Best Banks for Personal Loan Sujangarh
Feature | HDFC Bank | Private Bank | Bajaj Finance |
Interest Rate | 10.75% - 17% | 11.25% - 18.5% | 0.12 |
Min Loan Amt | Metro : 75000 & Non Metro: 50000 | 50000 | 100000 |
Max Loan Amt | 50 Lacs | 50 Lacs | 1 Cr |
Loan Tenure | 1 - 5 Years | 1 - 5 Years | 1 - 5 Years |
Processing Fee | 0.25% - 2% of the Loan Amt | 1% - 2.5% of the Loan Amt |
0.5% - 2% of the Loan Amt
|
Preclosure Charges | 2%, Nil foreclosure charges after 12 months | 2%, Nil foreclosure charges after 24 months | Nil |
Overdraft Facility | No | No | Yes |
Your Guide to Personal Loan Sujangarh
Has there emerged a sudden need for cash in life? We got your problem solved. All things considered; there’s no need to stress them. A personal loan is a kind of advance where you may use it. This kind of advance is not only unstable in nature and requires extremely fewer archives with significantly less administrative work.
A Dialabank Personal Loan lets you fulfill your diverse financial needs; you can take advantage of loans up to Rs 20 lakh and satisfy the specific need that you rise at any point in your life. The fast clearance process means that you have an understanding of investing quickly.
Personal Loan Sujangarh offers money-related support guidance to all customers at a modest level much like a financially smart loan account. In order to obtain a Personal Loan, the candidate must have a similarly more grounded and trustworthy pay wellspring and, moreover, a genuinely decent record as a consumer profile.
Features of Personal Loan Sujangarh
Aside from being the most secure way to raise funds for your urgent needs, there are other perks of utilizing a Direct Loan, these include:
- The funds are credited to your account within 48 hours after your application is accepted.
- We owe you the versatility to choose the term of the loan. You may apply for a 12 to 60-month loan.
- Our online tools allow you to keep track of the status of your application and get whatever support you want 24×7.
- Minimum necessary papers.
- The interest rate is set, and the loan term stays the same throughout.
- You don’t need to have any protection or collateral.
- The advantages shall extend to all clients after completion of electronic testing and final bid approval.
- The Loan amount depends upon the income and repayment capability of the applicant.
Personal Loan Sujamgarh Interest Rates
Bank | Processing Fee |
Prepayment Charges
|
HDFC Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months
|
Axis Bank Personal Loan | 0.50% to 1.50% | Nil |
Private Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months
|
SBI Personal Loan | 500/- to 0.50% | Nil |
Kotak Personal Loan | 1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Personal Loan | Nil | Nil |
Muthoot Personal Loan | Nil | Nil |
Manappauram Personal Loan | Nil | Nil |
PNB Personal Loan | 0.70% to 1% | Nil |
Canara Bank Personal Loan | 0.01 | Nil |
Andhra Bank Personal Loan | Nil | Nil |
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Documents Required for Personal Loan Sujangarh
Salaried Customers:
- Identity proof such as Aadhar card/driving license.
- last three-month salary slips.
- Bank statements for the last 6 months.
- PAN Card.
- Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments.
- 2 Passport-sized photographs of the applicant.
Self-Employed Customers:
- All financials are required (ITR documents with Balance Sheet and P&L Statement).
- PAN Card.
- Aadhar Card as identity proof.
- Residence Proof or rental agreement in case of a rented apartment.
- Two passport-sized photographs of the applicant.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Sujangarh Eligibility Criteria
The eligibility criteria are specific for both salaried and self-employed workers.
Click here to know more about personal loan eligibility criteria
Salaried Applicants
- Individual minimum age requirements should be 21 years and no more than 60 years.
- The applicants must have three years of work experience. And they should only receive the salary in their accounts.
- Applicants must have an outstanding credit history.
- The applicant’s place of work should be mentioned.
- A borrower in a metropolitan city and non-metro city RS 12,000 should have a minimum income of RS 18,000.
Click here to know more about- Salaried Applicant
Self-Employed Applicants
- For an individual adult, a minimum age threshold would be 25 years.
- Applicants applying for personal loans will submit ITR for the last three years,
- If the applicants are a businessman, so from the past three years the company will be running and have an eligible income source.
- The applicants’ credit score should be perfect. There will be no liability or duties remaining.
- The applicants’ annual income would have to be a minimum of Rs 2.5 lakh.
- Personal Loan Sujangarh’s whole documentation process is that the borrowers will apply their accounting statements and their bank accounts over the preceding three months.
Click here to know more – Self-employed Applicant
Why Apply for Personal Loan Sujangarh?
- There is no hard and fast law for depositing any mortgage or collateral into the bank as a safe.
- A personal loan is a kind of multidimensional loan, such that it can be used for any problem.
- The sum of personal loans is dependent solely upon the applicant’s repayment ability.
- No candidate or guarantor is expected of a Personal Loan.
How to apply for Personal Loan Sujangarh?
To apply for the best personal loan deals:
- Visit Dialabank and click on the personal loan option on the menu of the homepage.
- You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
- After you click on ‘Apply now’, wait for a while. In a short period, you will receive mail threads from various banks and NBFCs willing to lend ou a personal loan
- Our experts will give you a call and assist you in choosing the best deal for you.
- In case of any queries, call us at 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Sujangarh
Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.
Both banks and NBFCs also paid a certain amount for processing an application for a Personal Loan. The expense ranges from 1.5 to 2.5 percent of the sum of the loan that has been approved.
To know about the interest rate click on personal loan interest rate
Personal Loan Sujangarh EMI Calculator
Click here for personal loan EMI calculator
CIBIL Score required for Personal Loan Sujangarh
All the lending institutions have their own requirements for a minimum CIBIL score required to process an application for a Personal Loan in Sujangarh. The organizations often require a minimum score of at least 750 to process a request further.
Every organization is simply aiming at the total ranking. They ‘re even looking into an extensive description of past loans. The specifics provide the form of loans obtained and the amount of money lent. Unless there is some pause in repayment of prior loans, the acceptance of this loan will be impeded.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Sujangarh Contact Number
Call 9878981166 and get instant help and approval for Personal Loan in Sujangarh.
Pre Calculated EMI Table for Personal Loan Sujangarh
Click here for personal loan EMI calculator
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About Sujangarh
Sujangarh is a town in the Churu district in Rajasthan, India’s Shekhawati Region. Sujangarh is on the Ambala-Pali Highway (NH 65) and Super Highway Hanumangarh-Kishangarh. The town is well known in Rajasthan for the Tirupati Balaji Venkateshwar Mandir, the first of its kind to be built in the South Indian style.
The two famous nearby Hindu temples are Lord Shiva Temple on Sujangarh Road in Thardaa and Dungar Balaji on Sujangarh-Dungar Balaji Road in Gopalpura. At Sujangarh, Sri Devsagar Singhi Jain Mandir is a century-old Jain Tirth located within the area.
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