About Personal Loan Poonch
Some expenses can knock on our door overnight and put us in financial problems. Such as medical expenses or wedding expenses. But what if you are not ready to face it financially?
Don’t you worry, a Personal loan is right there standing for you to help in your difficult times? It is an unsecured loan that gets approved real quick with minimum documentation and less paperwork. Personal loan gets approved real quick and disbursed within 48 hours only by applying through DialaBank.
Personal Loan Poonch is the best option available for you which can remove all financial problems without any hurdles.
Click here to know more about- EMI Calculator
Eligibility Criteria for Personal Loan Poonch
The eligibility criteria for both Salaried and Self-Employed applicants are different in the case of Personal Loan Poonch:
Salaried Applicants
- The minimum age requirement of the individual for acquiring a Personal Loan Poonch should be 21 years and a maximum of up to 60 years.
- The applicants must have work experience of three years. And the salary should be received in their respective bank accounts only.
- The applicants having a good credit history can avail of a loan at lower interest rates.
- The job location of the applicant should be mentioned.
- In a metropolitan city, a borrower should have a minimum income of Rs. 18,000 and in non-metro city minimum income should be Rs. 12,000
Click here to know more about- Salaried Applicant
Self-Employed Applicants
- The minimum age requirement for an independent person should be 25 years.
- The applicants applying for the personal loan should file ITR for the last three years.
- If the applicant is a businessman, then the business should be running for the past three years.
- The credit score of the individual applicants should be good. There should not be any debt or dues left in past.
- The annual income of the applicant should be a minimum of Rs 2.5 lakh.
Click here to know more – Self-employed Applicant
Documents required for Personal Loan Poonch
- The documents required for the residence proof includes (Passport / ID card / Voter card / Aadhaar card / Ration card / Driving license), and if the applicants are living in rental apartments then they have to submit their Rent Agreement, Electricity bill on his name and address of the owner.
- Self-employed applicants who are willing to apply for personal loan should file ITR for the last three years, and their business should be registered.
- Salaried applicants have to show their income slip for the last three months and bank statement of last six months.
- Under KYC formality, every applicant has to submit their pan card, which is an essential document.
- Two coloured passport size photos of Applicants in which they should not be wearing any glasses.
Personal Loan Poonch Interest Rates:
The interest rates in Personal Loan depends upon the company’s profile and salary of a person. The interest rate of Personal Loan Poonch starts from 10.75% per year.
More About: Interest Rates on Personal Loan
How to apply for Personal Loan Poonch?
- Visit Dialabank.
- Go to the loan section and click on the personal loan link.
- The applicant will be directed to all details of the personal loan where they can choose their preferred city.
- For more information and free guidance, you may call on 9878981166.
- About Personal Loan
About Poonch
Sarthebari is a town and a town area committee in Barpeta district in the Indian state of Assam. The nearby village are Amrikhowa, panchagram Panagaortop, Namsala, Gomura and Karakuchi.
Interest Rate of Different Banks – Updated 2020
| Bank | Interest Rates |
|---|---|
|
10.99% to 18% |
|
| Private Bank |
13.99% to 18% |
|
17.25% to 32% |
|
|
13.99% to 16.75% |
|
| 15.50% to 24% | |
|
15.75% to 22% |
|
| Kotak Mahindra Bank |
13.75% to 19% |
| 13.50% to 22% | |
| Bank of Baroda |
13.50% to 19% |
| 13.75% to 22% | |
| Corporation Bank |
14.50% to 20% |
| Allahabad Bank |
13.70% to 20% |
