Major Personal Loan Providers in Ranibennur
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Ranibennur
Want your child to study and settle abroad? But the scarcity of money is restraining you from sending your child? Don’t imperil your child’s future. Dialabank renders remedies for fulfilling your dreams! A personal loan will overwhelm all the financial barricades that come between you and your dreams. This loan will be guaranteed within 48 hours of accredited authentication, and very concise paperwork is required. After all, you don’t need to relinquish any collateral security! It is an unsecured loan with feasible low-interest rates. Your creditworthiness should be good, and you should have a good source of income. There are no constraints on the purpose of using this loan. You can use it anywhere you want.
Click here to get an Instant Personal Loan
Personal Loan Ranibennur Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents for Personal Loan Ranibennur
Salaried Customers:
- Submit your identity proof. It can be anyone with an Aadhar card or driving license.
- Submit the salary slips for the past three months.
- Submit the Bank statements for the last 6 months
- Submit a copy of your PAN Card.
- Submit your residence proof (Owned/Rented/Company provided)
- Submit your two recent passport-sized photographs.
*NOTE: If you live in a rented apartment, a rent agreement needs to be attached.
Self-Employed Customers:
- All financial statements such as Balance sheets, P&L statements, ITR files, etc., of your business have to be submitted.
- You should also submit a copy of your PAN Card.
- Aadhar Card is required for identity proof.
- Residence Proof (owned/rented) is also compulsory to be submitted.
- You have to submit two of your recent passport-sized photographs.
Eligibility Criteria for Personal Loan Ranibennur
Click here to know more about personal loan eligibility.
Salaried Applicants
- An individual’s minimum age requirements should be 21 years and a maximum of up to 60 years to apply for a personal loan.
- The applicant should have a minimum of 3 years of experience, and you should be receiving a salary in your own account.
- The credit history of the applicant should be perfect.
- You need to specify your job location.
- You should be earning a minimum of Rs. 25000 per month.
Self-Employed Applicants
- The minimum age requirement of an individual should be 25 years to apply for a loan.
- You should file your ITR for the last 3 years if you are applying for a personal loan.
- If you are operating a business, your business should have been working actively for the past 3 years.
- Your credit score should be worthy enough to give you credit.
- Your earning should be a minimum of an annual income of Rs.2.5 lakhs.
- The applicant is required to attach his financial and bank statement for the past 3 months.
Click here if you want a further knowledge about the Personal Loan for Self-Employed Applicant.
Why Apply for Personal Loan Ranibennur?
- No need to mortgage your property for acquiring the loan.
- A personal loan can be utilized for many purposes. You can use this amount wherever you want.
- The amount to be sanctioned will depend on your CIBIL score.
- In a Personal Loan, you need not assign anybody as a nominee or guarantee.
How to apply for Personal Loan Ranibennur?
- Visit our website by clicking on the link Dialabank.
- There is a loan section; go there and click on the personal loan.
- The applicant will be directed to all personal loan details where you can choose your preferred city.
- For more information and free assistance, you can get in touch with us by calling on 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Ranibennur
To get your application fee for a personal loan process, you need to pay a processing fee to Banks or NBFCs. The Personal Loan Ranibennur processing fees Are 1% of the sanctioned loan amount.
If you are precluding a part of your loan amount before the completion of your tenure, then you have to pay the penalty for prepayment. You cannot close your loan before 12 months in most situations. The prepayment penalty charges depend on the number of years for which the loan has been used.
To gain more knowledge about the interest rate, click on the Personal Loan Interest Rate.
Personal Loan Ranibennur EMI Calculator
You are inclined to pay rigid installments per month to the bank to indemnity the loan amount. These fixed installments are known as EMI or Equated Monthly Installments. The interest rate is decided after discovering your financial status. Your EMI will be estimated after taking the interest rate and the tenure of the loan into deliberation.
CIBIL Score required for Personal Loan Ranibennur
Banks and NBFCs have their own norms for the CIBIL score for lending purposes. But, mostly, a CIBIL Score of 750 is preferred by most of the lending institutions.
Banks and NBFCs want to ascertain how you acknowledged previous loans through your CIBIL score. In addition, they want to ensure that there are no delayed payments until now.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Ranibennur Agents
Dialabank is the prominent assistant for taking Personal Loan in Ranibennur. Dialabank helps you in finding the perfect Bank or NBFCs by showing you comparative analysis between banks. Visit our website Dialabank and fill a simple form with all necessary details, such as personal and employment details. Our customer relationship managers will soon get in touch with you.
Personal Loan Ranibennur Contact Number
Call 9878981166 and to get immediate help and advocacy for a Personal Loan in Ranibennur.
Pre Calculated EMI Table for Personal Loan Ranibennur
Click here for Personal Loan EMI Calculator
About Ranibennur
It is a city in the Haveri district of Karnataka. Around 1,00,000 people live in this city.
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