Personal Loan Pithampur

Major Personal Loan Providers in Pithampur

Feature	HDFC Bank	Private Bank	Bajaj Finance
Interest Rate	10.75% - 17%	11.25% - 18.5%	0.12
Min Loan Amt	Metro : 75000 & Non Metro: 50000	50000	100000
Max Loan Amt	50 Lacs	50 Lacs	1 Cr
Loan Tenure	1 - 5 Years	1 - 5 Years	1 - 5 Years
Processing Fee	0.25% - 2% of the Loan Amt	1% - 2.5% of the Loan Amt	0.5% - 2% of the Loan Amt
Preclosure Charges	2%, Nil foreclosure charges after 12 months	2%, Nil foreclosure charges after 24 months	Nil
Overdraft Facility	No	No	Yes

Personal Loan Pithampur Features

Are you in need of cash? Well, you do not have to worry. A personal loan is a kind of loan that is available for you. This kind of loan is not only of an unsecured nature with very fewer documents needed with even minor paperwork. This type of loan may be provided in up to 48 hours to get approved following the process of confirmation.

Personal Loan Pithampur gives financial aid assistance to all customers at affordable as well as cost-effective interest charges. To get a Personal Loan, the applicant is expected to have a comparatively more reliable and dependable source of income and also a reasonably good credit history profile.

Also, there exists no declared end-use restriction on the use of the personal loan sum. This loan sum can be used in whatever way is needed.

In order to ask for a personal loan, Pithampur click on Personal Loan

Personal Loan Pithampur Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan	0.50% to 1.50%	Nil
Private Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Personal Loan	500/- to 0.50%	Nil
Kotak Personal Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan	Nil	Nil
Muthoot Personal Loan	Nil	Nil
Manappauram Personal Loan	Nil	Nil
PNB Personal Loan	0.70% to 1%	Nil
Canara Bank Personal Loan	0.01	Nil
Andhra Bank Personal Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Pithampur

Salaried Customers:

1. Identity verification(Aadhar card/driving license)
2. Statements for the wages of the past three months.
3. Bank accounts for the last 6 months
4. PAN
5. Proof for Residency(Own/Rent/Company provided)
6. Passport-size picture- 2

*NOTE: If one lives in paid apartments, a rent agreement needs to be attached.

Self-Employed Customers:

1. All financial professions are expected(Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card
3. Aadhar
4. Residence Attempt
5. Passport-sized images- 2

Eligibility Criteria for Personal Loan Pithampur

Click here to grasp more about personal loan eligibility

Salaried Applicants

1. The base age of the applicant ought not to be under 21 years or over 60 years.
2. The candidate must have a work thought of in any event three years. The coverage ought to have been relocated in their records, as it were.
3. The applicant should have an outstanding reputation in history.
4. The job location of the applicant should be considered.
5. The borrower must have the smallest income of at least INR 25,000 p.m.

Click here to grasp more about a personal loan for- Salaried Applicant

Self-Employed Applicants

1. The age of an independent spirit applying should be at the slightest 25 years.
2. The applicant appealing for a personal loan should have been filing ITR for the past three years. In case the candidate is a businessman, then the business is expected to be running well for the last 3 years.
3. The credit score of the candidate should be good, and there must not be any money or any dues pending.
4. The yearly income of the candidate should be no less than Rs 2.5 lakh.
5. The entire document verification method for personal loan approval needs the applicants to submit their business statements and their bank account for the past three months.

Click here to acknowledge more about the personal loan for– Self-employed Applicant.

Why Apply for Personal Loan Pithampur?

1. There is no hard and fast jurisdiction for the requirement of depositing any mortgage or insurance as a security to the bank.
2. A personal loan is a description of a multidimensional loan, so it can be set to use for any issue.
3. The price of personal loans is entirely based on the repayment potential of the applicant.
4. A Personal Loan does not ask any nominee or guarantor.

How to apply for Personal Loan Pithampur?

1. Visit this website: Dialabank.
2. Then, go to the loan part and go to the personal loan section. It will guide you to the detailed information of the personal loan where you can pick your city. For more knowledge and free administration, please call 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Pithampur

All Banks and NBFCs cost a certain fee to prepare a Personal Loan application. This value varies between 1.5% to 2.5% of the approved loan amount.

If you wish to close your loan before the selected loan tenure, all lending companies will be charging you a fine as a prepayment fee. Usually, you will not be allowed to close your credit before a period of 12 months. Post that, the assessments differ based on the number of years the loan has closed. This price varies from 4% of the remaining loan value in the second year to 2% in the fourth year of the loan.

To know regarding the interest rate, click on the personal loan interest rate

Personal Loan Pithampur EMI Calculator

Equated Monthly Installments or EMI implies a regularly fixed rate that you are needed to pay to the bank as regular repayment for the loan amount which is acquired. According to your form, the rate of interest on your loan is set. The EMI on your loan is determined depending upon the Rate the bank charges you with and the loan product you have to take, and the period for which you take the loan.

CIBIL Score required for Personal Loan Pithampur

All the leading businesses have their own guidelines for a minimal CIBIL score that is needed to concoct a Personal Loan application in Pithampur. Mostly, the institutions need a least score of at least 750 to concoct an application further.

No institution only glances at the overall score. They also look at a refined view of the previous loans. The details incorporate the type of loans and the amount of cash that was borrowed. If there exists any delay in the amounts of the previous loans, it may prevent the approval of the present loan.

Personal Loan Pithampur Agents

Dialabank is one of the leading causes of availing Personal Loan in Pithampur. You can apply online at Dialabank or give a bell at 9878981166

Dialabank supports you to look for the best option of Banks and NBFCs by giving you entrance to an in-detail market comparative review of various banks to assist you in picking the right one. Visit our website Dialabank and fill out a simplistic form with the details of personal and professional data. Our customer contact managers will be in touch with you soon.

Personal Loan Pithampur Contact Number

Call 9878981166 and get timely support and approval for a Personal Loan in Pithampur.

Pre-Calculated EMI Table for Personal Loan Pithampur 

Click here for the personal loan EMI calculator

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

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About Pithampur

Pithampur is a town in the Dhar district of Madhya Pradesh, India. Pithampur is an industrial city and is a part of the Indore Metropolitan Region. Presently called the ‘Detroit of India’, Pithampur houses major industries and companies of Madhya Pradesh.

FAQs About Personal Loan Pithampur

✅ Who can apply for a Personal Loan in Pithampur?

People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Pithampur.

✅ What is the tenure of a Personal Loan in Pithampur?

Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. There are some Banks that extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly instalments within the agreed tenure of the loan.

✅ Are there any other charges involved in Personal Loan Pithampur?

Yes, there are 2 types of charges that one needs to pay in order to avail of a personal loan in Pithampur:

• Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is normally between 1% and 2.5% of the loan amount.
• Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan been completed before you decide to pre-close it.

✅ Can my application for Personal Loan Pithampur get rejected due to my CIBIL score?

Personal Loan, being an unsecured loan, one of the most significant decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t leave or delay any of your loan EMI payments or any credit card payments, as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections occur because of a low CIBIL Score.

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