Personal Loan Rajam

Best Banks for Personal Loan Rajam

Personal Loan Rajam Features

Are you falling low down of money? Do not bother as Personal Loan is conveniently available for you. This loan is unsecured in the world with lighter paperwork and gets passed within 48 hours following the confirmation process of the provided documents.

Personal Loan Rajam is a kind of loan to get financed from the bank at a low rate of interest to accomplish your private needs. The bank would not examine the use of the loan.

So Personal Loan is the best route to come over such financial difficulties. Whenever there is a call for urgent money then you may opt for the personal loan.

Personal Loan Rajam Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

More About: Interest Rates on Personal Loan

Documents for Personal Loan Rajam

Salaried Customers:

1. Identity proof (Aadhar card/ Driving license)
2. Statement of the salary of the past 3 months.
3. Bank statements of the past 6 months
4. PAN Card
5. Proof for Residence (Own/Rented/Company provided)
6. 2 Passport-size photographs

Self-Employed Customers:

1. All financial statements (Balance Sheet, P&L Statement and ITR files)
2. PAN Card
3. Residence Verification Proof
4. Aadhar Card
5. Passport-sized photographs- 2

Eligibility Criteria for Personal Loan Rajam

The eligibility criteria may vary between Salaried and Self-Employed.

Salaried Applicants

1. The base age of the candidate ought not to be under 21 years or over 60 years.
2. The candidate must have work knowledge of three years. Compensation to be moved in their records.
3. The applicant should have a good credit history.
4. The job location of the applicant should be notified.
5. The borrower must have a minimum monthly income of INR 25,000

Click here to know more about a personal loan for- Salaried Applicant

Self-Employed Applicants

1. The age of the person applying should be at least 25 years.
2. The applicant should have been registering ITR for the past three years. A businessman is required to run the business for the last 3 years.
3. The credit score should be good and there must not be any debt pending.
4. The annual income of the applicant should be at least Rs 2.5 lakh.
5. The whole documentation process needs the claimants to submit their financial statements and bank statements for the past 3 months.

Click here for eligibility of– Self-employed Applicant

Why Apply for Personal Loan Rajam?

1. There is no restriction for the terms of depositing any mortgage as a pledge to the bank.
2. A personal loan is a kind of multidimensional loan, which can be put to use for any subject.
3. The amount of personal loans is solely based on the repayment capacity of the candidate.
4. A Personal Loan does not need any nominee or guarantor.

How to apply for Personal Loan Rajam?

1. Visit this website: www.dialabank.com.
2. Afterward, go to the loan section and go to the personal loan link. It will lead you to the complete information on the personal loan where you can choose your city. For more information, call 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Rajam

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

If you want to shut your credit before the decided credit period, all loaning corporations will impose you a fine as a prepayment charge. You won’t be allowed to terminate your credit before the cycle. Post that, the charges vary reliant on the number of years the loan has terminated. This charge changes from 4% of the balance in the next year to 2% in the fourth year of the loan.

To know the interest rate click on personal loan interest rate

Personal Loan Rajam EMI Calculator

Equated Monthly Installments or EMI signifies a cyclic set rate that you need to return to the bank as monthly compensation for the loan amount which is obtained. According to your profile, the rate of interest on your loan is fixed. The EMI on your loan is determined depending upon the Rate the bank charges you with and the loan amount you have to take and the duration for which you take the credit.

Click here to know more about- EMI Calculator

CIBIL Score required for Personal Loan Rajam

All the lending companies have their own criteria for the least CIBIL score that is necessitated to prepare a Personal Loan application in Ramgarh. Commonly, the organizations demand a least score of 750 to process an application form.

No organization simply views at the overall record; they also study at a refined composition of the preceding loans. The specifications involve the sort of loans and the amount of wealth that was procured. If there is any delay in the returns of the prior loans, it may terminate the approval of the present loan.

Personal Loan Rajam Agents

Dialabank is one of the top lending agencies for Personal Loan Rajam. You can readily apply online at www.dialabank.com or call at 9878981166

Dialabank aids you to pursue the best alternative of Banks and NBFCs by delivering you a way to an inside-detail market comparative study of several banks to serve you choose the accurate one. Visit our website www.dialabank.com to fill an uncomplicated form with the details of individual and job/business data. Our client association handlers will be in touch with you soon.

Personal Loan Rajam Contact Number

Call 9878981166 and get appropriate support and approval for Personal Loan Rajam.

Pre Calculated EMI Table for Personal Loan Ramgarh

Click here for personal loan EMI calculator

About Rajam

Rajam is a Nagar panchayat and the headquarters of Rajam Mandalin Srikakulam district of Andhra Pradesh, India.