Personal Loan Pilibhit

Best Banks for Personal Loan in Pilibhit

Personal Loan in Pilibhit Features

Short of external financial help to meet your requirements? If yes, then you can avail a personal loan. It is a loan that can be used for different purposes like paying debts, going for a holiday, paying tuition fees and many more. Personal Loan Pilibhit provides a solution to all problems of financial needs and cash urgently.

This loan is unsecured with minimal documentation and less paperwork. This loan can get approved within a couple of days after the verification process. A personal loan will help you to overcome your financial crunch.

As the name suggests, a Personal Loan may be opted by an individual due to an urgent requirement of cash, for example, any medical issue, education purpose, or wedding or to fulfil any of your other personal needs. This is a life-saver option.

To get a Personal Loan Pilibhit, the applicant needs to have a rigid and good source of income and a good credit history. Furthermore, there is no end-use restriction, and the personal loan amount can be used anywhere.

Personal Loan in Pilibhit Interest Rates and Charges

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Pilibhit Documents Required

The Documents Requiredrequired for a personal loan varies from a salaried customer to a self-employed customer in the following manner:

Salaried Customers:

1. Identity proof (Aadhar card/driving license)
2. PAN Card
3. Residence Proof (Owned/Rented/Company provided)
4. Salary slips of last three months
5. Bank statements for the last six months
6. Passport-sized photographs – 2
7. In the case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card
3. Aadhar Card
4. Residence Proof
5. Two passport-sized photographs

Personal Loan in Pilibhit Eligibility Criteria

The personal loan eligibility criteria for both Salaried and Self-Employed are different. It is based on the bank which has to approve the request of the applicant regarding the credit. There are two categories of applicants:

1. Salaried
2. Self-employed

There are various eligibility criteria for both applicants:

Salaried Applicants

1. The minimum age requirements of individuals should be between 21 to 60 years.
2. The applicants must have work experience and a salary account of the three years.
3. The applicants must have a strong credit history.
4. The job location of the applicant should be mentioned.

Self-Employed Applicants

1. The minimum age requirement for an independent person should be 25 years.
2. The applicants applying for the personal loan should file ITR for the last three years.
3. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
4. If the applicants are the businessman, then the business should be running from the past three years.
5. The credit score of the individual applicants should be good .there should not be any debt or dues left.
6. The annual income of the applicants should be a minimum of Rs 2.5 lakh.

Why Apply for Personal Loan Pilibhit?

1. No Securities: The securities for these loans are not required. These loans are based on the monthly or annual income of the applicants.
2. Interest Rates: These loans have a very competitive rate of interest. Some of the banks offer the cheapest of loans in this category.
3. Tenure: The period of these loans can be extended to 5 years. There are some of the exceptions too.
4. Quick Processing: The loans are processed in no time after the verification of the documents.
5. Easy Installments: The applicant can choose the number and amount of the instalments for this loan according to his affordability.
6. Minimum Documentation: The documents needed by the banks to avail of these loans are essential documents.
7. Credit Score: Some of the applicants apply for these loans just to improve their credit scores.

How to apply for Personal Loan Pilibhit?

Applying for a personal loan is comfortable with DialaBank. Get an instant Personal Loan Pilibhit on applying online with DialaBank. Just follow the steps below to enjoy a hassle-free experience:

1. Visit our website Dialabank
2. Go to the loan section and click on the personal loan link.
3. The applicant will be required to fill in all the details of themselves.
4. Click on Request a quote and our relationship manager will soon get in touch with you.
5. Call on 9878981166 for extra help.

Processing Fee / Prepayment Charges on Personal Loan Pilibhit

Every Bank and NBFC charges two kinds of fee for on Personal Loan application.

1. The processing fee charges are mandatory for every lending firm. The Personal Loan Pilibhit processing fee is 1% of the sanctioned loan amount.
2. The other is pre-closure charges which are applicable in case you wish to foreclose your loan before the agreed loan tenure. In most cases, you cannot close your loan before one year. Post that the charges vary depending on how many years the loan has done. These charges range from 4% of the loan amount in the 2nd year to 2% in the 4th year of the loan amount.

Personal Loan Pilibhit EMI Calculator

Equated Monthly Installments also know as EMI is the monthly fixed amount that the customer or applicant has to pay to the bank as the loan amount. The applicant is the borrower in such cases, and the bank is the lender. EMI varies according to your loan amount and tenure. You can find the Personal loan EMI calculator on DialaBank’s website.

CIBIL Score required for Personal Loan Pilibhit

CIBIL Score is the history of your payments that you have done in the past. The CIR or the Credit Information Report is the previous credit score which checks your account’s history for different loans that you have taken (if any) and the credit card history (if you have).

1. Mostly a CIBIL score of 750 and above is considered good while applying for a personal loan.
2. The better the CIBIL score, the easier it becomes to avail the loan.

Personal Loan in Pilibhit Agent and Contact Number

Dialabank is associated with various banks and NBFCs in Pilibhit that provide personal loans at low-interest rates. Thus, DialaBank is the leading agent for availing Personal Loan Pilibhit. Apply online at Dialabank or give a call at 9878981166.

1. We do not charge any extra fees from our customers.
2. We are always ready to help our applicants and are available 24/7.
3. The Loan gets disbursed within 24 hours.
4. Our experts will assist you, and our relationship managers will provide guidance.

Call 9878981166 and get instant help and approval for Personal Loan Pilibhit.

Pre Calculated EMI Table for Personal Loan Pilibhit

About Pilibhit

Pilibhit is a city and a municipal board in the Pilibhit district in the Indian state of Uttar Pradesh. Pilibhit is part of the Bareilly Division and well connected with Bareilly, Delhi, Lucknow, and various major cities of Uttar Pradesh.