Personal Loan Pithapuram

Best Banks for Personal Loan Pithapuram

Feature	HDFC Bank	Private Bank	Bajaj Finance
Interest Rate	10.75% - 17%	11.25% - 18.5%	0.12
Min Loan Amt	Metro : 75000 & Non Metro: 50000	50000	100000
Max Loan Amt	50 Lacs	50 Lacs	1 Cr
Loan Tenure	1 - 5 Years	1 - 5 Years	1 - 5 Years
Processing Fee	0.25% - 2% of the Loan Amt	1% - 2.5% of the Loan Amt	0.5% - 2% of the Loan Amt
Preclosure Charges	2%, Nil foreclosure charges after 12 months	2%, Nil foreclosure charges after 24 months	Nil
Overdraft Facility	No	No	Yes

Personal Loan Pithapuram Features

You’re with a need for cash? Ok, you’re not supposed to assume. A personal loan is a form of money available to you.

Not only is this category of loan unsecured in nature, with very few papers with much less registration necessary. This form of loan may be eligible for processing after the test process in up to 48 hours.

Pithapuram Personal Loan offers financial help to all clients at both affordable and cost-effective borrowing costs. The borrower needs to have a relatively stronger and more stable source of cash and also a reasonably good credit history profile in order to get a personal loan.

There is also no person’s age-use limitation on the availability of the personal loan number. You can use the loan total in any way you may.

In order to apply for a personal loan, Pithapuram click on Personal Loan

Personal Loan Pithapuram Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan	0.50% to 1.50%	Nil
Private Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Personal Loan	500/- to 0.50%	Nil
Kotak Personal Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan	Nil	Nil
Muthoot Personal Loan	Nil	Nil
Manappauram Personal Loan	Nil	Nil
PNB Personal Loan	0.70% to 1%	Nil
Canara Bank Personal Loan	0.01	Nil
Andhra Bank Personal Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Pithapuram

Salaried Customers:

1. Identity proof (Aadhar card/driving license)
2. Proof for Residence (Own/Rent/Company provided)
3. Statements for the salary of the past three months.
4. Bank statements for the last 6 months
5. PAN
6. Passport-size photograph – 2

*NOTE: If one lives in rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements are required (Balance Sheet, P&L Statement as well as ITR files)
2. Passport-sized photographs- 2
3. PAN Card
4. Aadhar
5. Residence Proof

Eligibility Criteria for Personal Loan Pithapuram

Click here to know more about personal loan eligibility

Salaried Applicants

1. The base age of the candidate ought not to be under 21 years or over 60 years.
2. The applicant should have an outstanding credit history.
3. The job location of the applicant should be mentioned.
4. The candidate must have a working understanding of in any event three years. The compensation ought to have been moved in their records as it were.
5. The borrower must have a minimum income of at least INR 25,000 p.m.

Click here to know more about a personal loan for- Salaried Applicant

Self-Employed Applicants

1. The credit score of the applicant should be good and there must not be any debt or any dues pending.
2. The yearly income of the applicant should be no less than Rs 2.5 lakh.
3. The age of an independent person applying should be at least 25 years.
4. The applicant applying for a personal loan should have been filing ITR for the past three years.I\ case the applicant is a businessman, then the business is required to be running well from the last 3 years.
5. The entire document verification process for personal loan approval requires the applicants to submit their financial statements and their bank statement for the past three months.

Click here to know more about the personal loan for– Self-employed Applicant

Why Apply for Personal Loan Pithapuram?

1. There is no hard and fast rule for the requirement of depositing any mortgage or collateral as a security to the bank.
2. A personal loan is a kind of multidimensional loan, so it can be put to use for any kind of issue.
3. A Personal Loan does not require any nominee or guarantor.
4. The amount of personal loans is entirely based on the repayment capacity of the applicant.

How to apply for Personal Loan Pithapuram?

1. Visit this website: www.dialabank.com.
2. Then, go to the finance section and go to the page for your new mortgage. It will lead you to the precise personal loan data where you can decide your city. For more data and free instructions, please call 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Pithapuram

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount

Both commercial banks will charge you a tax as a prepayment fee if you choose to close your loan early to the agreed new loan. You won’t usually be able to close your loan before a 12-month term. After that, the costs vary depending on the number of years the loan has been paid. This fee ranges from 4% of the remaining value of the loan in the second year to 2% in the loan’s fourth year.

To know about the interest rate click on personal loan interest rate

Personal Loan Pithapuram EMI Calculator

Equated Monthly Installments or EMI suggests a monthly fixed price that you need to transfer to the bank as a current salary for the secured loan sum. The interest rate on your loan is set, based on your application. The EMI on your loan is chosen based on the rate of bank charges you get, the size of the loan you have to take, and the number of days you take the loan.

CIBIL Score required for Personal Loan Pithapuram

All the mortgage companies have their own standards for a minimum CIBIL score required for processing an application for a Personal Loan Pithapuram. The establishments mostly need a sufficient score of at least 750 to manage a request further.

No positive economic growth looks at the total average. They’re even pointing at an elaborate addition to previous loans. Details have included the form of loans obtained and the amount of wealth lent. If any delay in the reimbursement of previous loans persists, the approval of the existing loan could be impeded.

Personal Loan Pithapuram Agents

Dialabank is one of the leading agents for availing Personal Loan Pithapuram. You can easily apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you find the best choice for banks and NBFCs by giving you access to an in-depth comparative market study of different banks to help you select the correct one. Visit our website www.dialabank.com and fill out the details of personal and job data with a simple form. Our Customer Interaction Managers will soon be in contact with you.

Personal Loan Pithapuram Contact Number

Call 9878981166 and get timely assistance and approval for Personal Loan Pithapuram.

Pre Calculated EMI Table for Personal Loan Pithapuram

Click here for a personal loan EMI calculator

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

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About Pithapuram

Pithapuram or Peetika Puram is a village and a municipality located in the East Godavari district of Andhra Pradesh, India. The town also forms part of the Urban Planning Authority of Godavari. Sakti Peetikas is one of fifty-five temple cities.