Personal Loan Simdega

Major Personal Loan Providers in Simdega

Feature	HDFC Bank	Private Bank	Bajaj Finance
Interest Rate	10.75% - 17%	11.25% - 18.5%	0.12
Min Loan Amt	Metro : 75000 & Non Metro: 50000	50000	100000
Max Loan Amt	50 Lacs	50 Lacs	1 Cr
Loan Tenure	1 - 5 Years	1 - 5 Years	1 - 5 Years
Processing Fee	0.25% - 2% of the Loan Amt	1% - 2.5% of the Loan Amt	0.5% - 2% of the Loan Amt
Preclosure Charges	2%, Nil foreclosure charges after 12 months	2%, Nil foreclosure charges after 24 months	Nil
Overdraft Facility	No	No	Yes

Personal Loan Simdega Features

Personal Loan Simdega Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan	0.50% to 1.50%	Nil
Private Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Personal Loan	500/- to 0.50%	Nil
Kotak Personal Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan	Nil	Nil
Muthoot Personal Loan	Nil	Nil
Manappauram Personal Loan	Nil	Nil
PNB Personal Loan	0.70% to 1%	Nil
Canara Bank Personal Loan	0.01	Nil
Andhra Bank Personal Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Simdega

Salaried Customers:

1. Identity proof (Aadhar card/driving license)
2. Salary statements for the last three months. 
3. Bank declarations over the last 6 months
4. PAN
5. Proof for Residence (Own/Rent/Company provided)
6. Passport-size photograph – 2

Self-Employed Customers:

1. All financial statements (Balance Sheet, P&L Statement and ITR files) are needed.
2. PAN Card
3. Aadhar
4. Residence Proof
5. Passport-sized photographs- 2

Eligibility Criteria for Personal Loan Simdega

Click here to know more about personal loan eligibility

Salaried Applicants

1. The candidate’s base age should not be under 21 or over 60 years of age. 
2. In any case, the applicant must have three years of work comprehension. 
   In their accounts, the compensation should have been transferred as it was. 
3. The applicant should have a credit history that is outstanding. 
4. It should state the work position of the applicant. 
5. The minimum income for the borrower must be at least INR 25,000 p.m.

click here to know more Salaried Applicant

Self-Employed Applicants

1. A minimum of 25 years should be the age of the autonomous person applying
2. For the past three years, the borrower applying for a personal loan should have been filing ITR. 
   If the borrower is a businessman, then the company has to run well for the past 3 years. 
3. The applicant’s credit score should be fine, and no debt or dues should be pending.
4. The applicant’s annual income will have to be no less than Rs 2.5 lakh. 
5. For personal loan approval, the entire document verification process requires borrowers to apply their financial statements and their bank statement from the past three months.

click here to know more Self-employed Applicant

How to apply for Personal Loan Simdega?

1. Visit this website: www.dialabank.com.
2. Go to the section on loans, and go to the personal loan page. 
   It will lead you to the comprehensive personal loan data where you can choose your city. For more information and free guidance, please call 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Simdega

To know about the interest rate click on personal loan interest rate

Personal Loan Simdega EMI Calculator

CIBIL Score required for Personal Loan Simdega

Personal Loan Simdega Agents

You can easily apply online at www.dialabank.com or give a call at 9878981166

Personal Loan Simdega Contact Number

Call 9878981166 and get timely assistance and approval for Personal Loan in Simdega.

Pre Calculated EMI Table for Personal Loan Simdega

Click here for personal loan EMI calculator

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

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About Simdega

FAQs About Personal Loan Simdega

Who can apply for a Personal Loan in Simdega?

What is the tenure of Personal Loan in Simdega?

Can my application for Personal Loan Simdega get rejected due to my CIBIL score?

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