Personal Loan Rapar

Major Personal Loan Providers in Rapar

Feature	HDFC Bank	Private Bank	Bajaj Finance
Interest Rate	10.75% - 17%	11.25% - 18.5%	0.12
Min Loan Amt	Metro : 75000 & Non Metro: 50000	50000	100000
Max Loan Amt	50 Lacs	50 Lacs	1 Cr
Loan Tenure	1 - 5 Years	1 - 5 Years	1 - 5 Years
Processing Fee	0.25% - 2% of the Loan Amt	1% - 2.5% of the Loan Amt	0.5% - 2% of the Loan Amt
Preclosure Charges	2%, Nil foreclosure charges after 12 months	2%, Nil foreclosure charges after 24 months	Nil
Overdraft Facility	No	No	Yes

Personal Loan Rapar Features

Dialabank understands that during your harsh times, plans for touring and having luxurious weddings have got delayed & new obligations have risen. A demand for a secure and prosperous lifestyle, each one of us needs to have a security to grab any unplanned critical condition.

To apply for a personal loan, Rapar click on Personal Loan

Personal Loan Rapar Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan	0.50% to 1.50%	Nil
Private Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Personal Loan	500/- to 0.50%	Nil
Kotak Personal Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan	Nil	Nil
Muthoot Personal Loan	Nil	Nil
Manappauram Personal Loan	Nil	Nil
PNB Personal Loan	0.70% to 1%	Nil
Canara Bank Personal Loan	0.01	Nil
Andhra Bank Personal Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Rapar

Salaried Customers:

1. Identity proof (Aadhar card/driving license)
2. Statements for the salary of the past three months.
3. Bank statements for the last 6 months
4. PAN
5. Proof for Residence (Own/Rent/Company provided)
6. Passport-size photograph – 2

Self-Employed Customers:

1. All financial statements are required (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card
3. Aadhar
4. Residence Proof
5. Passport-sized photographs- 2

Eligibility Criteria for Personal Loan Rapar

Click here to know about personal loan eligibility

Salaried Applicants

1. The age limit is 21 years to 60 years.
2. The candidate must have work experience of three years and pay should be transferred in their reports.
3. The claimant should have an excellent credit record.
4. The job position of the applicant should be stated.
5. The borrower must have the least salary of Rs 25,000 p.m.

Click here to know about a personal loan- Salaried Applicant

Self-Employed Applicants

1. The age limit is at least 25 years.
2. The candidate should have been arranging for ITR for the past three years, whereas a businessman should have running the business from the last 3 years.
3. The credit record of the candidate should be sound and there must not be any liability or any dues pending.
4. The yearly income of the candidate should be no shorter than Rs 2.5 lakh.
5. The document attestation process for the personal loan consent demands the applicants to present their financial statements and their bank records of the past three months.

Click here to know about the personal loan– Self-employed Applicant

Why Apply for Personal Loan Rapar?

1. There is no obligation of installing any mortgage or security to the bank.
2. A personal loan is a kind of multidimensional advance, so it can be placed to use for any concerns.
3. The value of this loan is completely based on the repayment potential of the candidate.
4. The loan does not demand any nominee or sponsor.

How to apply for Personal Loan Rapar?

1. Visit this website: www.dialabank.com.
2. From loan segment, proceed to the personal loan section. It will show the exact report of the personal loan where you can choose your place.

For more information, please call 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Rapar

All lending authorities charge a specific fee to process a Personal Loan application. This cost deviates between 1.5% to 2.5% of the confirmed loan amount.

Meanwhile, if you require to settle your loan before the accepted loan tenure, you will be asked to a prepayment expense as a penalty. You have no permission to close your continuance before the course of a year. After that, these charges vary subject to the number of years the loan has ended. This cost shifts from 4% of the residue of borrowed sum in the following year to 2% in the fourth year.

To know about the interest rate, click personal loan interest rate

Personal Loan Rapar EMI Calculator

Equated Monthly Installments or EMI refers to a monthly fixed rate to be paid to the bank as a repayment for the loan amount which is obtained. After carefully analysing your profile, the Lowest Personal Loan Interest Rate is set on your loan. The EMI on your loan is estimated on the Rate and the loan amount along with tenure it has been received.

CIBIL Score required for Personal Loan Rapar

Personal Loan application in Rapar witnesses all the lending institutions to have their own criteria for a minimal CIBIL score needed to process it further. Most of them have a set score of at least 750 to further process your application.

They also take a view of the previous loan patterns, the amount and tenures for which loan was borrowed. If there is any delay in the payments of the previous loans may cause a setback the approval of the fresh loan.

Personal Loan Rapar Agents

Dialabank is one of the best brokers to avail Personal Loan in Rapar. You can apply online at www.dialabank.com or call 9878981166

Dialabank assists you to look for the best option of Banks and NBFCs by giving you access to an in-detail market comparative analysis of various banks to help you pick the right one. Visit our website www.dialabank.com and fill out a simple form with the details of personal and employment data. Our customer relationship managers will be in touch with you shortly.

Personal Loan Rapar Contact Number

Contact 9878981166 and get assistance for Personal Loan in Rapar.

Pre Calculated EMI Table for Personal Loan Rapar

Click for personal loan EMI calculator

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

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About Rapar

Rapar is a municipality in Kutch district of the Gujarat state of India. Particularly this area of Kutch is called Vagad, wherein Vagad means Vagdo in local Kutchi language.

FAQs About Personal Loan Rapar

Who can apply for a Personal Loan in Rapar?

People who have an urgent need for cash and have a regular source of income can apply for a Personal Loan in Rapar.

What is the tenure of Personal Loan in Rapar?

Many of the Banks and NBFCs implement a Personal Loan for the lowest limit of one year and the highest term of 5 years. There are some Banks which reach the maximum period to seven years. The security is established and cannot be increased. The repayment has to be made in equal monthly instalments within the granted term of the loan.

Are there any other charges involved in Personal Loan Rapar?

Yes, there are 2 classifications of charge that one is asked to compensate to avail a personal loan in Rapar:

• Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.
• Processing Fee: For every bank or lending institution that you borrow from, there is a minute charge that they impose on the client, which is known as Processing Fee. The expense of processing fee diversifies for the various lending institution and is ordinarily between 1% and 2.5% of the amount.

Can my application for Personal Loan Rapar get discarded due to my CIBIL score?

Personal Loan, being an unsecured credit, one of the most vital decision principles for processing your Personal Loan application is your CIBIL Score. Generating a High CIBIL score becomes extremely important if you hope to avail of a Personal Loan. Most of the Personal Loan denials happen because of a weak CIBIL Score. So, make sure you do not block any of your loan EMI returns or any credit card debts as it will end up in reducing your CIBIL score.

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