Personal Loan Rudrapur

Best Banks for Personal Loan in Rudrapur

Personal Loan in Rudrapur Features

Are you looking for a loan for personal needs? Then availing of a Personal Loan is the best deal for you. It is a financing option that can be used for almost any purpose like travelling, a wedding in the family, paying tuition fees, and many more.

Features of Personal Loan Rudrapur:

1. Collateral free Personal Loan
2. Personal Loan is Easily available
3. Low processing charges
4. Less documentation
5. Quick and risk-free
6. No cosigner required

Personal Loan in Rudrapur Interest Rates and Charges 

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Rudrapur Documents Required

Salaried Customers:

1. Identity Card
2. Salary slips of last 3 months
3. Bank statements for the last six months
4. PAN Card details
5. Residence Proof of the applicant.
6. Photo of the applicant.

*NOTE: In the case of rented apartments, a rent agreement needs to be attached.

Self-Employed Customers:

1. Financial Documents including Balance Sheet and ITR
2. PAN Card details of the applicant
3. Aadhar Card details of the applicant.
4. Residence Proof details of the applicant.
5. 2 Photographs of the applicant.

Personal Loan in Rudrapur Eligibility Criteria

The Personal Loan Eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants:

1. Individuals should be between 21 years and 60 years of age.
2. At least 3 years of work experience is required.
3. The applicant must not be a defaulter.

Click here to know more about- Personal Loan Salaried Applicant

Self-Employed Applicants:

1. Individuals should be between 21 years and 60 years of age.
2. The applicant must not be a defaulter.
3. The applicants must be filing ITR every year.
4. The business of the applicant must be running for at least 3 Years.
5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
6. All the required documents should be submitted on time.

Click here to know more –Personal loan Self-employed Applicant

Why Apply for Personal Loan Rudrapur?

1. Collateral free Personal Loan
2. Personal Loan is Easily available
3. Low processing charges
4. Less documentation
5. Quick and risk-free
6. No cosigner required

How to apply for Personal Loan Rudrapur?

To apply for Personal Loan, Please visit Instant Personal Loan at DialaBank.

1. Visit Dialabank
2. Go to the loan section and click on the personal loan link.
3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
4. For more information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Rudrapur

Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges are 1% of the loan amount.

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has been done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Rudrapur EMI Calculator

Personal Loans are paid in small instalments and these are called EMI (Equated Monthly Installments).EMI is based on different factors such as Interest Rate, Amount availed, and Tenure of the Loan. EMI varies from Bank to Bank.

Calculate your EMI at Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Rudrapur

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Rudrapur. Most institutions require a minimum score of 750 to process your loan application.

Personal Loan Rudrapur Agents

Dialabank is the leading agent for availing of Personal Loan Rudrapur. You can apply online at Dialabank or give a call at 9878981166

Personal Loan Rudrapur Contact Number

Call 9878981166 and get instant help and approval for Personal Loan Rudrapur.

Pre Calculated EMI Table for Personal Loan Rudrapur

About Rudrapur

Rudrapur is a city in the state of Uttarakhand. The city has grown with many automobile and agro-based industries, some of them are Britannia Industries, Greenply Industries Ltd., Parle Agro, HCL, HP, Hindustan Zinc Limited, Ashok Leyland, etc

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