Personal Loan Sahibabad

Best Banks for Personal Loan in Sahibabad

Personal Loan in Sahibabad Features

Personal Loan Sahibabad is an unsecured loan in which there is no involvement of any of the customer’s assets as collateral. It requires a basic documentation process to fulfil the eligibility criteria. A personal loan can be availed to accomplish either of the demands such as money to build a house, pay medical charges, children’s education, etc. Other than these, several personal needs can be sorted out with the help of personal loans.

Personal Loan in Sahibabad Interest Rates and Charges

Get low-personal loan rates of interest

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Sahibabad Documents Required

Salaried Customers:

1. Identity proof (Aadhar card/driving license)
2. Salary slips of last three months
3. Bank statements for the last 6 months
4. PAN Card
5. Residence Proof (Owned/Rented/Company provided)
6. Passport-sized photographs – 2

*NOTE: In the case of rented apartments, a rent agreement needs to be attached.

Self-Employed Customers:

1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card
3. Aadhar Card
4. Residence Proof
5. Two passport-sized photographs

Personal Loan in Sahibabad Eligibility Criteria

The personal loan eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
2. The applicants must have work experience of three years. And the salary should be received in their accounts only.
3. The applicants must have an excellent credit history.
4. The job location of the applicant should be mentioned.
5.  A borrower should have a minimum income of INR 25,000 per month

Click here to know more about- Salaried Applicant

Self-Employed Applicants

1. The minimum age requirement for an independent person should be 25 years.
2. The applicants applying for the personal loan should file ITR for the last three years.
3. If the applicants are the businessman, then the business should be running from the past three years.
4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Click here to know more – Self-employed Applicant

Why Apply for Personal Loan Sahibabad?

1. There is no need to deposit any mortgage and collateral security to the bank.
2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
3. The amount of personal loans depends upon the repayment of individual income and capacity.
4. A Personal Loan does not require any guarantor or nominee.

How to apply for a Personal Loan Sahibabad?

1. Visit Dialabank
2. Go to the loan section and click on the personal loan link.
3. The applicant will be directed to all personal loan details where they can choose their preferred city.
4. For more information and free guidance, you may
5. Call on 9878981166. A personal loan EMI calculator will help it out.

Processing Fee / Prepayment Charges on Personal Loan Sahibabad

Every Bank and NBFC charges a fee for processing your Loan application. These charges are 1% of the sanctioned loan amount.

If you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that, the charges vary depending on how many years the loan has been done.

Personal Loan Sahibabad EMI Calculator

Equated Monthly Installments, also known as EMI, are the monthly fixed charges you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate the bank charges you, the amount of loan you have to take, and the period you enjoy the loan.

CIBIL Score required for Personal Loan Sahibabad

Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Delhi. However, most institutions need a minimum score of 750 to process your loan application.

The institutions look at the overall score and the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments of earlier loans can act as a barrier to your availing of a new loan.

Personal Loan in Sahibabad Agent and Contact Number

Dialabank is the leading agent for availing Personal Loan in Sahibabad. You can apply online or give a call at 9878981166

Dialabank helps you find the best option for Banks and NBFCs by providing you with a detailed market comparison of different banks to make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Call 9878981166 and get instant help and approval for a Personal Loan in Sahibabad.

Pre Calculated EMI Table for Personal Loan Sahibabad

About Sahibabad

Sahibabad is the name for a conurbation of a group of residential, industrial, and commercial areas within the jurisdiction region of Ghaziabad District of Uttar Pradesh, India. It is in the vicinity of the borders of Delhi, Noida, and  Ghaziabad and formes a part of the Delhi National Capital Region.