Personal Loan Sitamarhi

Major Personal Loan Providers in Sitamarhi

Feature	HDFC Bank	Private Bank	Bajaj Finance
Interest Rate	10.75% - 17%	11.25% - 18.5%	0.12
Min Loan Amt	Metro : 75000 & Non Metro: 50000	50000	100000
Max Loan Amt	50 Lacs	50 Lacs	1 Cr
Loan Tenure	1 - 5 Years	1 - 5 Years	1 - 5 Years
Processing Fee	0.25% - 2% of the Loan Amt	1% - 2.5% of the Loan Amt	0.5% - 2% of the Loan Amt
Preclosure Charges	2%, Nil foreclosure charges after 12 months	2%, Nil foreclosure charges after 24 months	Nil
Overdraft Facility	No	No	Yes

Personal Loan Sitamarhi Features

Personal advance isn’t just of an unstable nature with the least required documentation and considerably lesser administrative work. This advance may take as long as 48 hours to get endorsed following the cycle of check.

Personal Loan Sitamarhi is a credit that gives monetary help to clients at reasonable and practical financing costs. So as to get a Personal Loan, the candidate is needed to have a solid and dependable wellspring of pay and furthermore great financial record.

Personal Loan Sitamarhi Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan	0.50% to 1.50%	Nil
Private Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Personal Loan	500/- to 0.50%	Nil
Kotak Personal Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan	Nil	Nil
Muthoot Personal Loan	Nil	Nil
Manappauram Personal Loan	Nil	Nil
PNB Personal Loan	0.70% to 1%	Nil
Canara Bank Personal Loan	0.01	Nil
Andhra Bank Personal Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Sitamarhi

Salaried Customers:

1.  ID proof (Aadhar card/driving license)
2. Salary Slips for the last three months 
3. The Bank’s accounts for the last 6 months
4. PAN Card
5. Proof of Residence (Own/Rent/Company provided)
6. Two Passport-size photograph

Self-Employed Customers:

1. All financial statements (Balance Sheet, P&L Statement and ITR files) are necessary.
2. PAN Card
3. Aadhar
4. Proof of residence
5. Two passport-sized photographs

Eligibility Criteria for Personal Loan Sitamarhi

Click here to know more about personal loan eligibility

Salaried Applicants

1. The applicant’s minimum age should not be less than 21 years or more than 60 years old. 
2. The applicant must have at least three years of work experience. The income was just allocated to their accounts. 
3. There should be an excellent credit background for the applicant. 
4. It is important to state the location of the applicant‘s work. 
5. The creditor must have an INR 25,000 p.m. minimum income.

Click here to know more  Salaried Applicant

Self-Employed Applicants

1. The age of an independent person should be at least 25 years.
2. The candidate applying for the individual advance ought to have been recording ITR for as long as three years.
3. On the off chance that the candidate is a businessman, at that point the business is needed to be proficiently running from the most recent 3 years.
4. The cibil score rating of the candidate ought to be acceptable and there must not be any obligation or contribution forthcoming.
5. The yearly salary of the candidate ought to be at least Rs 2.5 lakh.
6. The entire report check cycle of the individual credit requires the candidates to present his budgetary and his bank explanation of the past a quarter of a year.

Click here to know more Self-employed Applicant

How to apply for Personal Loan Sitamarhi?

1. Visit this website: Dialabank
2. Then navigate to the section of the loan and go to the page for personal loans. 
3. You will be guided to comprehensive personal loan details where you can select your city. 
4. Feel free to call 9878981166 for more information and free guidance.

Processing Fee / Prepayment Charges on Personal Loan Sitamarhi

For the processing of a Personal Loan application, both banks and NBFCs charge a certain amount. The Personal Loan Sitamarhi processing fee is 1 per cent of the amount of the loan authorized.

To know about the interest rate click on personal loan interest rate

Personal Loan Sitamarhi EMI Calculator

CIBIL Score required for Personal Loan Sitamarhi

All the loaning organizations have their own models for a negligible CIBIL score that is expected to deal with a Personal Loan application in Sitamarhi. Generally, the establishments need a base score of in any event 750 to deal with an application additionally.

Personal Loan Sitamarhi Agents

You can easily apply online at Dialabank or give a call at  9878981166

Personal Loan Sitamarhi Contact Number

Call 9878981166 and get timely assistance and approval for Personal Loan in Sitamarhi.

Pre Calculated EMI Table for Personal Loan Sitamarhi

Click here for personal loan EMI calculator

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

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About Sitamarhi

Sitamarhi is one of the areas of the territory of Bihar, India. Dumra is the authoritative base camp of this area. The region is an aspect of the Tirhut Division and is situated along the outskirt of Nepal.

FAQs About Personal Loan Sitamarhi

Who can apply for a Personal Loan in Sitamarhi?

Individuals who have a pressing requirement for money and have a normal wellspring of salary (from work or business) can apply for a Personal Loan in Sitamarhi.

What is the tenure of Personal Loan in Sitamarhi?

The vast majority of the Banks and NBFCs give a Personal Loan to a min time of 1 Yr and a Max time of 5 Years. There are a few Banks which stretch out the most extreme time frame to 7 Years too. The residency is fixed and can’t be broadened. The reimbursement must be done in equivalent regularly scheduled payments inside the concurred residency of the credit.

Can my application for Personal Loan Sitamarhi get rejected due to my CIBIL score?

Since Personal Loan is an unstable credit, one of the most significant choice rules for getting your Personal Loan application affirmed is your CIBIL Score. Having a High CIBIL score turns out to be critical in the event that you wish to benefit of a Personal Loan later on. Ensure you don’t avoid any of your advance EMI installments or any charge card installments as that will bring about diminishing your CIBIL score. The vast majority of the Personal Loan dismissals occur because of a low CIBIL Score.

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