Personal Loan Sri Ganganagar

Best Banks for Personal Loan in Sri Ganganagar

Personal Loan in Sri Ganganagar Features

Are you looking for some methods to overcome your monetary problems? Are significant expenses like medical bills or educational bills coming after you?

Personal Loan Sri Ganganagar is an unsecured loan with minimal documentation and less paperwork that gets disbursed in your account within 48 hours of applying with Dialabank. The entire loan amount sanctioned is transferred to the version of the applicant without any hurdles immediately.

You can make a Personal Loan Sri Ganganagar as it is easy to take and more manageable to repay. Also, no security is essential whatsoever. So Personal Loan is a feature provided by banks & NBFCs to get the best loan for every individual.

Personal Loan in Sri Ganganagar Interest Rates and Charges

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Sri Ganganagar Documents Required

Salaried Customers:

1. PAN Card
2. Residence Proof (Owned/Rented/Company provided)
3. Passport-sized photographs – 2
4. Identity proof (Aadhar card/driving license)
5. Salary slips of last three months
6. Bank statements for the last six months

Self-Employed Customers:

1. The company’s financial statements are also essential
2. PAN Card
3. Aadhar Card
4. Residence Proof
5. Two passport-sized photographs

Personal Loan in Sri Ganganagar Eligibility Criteria

The Personal loan eligibility criteria also are different for both Salaried and Self-Employed customers in the following manner:

Salaried Applicants

1.  Your age should be between 21, and the maximum period to avail of personal loans is 60.
2. For the salaried applicant, the bank or NBFC requires 18,000 Rs as a minimum monthly salary as per individual requirements.
3. The salary should come only in your account.
4. Last but not least, for availing of personal loans in Sri Ganganagar, a salaried applicant’s CIBIL has to be above 750.

Self-Employed Applicants

1. Essential bank account.
2. 25-65 years old.
3. Well, operating business.
4. Minimum income of 2.5 lakh.
5. CIBIL needs to be above 750.

Why Apply for Personal Loan Sri Ganganagar?

1. Personal loans are simple and secure and do not require mortgages.
2. Easy process.
3. Flexible terms and conditions.
4. Dependent on income.

How to apply for Personal Loan Sri Ganganagar?

Anybody can apply for Personal Loan Sri Ganganagar online and get an instant personal loan only in minutes. The process of application is straightforward, easy, and quick.

1. Visit www.dialabank.com.
2. After that, apply for a Personal Loan online.
3. Please enter your correct contact number so that we can contact you back for the following process.
4. Fill in all the other essential details to aid you better, like location, income, etc., for better guidance.
5. For any query regarding the personal loan, call 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Sri Ganganagar

Every bank and NBFC has two kinds of charges.

1. The first is a mandatory fee for processing your Loan in the Sri Ganganagar application. These charges 1% of the sanctioned loan amount.
2. The second being Pre-closure charges in case you have to close your loan before your fixed tenure for whatever reasons, maybe. In most cases, you cannot complete your loan before the term of 12 months. After that, the charges differ depending on how many years the loan has been done, ranging from 2-4%, according to the banks.

Personal Loan Sri Ganganagar EMI Calculator

The Personal loan EMI Calculator can be used to calculate your EMI value easily on your loan amount.

Equated Monthly Installments, also known as EMI, are the monthly charges you pay to the bank as monthly repayment for the loan borrowed. It is calculated based on various factors like your profile, income, loan amount, and tenure the interest rate. Your EMI is calculated based on the Interest Rate the bank charges you, which must be paid every month.

CIBIL Score required for Personal Loan Sri Ganganagar

Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Sri Ganganagar.

1. A minimum score of 750 is mainly needed to process your loan application.
2. Income and job stability is as essential as CIBIL to process the loan.
3. Your past behaviour on loans also matters.

Personal Loan in Sri Ganganagar Agent and Contact Number

Dialabank helps you compare and guide you on various banks and NBFCs so that you can avail of the best offers available according to your need. Dialabank is your best agent available for personal loans in Sri Ganganagar. The relationship manager will ensure you get the best loan at the lowest possible interest rate with hassle-free documentation. The reason behind choosing DialaBank as your go-to agent is:

1. Dialabank is India’s first financial helpline.
2. We do not charge you for our services.
3. The loan gets disbursed within only 24 hours of applying with us.
4. Our relationship manager guides and assists you through the entire process.

By comparing all the deals available with various banks for a personal loan, we will help you choose the right bank for you.

Call 9878981166 and get instant help and approval for Instant Personal Loan in Sri Ganganagar.

Pre Calculated EMI Table for Personal Loan Sri Ganganagar

About Sri Ganganagar

Sri Ganganagar is a city situated in the northern-most town in the Indian state of Rajasthan, near the borders of Haryana and Punjab states and the international border of India and Pakistan, respectively. It is also the administrative headquarters of the Sri Ganganagar district of Rajasthan.