rates in Personal Loan depend on the profile and salary of an individual in the business.
The base rate starts at 10.50 percent. The extra costs refer to whatever conditions are relevant. Interest rate according to the level of credit. The following factors can affect the interest rates and the bank charges:
- Credit / CIBIL Ranking: A strong ranking of CIBIL may be an advantage for reducing interest rates and other costs.
- Average Loan Score: 650-750.
- Company Profile: The well-reputed firms and staff of government agencies will profit from the variance of many of the charges.
- Bank Consumer Relationships: Being a client before the partnership with the banks will be an advantage to reduce the costs and charges.
To know about the interest rate click on personal loan interest rate
Personal Loan Tharad EMI Calculator
CIBIL Score required for Personal Loan Tharad
Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Tharad. Most institutions need a minimum score of 700 to process your application for a loan.
The institutions are not only looking at the overall score but also the detailed behavior of previous loans. It provides information about the form of loan obtained and the amount lent. Any outstanding payments for prior loans will serve as a deterrent to making a fresh loan open to you.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Tharad Contact Number
Call 9878981166 and get instant help and approval for Personal Loan in Tharad.
Pre Calculated EMI Table for Personal Loan Tharad
Click here for personal loan EMI calculator
About Tharad
Tharad is a town in Tharad taluka, in India’s Gujarat state district of Banaskantha. This is the Tharad taluka administrative hub. Tharad is located near the Gujarat border, 40 km from the Pakistan border, and 15 km from the Rajasthan Indian state.
Tharad is well known for its scenic beauty and just take a look at the top places to visit in Tharad to plan your itinerary. You will easily decide every place to see in Tharad with the detailed knowledge regarding places to see in Tharad.
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