Personal Loan Rohtak

Best Banks for Personal Loan in Rohtak

Personal Loan in Rohtak Features

A Personal Loan is a finance which has gained much demand in a short span of time. This is probably because of its various benefits and schemes. Personal finance is unsecured in nature i.e. consumers don’t need to provide any assets or collateral against their loan.

1. Personal Loan Rohtak involves simple procedures and fast loan approvals.
2. There is no need to provide a cosigner to avail Personal Loan Rohtak.
3. There is no process involved to verify the collateral.
4. There is no upper limit to borrow money.
5. Personal Loan Rohtak is a simple and safe loan scheme for raising funds in times of need.
6. Personal Loan Rohtak is easily available within 48 hours.

Personal Loan in Rohtak Interest Rates and Charges 

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Rohtak Document Required 

Salaried Customers:

1. Identity Proof: Voter Card/ Driving License /Aadhaar Card/ Passport.
2. Proof of Residence: Voter Card/ Driving License/Passport/ Aadhar Card/ Ration Card and if the applicant is living in the rental apartment then they have to submit their rented agreement, water & electricity bill in their name and owner’s address.
3. Income Proof: Salary slips of the last 6 months or bank account statements where you get your salary. If the applicant is self-employed, then they have to submit their ITR statement for the last 3 years.
4. It is important to note that if you don’t get your salary in the bank account, then you won’t be eligible to apply for a loan.
5. The applicant has to submit the photocopy of the PAN Card.
6. Two coloured photographs

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card
3. Aadhar Card
4. Residence Proof
5. Two passport-sized photographs

Personal Loan in Rohtak Eligibility Criteria

The Personal Loan Eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants:

1. Salary: Rs 18,000 (Monthly).
2. Minimum and Maximum Age: 21 and 60 Years.
3. Work Experience: Overall 3 years and 1-year experience in the current job.
4. CIBIL Score: Must be more than 700.
5. Banking Habits: A person who gets his/her salary in cash is not eligible for availing Loan

Self-Employed Applicants

1. Minimum and Maximum Age: 25 and 65 years.
2. Income Proof: Should have filed for an annual ITR of 2.5 to 3 lakh.
3. Residence: Should be owning an Office or Home.
4. Business Stability: Your business should be operating for the last 3 years.
5. CIBIL Score: Must be more than 700.

Why Apply for Personal Loan Rohtak?

1. There is no need to deposit any mortgage and collateral security to the bank.
2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
3. The amount of personal loan depends upon the repayment of individual income and capacity.
4. A Personal Loan does not require any guarantor or nominee.

How to apply for Personal Loan Rohtak?

Anybody can apply quickly for Personal Loan online within 2 minutes. The process of application is straightforward and fast.

1. Visit Dialabank.
2. After that, apply for a Personal Loan online.
3. Enter your contact number so that we can contact you back.

Dialabank is one of the best platforms to apply for a personal loan as we provide you with all kinds of loans at a very affordable rate of interest.

Processing Fee / Prepayment Charges on Personal Loan Rohtak

Every Bank and NBFC charges a fee for processing your Personal Loan application. The Personal Loan Rohtak processing fee is 1% of the sanctioned loan amount.

Personal Loan Rohtak EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan. The Personal Loan EMI Calculator as follows:

CIBIL Score required for Personal Loan Rohtak

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Rohtak. Most institutions require a minimum score of 750 to process your loan application.

The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

Personal Loan Rohtak Agents

Dialabank is the leading agent for availing Personal Loan Rohtak. You can apply online at Dialabank or give a call at 9878981166

Personal Loan Rohtak Contact Number

Call 9878981166 and get instant help and approval for Personal Loan Rohtak.

Pre Calculated EMI Table for Personal Loan Rohtak

About Rohtak

Rohtak is a city and Municipal Corporation in the Rohtak district in Haryana. It is known as the Heart of Haryana. It is situated on the east side of Bhiwani. It is a part of NCR (National Capital Region). The city is also rising as fast as the major industrial city of Haryana.

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