Personal Loan Songadh

Your Guide to Personal Loan Songadh

Personal loans are a way of contributing to financial requirements during an emergency. It is an unsecured loan, which may be used for marital costs, medical bills, dream holiday, or home renovation. Whoever the specific financial priorities can be, Dialabank Personal Loan gives you the ultimate answer.

A Dialabank Personal Loan lets you fulfill your diverse financial needs; you can take advantage of loans up to Rs 20 lakh and satisfy the specific need that you rise at any point in your life. The fast clearance process means that you have an understanding of investing quickly. 

Additionally, you can get the funds inside 3 seconds with our instant online Personal Loan facilities. In Songadh, you can easily get a personal loan at an interest rate ranging from 10.75% to 32%, but this depends on many factors.

Features of Personal Loan Songadh 

Aside from being the most secure way to raise funds for your urgent needs, there are other perks of utilizing a Direct Loan, these include:

• The funds are credited to your account within 48 hours after your application is accepted.
• We owe you the versatility to choose the term of the loan. You may apply for a 12 to 60-month loan.
• Our online tools allow you to keep track of the status of your application and get whatever support you want 24×7.
• Minimum necessary papers.
• The interest rate is set, and the loan term stays the same throughout.
• You don’t need to have any protection or collateral.
• The advantages shall extend to all clients after completion of electronic testing and final bid approval.

Personal Loan Songadh Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Songadh

Salaried Customers:

1. Identity proof such as Aadhar card/driving license.
2. last three-month salary slips.
3. Bank statements for the last 6 months.
4. PAN Card.
5. Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments.
6. 2 Passport-sized photographs of the applicant.

Self-Employed Customers:

1. All financials are required (ITR documents with Balance Sheet and P&L Statement).
2. PAN Card.
3. Aadhar Card as identity proof.
4. Residence Proof or rental agreement in case of a rented apartment.
5. Two passport-sized photographs of the applicant.

Personal Loan Songadh Eligibility Criteria

The eligibility criteria are specific for both salaried and self-employed workers.

Click for details on personal loan eligibility

Salaried Applicants

1. Individual minimum age requirements should be 21 years and no more than 60 years.
2. The applicants must have three years of work experience. And they should only receive the salary in their accounts.
3. Applicants must have an outstanding credit history.
4. The applicant’s place of work should be mentioned.
5. A borrower in a metropolitan city and non-metro city RS 12,000 should have a minimum income of RS 18,000.

Click for details – Salaried Applicant

Self-Employed Applicants

1. For an individual adult, a minimum age threshold would be 25 years.
2. Applicants applying for personal loans will submit ITR for the last three years, 
3. If the applicants are a businessman, so from the past three years the company will be running and have an eligible income source.
4. The applicants’ credit score should be perfect. There will be no liability or duties remaining.
5. The applicants’ annual income would have to be a minimum of Rs 2.5 lakh.
6. Personal Loan Songadh’s whole documentation process is that the borrowers will apply their accounting statements and their bank accounts over the preceding three months.

Click for details – Self-employed Applicant

Why Apply for Personal Loan Songadh?

• Personal Loan Songadh is based upon the candidate’s income per annum and his credit score. No other requirement is there
• There is no need to put a precious asset as security to the lender for Personal Loan Songadh, as it is an unsecured loan
• Personal loans offer higher loan amounts to help you deal with any financial emergency
• Personal Loan Songadh is a multi-purpose offer that can be used for almost all financial problems of life, including debt consolidation.

How to apply for Personal Loan Songadh?

To apply for the best personal loan deals:

• Visit Dialabank and click on the personal loan option on the menu of the homepage.
• You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
• After you click on ‘Apply now’, wait for a while. In a short period, you will receive mail threads from various banks and NBFCs willing to lend ou a personal loan
• Our experts will give you a call and assist you in choosing the best deal for you.
• In case of any queries, call us at 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Songadh

The interest rates in Personal Loan depend on the profile and salary of an individual in the business. Personal Loan Songadh interest rate starts at 10.75 percent per year.

If you wish to foreclose your loan before the agreed tenure of the loan, you will be charged a penal prepayment fee by every lending institution. Unable to close your loan before 12 months in most cases. Post that the charges vary according to how many years the loan has been made. Those penalties range from 4 percent of the unpaid debt balance in the second year to 2 percent in the borrower ‘s fourth year.

To know about the interest rate click on personal loan interest rate

Personal Loan Songadh EMI Calculator

CIBIL Score required for Personal Loan Songadh

Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Songadh. Most institutions need a minimum score of 750 to process your application for a loan.

The institutions are not only looking at the overall score but also the detailed behavior of previous loans. It provides information about the form of loan obtained and the amount lent. Any outstanding payments for prior loans will serve as a deterrent to making a fresh loan open to you.

Personal Loan Songadh Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Songadh.

Pre Calculated EMI Table for Personal Loan Songadh

Click here for personal loan EMI calculator

About Songadh

Songadh village falls in Surendranagar district Chotila Tehsil in Gujarat, India. It is situated 21 km from Chotila subdistrict headquarters, and 54 km from Surendranagar district headquarters. Songadh is a tiny location in Gujarat ‘s south and can comfortably be visited within a day. There are not many things to do in this area, only attractions to enjoy. Yet, for this tiny location, all will change very early.

Songadh is renowned for its thick cultivation of forests and bamboo. While tourists are prohibited to visit the region around the Ukai dam, proposals are being made to build Doswada, Fort Songadh, Navi Ukai, and the region around the Ukai dam as eco-camp sites close to Padamdungari near Vyara and Mahal in Dang.

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