Personal Loan Rewari

Best Banks for Personal Loan in Rewari

Personal Loan in Rewari Features

Personal Loan Rewari is an easy and convenient way to meet your financial needs. These loans are mostly unsecured. That means applicants need not have to give any security or collateral. These loans totally depend on the monthly income of the individual.

Personal Loan Rewari is an unsecured loan that provides financial aid to customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.

Personal Loan in Rewari Interest Rates and Charges

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Rewari Documents Required

Salaried Customers:

1. ID Proof such as Aadhar card/ Passport Copy/ Driving License, etc.
2. Salary slips of last previous months
3. PAN Card
4. 2 passport-sized photographs (colored)
5. Bank statements for the last 6 months
6. Proof of address such as Telephone Bill/ Agreement/ Electricity bill (Owned/Rented/Company provided)

*NOTE: In the case of rented apartments, a rent agreement needs to be attached.

Self-Employed Customers:

1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card
3. Proof of identity like Aadhar Card/ Driving License/ Passport copy, etc.
4. Proof of Residence: Telephone bill/ Electricity Bill/ Voter ID, etc.
5. Two passport-sized photographs

Personal Loan in Rewari Eligibility Criteria

The personal loan eligibility criteria for both Salaried and Self-Employed are as follows:

Salaried Applicants:

1. Applicant should be between 21 to 60 years of age
2. The applicants must have an excellent credit history
3. The applicants must have the work experience of the three years and their salary should be incoming to their personal account.
4. The location of the job should be mentioned

Self-Employed Applicants:

1. The minimum age of the applicant should be 25 years.
2. If the applicants are the businessman, then the business should be running from the past three years.
3. The credit score of the individual applicants should be good .there should not be any debt or dues left.
4. The applicants applying for the personal loan should file ITR for the last three years.
5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Click to know more about Eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Rewari?

1. There is no need to deposit any mortgage and collateral security to the bank.
2. A personal loan can be used for various purposes and has no restrictions
3. The amount of a personal loan depends upon the repayment of individual income and capacity.
4. No third party is involved in the deal

How to apply for Personal Loan Rewari?

1. Visit Dialabank.
2. Go to the loan section and click on the personal loan link.
3. The applicant will be directed to a page where all the details regarding personal loans can be found.
4. Fill in all the necessary details and provide all the documents
5. Our executives will then get in touch with you soon
6. For more information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Rewari

Every Bank and NBFC charges a fee for processing your Personal Loan application and these charges are 1% of the loan amount.

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Rewari EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Rewari

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan Rewari application. Most institutions require a minimum score of 750 to process your loan application.

The banks and NBFCs do not only look at the score but also your credit history, and your behaviour on lending and repayment accordingly.

Personal Loan in Rewari Agent and Contact Number

Dialabank is the leading agent for availing Instant Personal Loan in Rewari. You can apply online or call 9878981166.

Dial 9878981166 and get instant help and approval for a Personal Loan in Rewari. Thereafter, our relationship managers will assist you.

Pre Calculated EMI Table for Personal Loan Rewari

About Rewari