Personal Loan Puri

Best Banks for Personal Loan in Puri

Personal Loan in Puri Features

Personal Loan Puri falls under the genre of an unsecured loan in which the user doesn’t have to put any collateral at the bank in exchange for the amount. Also, the applicant is completely free to use that loan amount according to their desire, and there is no need for a third party also in a personal loan. Hence, this loan depends on the applicant’s CIBIL score.

This loan provides you with flexibility in using the funds as per your requirement. Also, no collateral is needed to pledge for the loan amount. Personal loan features to get users the money for immediate use.

Personal Loan in Puri Interest Rates and Charges

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Puri Documents Required

Salaried Customers:

1. Identity proofs (Aadhar card/driving license)
2. Salary slips (last three months)
3. Bank statements for the last six months
4. PAN Card Copy
5. Residence Proofs (Owned/Rented/Company provided)
6. Passport-sized photographs X 2

*NOTE: Rent agreement needs to be attached, in case of rented apartments

Self-Employed Customers:

1. Financials required (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card Copy
3. Aadhar Card Copy
4. Residence Proofs
5. Two passport-sized photographs

Personal Loan in Puri Eligibility Criteria

The Personal Loan Eligibility criteria are different for both Salaried and Self-Employed individuals:

Salaried Applicants

1. Age requirements are 21 years to 60 years.
2. The applicants must be having a work experience of at least 3 years, and the salary should be received in their self accounts only.
3. The applicants must have the best credit history.
4. The job location of the applicant needs to be mentioned.
5. Applicants should have an income of INR 25,000 per month.

Click to know more about- Personal Loan Salaried Applicant.

Self-Employed Applicants

1. The minimum age of an independent person should be at least 25 years.
2. The applicants who are applying for the personal loan Puri should file ITR for the last about three years.
3. If the applicants have businesses, then the business should be running for the past about three years.
4. The credit score of the individual applicants must be very good, and there should not be any outstanding debt or dues left.
5. The income of the applicants should be a minimum of Rs 2.5 lakh annually.
6. The whole documentation process includes the applicants having to submit their financial and bank statements for the past three months.

Click here to know more –Personal loan Self-employed Applicant.

Why Apply for Personal Loan Puri?

1. There is no need to pledge or deposit any mortgage and collateral security to the bank for personal loan Puri.
2. A personal loan Puri is a multi-purpose offer loan. It can be used for all the needs related to finance.
3. The amount of personal loan Puri depends upon the repayment of individual income and capacity.
4. A Personal Loan Puri does not require any guarantor or nominee.

How to apply for Personal Loan Puri?

1. Visit Dialabank.
2. Go to the loan section and then just click on the personal loan link.
3. The applicant will be shown to all details of the personal loan where they can choose their preferred city.
4. For more information and ask queries, you may give a call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Puri

Every Bank and NBFC charges a nominal fee for processing your Personal Loan application. These charges are 1% of the loan amount.

In case you wish to foreclose your Personal loan, Puri, before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close or end your loan before 12 months or about one year. Post that the charges may vary depending on how many years the Personal loan Puri has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the Personal loan Puri.

Personal Loan Puri EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on your personal loan Puri is determined. Your EMI is calculated on the basis of the personal loan Interest Rate you are charged by the bank and the amount of personal loan Puri you have to take and the period for which you enjoy the loan. The Personal Loan EMI Calculator as follows:

CIBIL Score required for Personal Loan Puri

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Puri. Most institutions require a minimum score of 750 to process your personal loan Puri application.

The banks or institutions don’t just look at the overall score but also the detailed behavior on the previous personal loans taken. This includes details on the type of loan taken and the Personal loan amount borrowed. Any delayed payments for previous Personal loans can act as a hurdle or barrier to your availing a fresh loan.

Personal Loan in Puri Agent and Contact Number

Dialabank is one of the leading agents for availing Personal Loan in Puri. Users can visit online on the Dialabank website or easily make a call on the number – 9878981166.

Dialabank also helps you, users, to find the best option between Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Kindly visit this website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you and help you to get the best offers on personal loans.

Call 9878981166 and get instant help and approval for Personal Loan Puri.

Pre Calculated EMI Table for Personal Loan Puri

About Puri

Puri is a holy city and a municipality in the Indian state of Odisha in the eastern part. The city headquarters the entire Puri district and is situated on the Bay of Bengal, 60 kilometers south of the state capital of Bhubaneswar

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