Personal Loan Ratlam

Major Personal Loan Providers in Ratlam

Personal Loan Ratlam Features

Are you looking for a loan for personal needs? Then availing a Personal Loan is the best deal for you. It is a financing option that can be used for almost any purpose like travelling, a wedding in the family, paying tuition fees, and many more.

Features of Personal Loan Ratlam:

1. Collateral free Personal Loan
2. Personal Loan is Easily available
3. Low processing charges
4. Less documentation
5. Quick and risk-free
6. No cosigner required

Personal Loan Ratlam Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Ratlam

Salaried Customers:

1. Identity Card
2. Salary slips of last 3 months
3. Bank statements for the last six months
4. PAN Card details
5. Residence Proof of the applicant.
6. Photo of the applicant.

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

1. Financial Documents including Balance Sheet and ITR
2. PAN Card details of the applicant
3. Aadhar Card details of the applicant.
4. Residence Proof details of the applicant.
5. 2 Photographs of the applicant.

Eligibility Criteria for Personal Loan Ratlam

The Personal Loan Eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

1. Individuals should be between 21 years and 60 years of age.
2. At least 3 years of work experience is required.
3. The applicant must not be a defaulter.

Click here to know more about- Personal Loan Salaried Applicant

Self-Employed Applicants

1. Individuals should be between 21 years and 60 years of age.
2. The applicant must not be a defaulter.
3. The applicants must be filing ITR every year.
4. The business of the applicant must be running for at least 3 Years.
5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
6. All the required documents should be submitted on time.

Click here to know more –Personal loan Self-employed Applicant

Why Apply for Personal Loan Ratlam?

1. Collateral free Personal Loan
2. Personal Loan  is Easily available
3. Low processing charges
4. Less documentation
5. Quick and risk-free
6. No cosigner required

How to apply for Personal Loan Ratlam?

To apply for Personal Loan, Please visit Instant Personal Loan at DialaBank.

1. Visit www.dialabank.com.
2. Go to the loan section and click on the personal loan link.
3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
4. For more information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Ratlam

There are different Processing Fees associated with Personal Loan. Some of them are mentioned below:

• Loan Processing Charges: Up to 1% of the loan amount + GST.
• Prepayment Charges: 5% on principal outstanding + GST.
• Additional Charges on Late Payment: 24% per annum.
• Loan Cancellation Charges: ₹ 3000/- + GST.

Personal Loan Ratlam EMI Calculator

Personal Loans are paid in small installments and these installments are called EMI (Equated Monthly Installments).EMI is based on different factors such as Interest Rate, Amount availed, and Tenure of the Loan. EMI varies from Bank to Bank.

Calculate your EMI at: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Ratlam

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Ratlam. Most institutions require a minimum score of 750 to process your loan application.

Personal Loan Ratlam Agents

Dialabank is the leading agent for availing Personal Loan Ratlam. You can apply online at www.dialabank.com or give a call at 9878981166

Personal Loan Ratlam Contact Number

Call 9878981166 and get instant help and approval for Personal Loan Ratlam.

Pre Calculated EMI Table for Personal Loan Ratlam

About Ratlam

Ratlam is a city in the region of Malwa in the Indian state of Madhya Pradesh. It was previously known as Ratnapura. It is popular for Gold, Ratlami Sev, Ratlami Saari, and its people. It serves as the administrative headquarters of Ratlam district.

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