Major Personal Loan Providers in Rangpo
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Rangpo Features
Need cash because of designing the future in the best possible way? Need cash because of renovating a house? Dialabank is here exploring answers because of you!
A Personal Loan Rangpo is an unsecured loan that intention offer every thy aspirations. This loan demands the fewest archives or paperwork. Your credit will be sanctioned within 48 hours since record authentication.
It is a loan as a result of the earnings along with the negligible personal loan interest rate. Assured earnings and pleasurable creditworthiness are the quintessential conditions for this mortgage.
The only big factor connected with the loan is that there are no stipulations about the plan to use it for financial gain. Everywhere you can, you can use it.
Click here to get an instant personal loan
Personal Loan Rangpo Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents Required for Personal Loan Rangpo
Salaried Customers:
- Identity proof (Aadhar card/driving license)
- Residence Proof (Owned/Rented/Company provided)
- Passport-sized photographs – 2
- Salary slips of last three months
- Bank statements for the last 6 months
- PAN Card
*NOTE: In case of rented apartments, rent agreement needs to be attached.
Self-Employed Customers:
- All financials are required (Balance Sheet, P&L Statement as well as ITR files)
- PAN Card
- Residence Proof
- Two passport-sized photographs
- Aadhar Card
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Rangpo
Salaried Applicants
- The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
- The applicants must have an excellent credit history.
- The job location of the applicant should be mentioned.
- The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
- A borrower should have a minimum income of INR 25,000 per month
Self-Employed Applicants
- The minimum age requirement for an independent person should be 25 years.
- The annual income of the applicants should be a minimum of Rs 2.5 lakh.
- The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
- The applicants applying for the personal loan should file ITR for the last three years.
- If the applicants are the businessman, then the business should be running from the past three years.
- The credit score of the individual applicants should be good .there should not be any debt or dues left.
Why Apply for Personal Loan Rangpo?
- There is no need to deposit any mortgage and collateral security to the bank.
- The amount of personal loan depends upon the repayment of individual income and capacity.
- A Personal Loan does not require any guarantor or nominee.
- A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
How to apply for Personal Loan Rangpo?
- Visit Dialabank.
- Go to the loan section and click on the personal loan link.
- The applicant will be directed to all details of the personal loan where they can choose their preferred city.
- For more information and free guidance, you may call on 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Rangpo
Because of a private loan, any financial institution such as banks and NBFCs prices the preferred fee. The processing fee for availing of a personal loan in Rangpo is 1% of the loan amount.
If you confiscate your loan aggregate earlier than the scheduled date because you are bringing a high-quality prepayment in imitation of collection. In virtually any terms, you can’t close your mortgage for longer than 12 months. Instead, when a mortgage has been used, the imprest pain payments depend on the number of years.
To know about the interest rate click on personal loan interest rate
Personal Loan Rangpo EMI Calculator
EMI (Equated Monthly Installments) are the rigged transactions that you are responsible for in compliance with the annual transfer to the financial institution as a refund of the mortgage number. Interest rates are not determined anymore. It needs to stay decided about your economic standing over the base. As a result, your EMI purpose stays calculated from the base with respect to interest rates rather than the tenure of the loan.
CIBIL Score required for Personal Loan Rangpo
The lending agency sets its own benchmark criteria and the CIBIL score is equally required due to proceedings surrounding the Personal Loan application. Usually, a CIBIL value over 750 is preferred by all the lending establishments.
Banks need to consider the actions in prior loans to the assumption you have taken in accordance with the interpretation. That decides whether or not you are punctual in making payments and not through the CIBIL score.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Rangpo Agents
Dialabank is the leading agent for personal loan availability in Rangpo. You can upload your application online at www.dialabank.com or call 9878981166.
Dialabank operates by providing pecuniary assistance to those in need and providing a balanced sense over various banks so that you chose whatever meets your needs to fulfill standards.
Personal Loan Rangpo Contact Number
Call 9878981166 and get instant help and approval for a Personal Loan in Rangpo.
Pre Calculated EMI Table for Personal Loan Rangpo
Click here for personal loan EMI calculator
About Rangpo
Rangpo is a town in Sikkim’s East Sikkim district. There are just 4,000 residents.