About Personal Loan Tanda
A personal loan is a type of credit creation facility which is provided by the bank for fulfilling the personal expenditure of the applicants. It can be used to fulfill any requirement of the individual .for example medical bill, debt consolidation, taxes, and many more. It is an instant loan that an individual can avail within 48 to 72 hours .it also required minimum documentation for the approval of the personal loan.
Why Apply for Personal Loan Tanda?
- No need to deposit any mortgage and collateral security to the bank in Personal Loan Tanda
- Personal Loan Tanda is a multi-purpose offer loan. It can be used for all the problems related to finance.
- The amount of personal loan depends upon the repayment of individual income and capacity.
- Personal Loan Tanda does not require any guarantor or nominee. It maximum required reference
Personal Loan Tanda Eligibility Criteria
Personal Loan has some eligibility criteria.it is based on which bank have to approve the request of the applicant regarding the credit .there are two categories of the applicants:
- Salaried
- Self-employed
There are various eligibility criteria for both applicants
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Salaried Applicants
- The minimum age requirements of individual should be 21 years and maximum up to 60 years.
- The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
- The applicants must have an excellent credit history.
- The job location of the applicant should be mentioned.
- A borrower should have minimum income in metropolitan city RS 18,000 and in non -metro city RS 12,000
Click here to know more about- Salaried Applicant
Self-Employed Applicants
- The minimum age requirement for an independent person should be 25 years.
- The applicants applying for the personal loan should file ITR for the last three years
- If the applicants are the businessman, then the business should be running from the past three years.
- The credit score of the individual applicants should be good .there should not be any debt or dues left.
- The annual income of the applicants should be minimum Rs 2.5 lakh
- The whole documentation process of Personal Loan Tanda is the applicants has to submit his financial and his bank statement of the previous three months
Click here to know more – Self-employed Applicant
Personal Loan Tanda Documents
- Residence proof: the documents required for the residence proof includes:(passport/ID card/ Voter card/ aadhar card/ration/card/driving license) and if the applicants are living in rental apartments then has to submit his agreement, electricity bill on his name and address of the owner.
- Self-employed: the applicants of personal loan should file ITR for the last three months, and his business should be registered..Salaried applicants: The applicants have to his salary slip of last three months and bank statement of the last six months.
- Identity proof : verification documents especially require one among the following:( passport/ID card/ Voter card/ aadhar card/ration/card/driving license) any one of them.
- Under KYC formality: every applicant has to submit his pan card, which is an essential document.
- Two colored passport size photos:(Applicants should not wear any glasses)
Personal Loan Tanda Interest Rate
The personal loan may vary from person to person. It depends upon the salary of the applicants and the company’s profile. Usually, the interest rates of the personal loan start from 10.75% per year
More About: Interest Rates on Personal Loan
Personal Loan Tenure
Personal Loan Tanda tenure starts from 1 year to 5 year
Why your decision of choosing Dialabank is the right decision?
- Dialabank does not charge any extra fees from the consumers
- Dialabank is always ready to help his costumes and provides 24/7 services
- Dialabank quickly picks up the documents of the applicants and starts the whole process of the loan.
- Dialabank provides approval of the personal loan easily .it does not take time and can disburse within 24 hours.
- Dialabank assists the expert, and the relationship manager will guide you throughout the loan process.
About Tanda
Tanda is a place in Uttar Pradesh state, India. It is an easy and time-saving process to take Personal Loan only when you apply through Dialabank visit www.dialabank.com or call on 9878981166.
Personal Loan Interest Rates: Updated 2020
Bank | Processing Fee |
Prepayment Charges
|
HDFC Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months
|
Axis Bank Personal Loan | 0.50% to 1.50% | Nil |
Private Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months
|
SBI Personal Loan | 500/- to 0.50% | Nil |
Kotak Personal Loan | 1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Personal Loan | Nil | Nil |
Muthoot Personal Loan | Nil | Nil |
Manappauram Personal Loan | Nil | Nil |
PNB Personal Loan | 0.70% to 1% | Nil |
Canara Bank Personal Loan | 0.01 | Nil |
Andhra Bank Personal Loan | Nil | Nil |
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Other Personal Loan Cities in Uttar Pradesh
Personal Loan Tirwaganj | Personal Loan Tundla |
Personal Loan Unnao | Personal Loan Vrindavan |
Personal Loan Amethi | Personal Loan Aonla |
Personal Loan Asafpur | Personal Loan Auraiya |