Personal Loan Sitapur

All About Personal Loan Sitapur

Due to the increase in day-to-day expenses, financial problems get into the way a lot. Personal loans help the customers to deal with any personal issue with an efficient and meager rate of interest.

Why Personal Loan Sitapur?

1. Multipurpose loan: The Loan amount can be used to handle almost all financial problems of life.
2. Less Paperwork: Personal Loan Sitapur requires less documentation.
3. No security required:  Personal Loan Sitapur does not require any collateral.
4. Simple procedures: Personal Loan Sitapur is a simple loan scheme as there is no process to check the collateral.

Interest Rates on Personal Loan Sitapur

Personal Loan Sitapur generally comes with an affordable interest rate. The initial interest rate of the Personal Loan is 10.75% per year, but this rate keeps on varying from time to time. Also, the interest rate differs from person to person and also depends on one’s monthly salary or income.

Personal Loan Sitapur Eligibility Criteria

Salaried, self-employed people and self-employed professionals are eligible for availing of a personal loan. You can check your personal loan eligibility by clicking on the link.

Salaried Individuals:

1. Salary: Rs 18,000 (Monthly).
2. Minimum and Maximum Age: 21 and 60 Years.
3. Work Experience: Overall 3 years and 1-year experience in the current job.
4. CIBIL Score must be more than 700.
5. A person who gets their salary in cash is not eligible for availing of Loan

Self Employed Individuals:

1. Minimum and Maximum Age: 25 and 65 years.
2. I should have filed for an annual ITR of 2.5 to 3 lakh.
3. Residence: Should be owning an Office or Home.
4. Business Stability: Your business should have been operating for the last 3 years.
5. CIBIL Score should be more than 750. This is very important for your loan

Personal Loan Sitapur Documents Required

1. Identity Proof: PAN Card/ Voter ID card/ Driving License /Aadhar Card/ Passport.
2. Proof of Residence: Voter ID card/ Driving License/Passport/Rent Agreement/Water Bills/ Electricity Bills/Aadhar Card/ PAN Card
3. Income Proof: Salary slips of the last 6 months or bank account statements where you get your salary. If you are self-employed, you have to give your ITR statement for the last 3 years.
4. It is important to note that if you don’t get your salary in the bank account, then you won’t be eligible to apply for a loan.

Personal Loan Sitapur EMI Calculator

The most common way to repay your loan is through Equated Monthly Installments. That is commonly known as EMI. Dialabank brings to you a personal loan EMI calculator to help you calculate your EMIs beforehand and plan your repayment accordingly.

If you wish to prepay or foreclose your loan, then make sure you enter those charges too so your comparison can be more accurate.

Personal Loan Sitapur Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan Sitapur Apply Online

Anybody can apply quickly for Personal Loan Sitapur online within 2 minutes. The process of application is straightforward and fast.

1. Visit Dialabank
2. After that, apply for a Personal Loan online.
3. Please enter your contact number so that we can contact you back.

Dialabank is one of the best platforms to apply for a personal loan as we provide you all kinds of loans at a very affordable rate of interest.

About Sitapur

Sitapur is a city and a municipal board in the Sitapur district in the state of Uttar Pradesh, India. It is in the Lucknow Division. The town is located on the bank of the river Sarayan. In British India, it was spelled as Citapore and was a cantonment garrisoned by a portion of a British regiment.

The traditional origin for the name is said to be by King Vikramāditya from Lord Ram’s wife, Sita. The total population of the district is 28.57 lakhs. Sitapur is a famous center of cultural and religious heritage. It is claimed that this is where Rishi Ved Vyas wrote the Puranas.

Other Cities For Personal Loan