Personal Loan Shahbad

Best Banks for Personal Loan in Shahbad

Personal Loan in Shahbad Features

Personal loans are there to provide you with financial support in immediate or need-based time. This personal loan is unsecured and not requires any kind of collateral or security for loan approval.

Normally, Banks provide personal loans to those individuals who are eligible and have sound creditworthiness. The loan amount of personal loan can be used without any restriction, money or funds provided to your bank account you spend anywhere you want.

Personal Loan in Shahbad Interest Rates and Charges

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Shahbad Documents Required

Salaried Customers:

1. Identity proof (Aadhar card/driving license)
2. Salary slips of last three months
3. Bank statements for the last six months
4. PAN Card
5. Residence Proof (Owned/Rented/Company provided)
6. Passport-sized photographs – 2

*NOTE: In the case of rented apartments, a rent agreement needs to be attached.

Self-Employed Customers:

1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card
3. Aadhar Card
4. Residence Proof
5. Two passport-sized photographs

Personal Loan in Shahbad Eligibility Criteria

The Personal Loan Eligibility criteria for both Salaried and Self-Employed persons are different:

Salaried Applicants

1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
2. The applicants must have work experience of nearly three years. And the salary or pay should be received in their respective accounts only.
3. The applicants must have the best credit history for loan approval.
4. The job location of the applicant should be mentioned.
5.  A borrower should have a minimum income of INR 25,000 per month.

Click here to know more about- Personal Loan Salaried Applicant.

Self-Employed Applicants

1. The minimum age requirement for an independent person should be 25 years.
2. The applicants applying for the personal loan Shahbad should file ITR for the last three years.
3. If the applicants or individuals are businessmen, then the business should be running for at least three or more three years.
4. The credit score of the individual applicants should be good even there should not be any debt or dues outstanding left.
5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
6. The whole documentation process of the personal loan Shahbad is the applicants have to submit his financial and his bank statement of the previous three months.

Click here to know more –Personal loan Self-employed Applicant.

Why Apply for Personal Loan Shahbad?

1. There is no need to provide any mortgage and collateral security to the bank.
2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to financial needs.
3. The amount of personal loan Shahbad depends upon the repayment of individual income and individual capacity.
4. A Personal Loan does not require any guarantor or nominee for personal loan Shahbad approval.

How to apply for a Personal Loan Shahbad?

1. Visit www.dialabank.com.
2. Go to the loan section and go on the personal loan link.
3. The applicant will be directed and presented to all details of the personal loan where they can choose their preferred city.
4. For more information and free guidance, you can call us on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Shahbad

Every Bank and NBFC charges a nominal fee for processing your Personal Loan Shahbad application. These charges may vary among 1.5% to 2.5% of the sanctioned loan amount.

In case you wish to foreclose your personal loan before the agreed loan tenure, every lending financial institution charges you a penal prepayment fee. In most cases, you cannot close your loan before a year or 12 months. Post that the nominal charges vary depending on how many years the personal loan has done. These charges may vary from 4 percent of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Shahbad EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed or rigid charges that you pay to the bank as monthly repayment for the loan amount borrowed on a personal loan Shahbad. Based on your profile, the interest rate on your personal loan Shahbad is determined. Your EMI is calculated on the basis of the Interest Rate of the total amount you are charged by the bank on a personal loan and the amount of loan you have to take and the period for which you enjoy the loan. The Personal Loan EMI Calculator as follows:

CIBIL Score required for Personal Loan Shahbad

Every lending institution has its own unique criteria and requirements for the minimum CIBIL score required for processing a Personal Loan application in Shahbad. Most institutions require a minimum CIBIL score of 750 and above to process your loan application for approval of the personal loan Miryalag Shahbad.

The institutions don’t just look at the overall CIBIL score but also look into the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed from any financial institution. Any delayed payments for any kind of previous loans can act as an obstacle or barrier to your availing a fresh loan.

Personal Loan in Shahbad Agent and Contact Number

Dialabank is the leading agent for availing Personal Loan in Shahbad. You can apply online simply at www.dialabank.com or make a call at 9878981166

Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed market comparison of different personal loan banks so that you can make the right choice about a personal loan Miryalaguda. Visit our website www.dialabank.com and fill a simple form and submit it with your personal and employment details. Our customer relationship managers will soon get in touch with you for further process.

Call 9878981166 and get instant help and approval for Personal Loan Shahbad.

Pre Calculated EMI Table for Personal Loan Shahbad

About Shahbad

Shahabad Markanda is a City and a municipal committee in the Kurukshetra district in the Indian state of Haryana. It is situated on the left bank of the Markanda River, 20 km south of Ambala Cantonment, and 22 km from the historical city Kurukshetra. The other names of the town are Shahabad, Shahbad, or Shabad.