Personal Loan Pipariya

Eligibility Criteria for Personal Loan Pipariya

The eligibility criteria for both Salaried and Self-Employed applicants are different in the case of Personal Loan Pipariya:

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Salaried Applicants

1. The minimum age requirement of the individual for getting Personal Loan Pipariya should be 21 years and a maximum of up to 60 years.
2. The applicants must have work experience of three years. And the salary should be received in their respective bank accounts only.
3. The applicants having a good credit history can avail of a loan at lower interest rates.
4. The job location of the applicant should be mentioned.
5.  In a metropolitan city, a borrower should have a minimum income of Rs. 18,000 and in non-metro city minimum income should be Rs. 12,000

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Self-Employed Applicants

1. The minimum age requirement for an independent person should be 25 years.
2. The applicants applying for the personal loan should file ITR for the last three years.
3. If the applicant is a businessman, then the business should be running for the past three years.
4. The credit score of the individual applicants should be good. There should not be any debt or dues left in past.
5. The annual earnings of the applicant should be minimum of Rs 2.5 lakh.

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Documents required for Personal Loan Pipariya

1. The documents required for the residence proof includes (Passport / ID card / Voter card / Aadhaar card / Ration card / Driving license), and if the applicants are living in rental apartments then they have to submit their Rent Agreement, Electricity bill on his name and address of the owner.
2. Self-employed applicants who want to apply for a personal loan should file ITR for the last three years, and their business should be registered.
3. Salaried applicants have to show their remuneration slip for the last three months and bank statement for the last six months.
4. Under KYC formality, every applicant has to submit their pan card, which is an essential document.
5. Two coloured passport size photos of Applicants in which they should not be wearing any glasses.

Personal Loan Pipariya Interest Rates:

The interest rates in Personal Loan depends upon the company’s profile and salary of a person. The interest rate of Personal Loan Pipariya starts from 10.75% per year.

More About: Interest Rates on Personal Loan

How to apply for Personal Loan Pipariya?

1. Visit Dialabank.
2. Go to the loan section and click on the personal loan link.
3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
4. For more information and free guidance, you may call on 9878981166.
5. About Personal Loan

You can calculate your EMI here: Personal Loan EMI Calculator

About Pipariya

Pipariya is a town in Hoshangabad district Indian state of Madhya Pradesh. It is known as the railhead for the military station and tourist destination of Pachmarhi.

Interest Rate of Different Banks – Updated 2021