Personal Loan Shirwal

Major Personal Loan Providers in Shirwal

Personal Loan Shirwal 

Want your child to study abroad? But lack of money is prohibiting you to send your child? Don’t compromise with your child’s future. Dialabank provides assistance for accomplishing your aspirations!

A personal loan will overwhelm all the financial obstacles that come between you and your dreams. This loan will be approved within 48 hours of certified authentication and very little paperwork is required for this loan. After all, you don’t need to submit any collateral security!

It is an unsecured loan with feasible low-interest rates. Your creditworthiness should be good and you should have a good source of income.

There are no restraints on the purpose of using this loan. You can use it anywhere you want.

Click here to get an Instant Personal Loan

Personal Loan Shirwal Interest Rates 

More About: Interest Rates on Personal Loan

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Shirwal

Salaried Customers:

1. Submit your identity proof. It can be anyone of Aadhar card or driving license.
2. Submit the salary slips for the past three months.
3. Submit the Bank statements for the last 6 months
4. Submit a copy of your PAN Card.
5. Submit your residence proof (Owned/Rented/Company provided)
6. Submit your two recent passport-sized photographs.

*NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements such as Balance sheet, P&L statement, ITR files, etc of your business have to be submitted.
2. You should also submit a copy of your PAN Card.
3. Aadhar Card is required for identity proof.
4. Residence Proof (owned/rented) is also compulsory to be submitted.
5. You have to submit two of your recent passport-sized photographs.

Eligibility Criteria for Personal Loan Shirwal

Personal Loan Eligibility Criteria

Salaried Applicants

1. The minimum age requirements of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
2. The applicant should have a minimum of 3 years of experience and you should be receiving a salary in your own account.
3. The credit history of the applicant should be perfect.
4. You need to specify your job location.
5. You should be earning a minimum of Rs. 25000 per month.

Self-Employed Applicants

1. The minimum age requirement of an individual should be 25 years in order to apply for a loan.
2. You should file your ITR for the last 3 years if you applying for a personal loan.
3. If you are operating a business, then your business should be working actively for the past 3 years.
4. Your credit score should be worthy enough to give you credit.
5. Your earning should be a minimum of an annual income of Rs.2.5 lakhs.
6. The applicant is required to attach his financial and bank statement for the past 3 months.

Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Shirwal?

1. No need to mortgage your property for acquiring the loan.
2. A personal loan can be utilized for many purposes. You can use this amount wherever you want.
3. The amount to be sanctioned will depend on your CIBIL score.
4. In Personal Loan, you need not assign anybody as a nominee or guarantee.

How to apply for Personal Loan Shirwal?

1. Visit our website by clicking on the link Dialabank.
2. There is a loan section, go there and click on the personal loan.
3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
4. For more information and free assistance, you can get in touch with us by calling on  9878981166.

Processing Fee / Prepayment Charges on Personal Loan Shirwal

To get your application fee for personal loan processed, you need to pay a processing fee to Banks or NBFCs. The value of this processing fees lies in the range of 1.5% – 2.5% of the sanctioned loan amount.

If you are precluding a part of your loan amount before the completion of your tenure, then you have to pay a penalty for prepayment. You cannot close your loan before 12 months in most situations. The prepayment penalty charges depend on the number of years for which loan has been used.

To gain more information about the interest rate click on the Personal Loan interest rate

Personal Loan Shirwal EMI Calculator

 You are liable to pay fixed installments per month to the bank as a procedure of repayment of the loan amount. these fixed payments are known as EMI or Equated Monthly Installments. The interest rate is determined after ascertaining your financial status. Your EMI will be calculated after taking the interest rate and the tenure of the loan into consideration.

CIBIL Score required for Personal Loan Shirwal

Banks and NBFCs have their own norms for the CIBIL score for lending purposes. Mostly, a CIBIL Score of 750 is preferred by most of the lending institutions.

 Banks and NBFCs want to ascertain how you acknowledged to previous loans through your CIBIL score. They want to ensure that there are no delayed payments until now.

Personal Loan Shirwal Agents

Dialabank is the prominent assistant for taking Personal Loan in Shirwal. You can apply online at Dialabank or give a call at 9878981166.

Dialabank helps you in finding the perfect Bank or NBFCs by showing you comparative analysis between banks. Visit our website www.dialabank.com and fill a simple form with all necessary details such as personal and employment details. Our customer relationship managers will soon get in touch with you.

Personal Loan Shirwal Contact Number

Call 9878981166 and to get immediate help and advocacy for Personal Loan in Shirwal

Pre Calculated EMI Table for Personal Loan Shirwal

Click here for Personal Loan EMI Calculator

About Shirwal

Shirwal is a town in the Satara district in Maharashtra. It is situated on the banks of the river of Nira. The town has a population of around 12000 people.

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