Personal Loan Piduguralla

Eligibility Criteria for Personal Loan Piduguralla

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The eligibility criteria for both Salaried and Self-Employed applicants are different in case of Personal Loan Piduguralla:

Salaried Applicants

1. Minimum age requirement of the individual for getting Personal Loan Piduguralla should be 21 years and maximum up to 60 years.
2. The applicants must have the work experience of three years. And the salary should be received in their respective bank accounts only.
3. The applicants having a good credit history can avail a loan at a low rate of interest.
4. Job location of the applicant should be mentioned.
5.  In a metropolitan city, a borrower should have a minimum income of Rs. 18,000 and in non-metro city minimum income should be Rs. 12,000

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Self-Employed Applicants

1. Minimum age requirement for an independent person should be 25 years.
2. The applicants applying for the personal loan should file ITR for the last three years.
3. If the applicant is a businessman, then the business should be running from the past three years.
4. The credit score of the individual applicants should be good. There should not be any debt or dues left in the past.
5. The annual earnings of the applicant should be minimum of Rs 2.5 lakh.

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Why Apply for Personal Loan Piduguralla?

• Banks favour individual advance regardless of any home loan and guarantee security as it is an unstable advance
• A Personal Loan doesn’t require any underwriter or chosen one
• An individual advance can be utilized for any reason as it is multi-reason
• The measure of individual advance relies on the reimbursement of individual pay and limit.

How to apply for Personal Loan Piduguralla?

• Visit Dialabank
• Go to the advance area and snap on the tab individual credit
• From that point forward, the borrower needs to give the individual and pay subtleties alongside some different archives
• Our relationship director will, at that point help a while later.
• For more data and free direction, you may approach 9878981166

Processing Fee/Prepayment Charges on Personal Loan Piduguralla

Each loaning foundation charges an expense for preparing your Personal Loan application which by and Personal Loan Piduguralla processing fee is 1% of the all-out credit sum.

On the off chance that a borrower decides to abandon their credit before the concurred residency, banks charge a corrective expense as prepayment charges which the candidate will pay come what may. Contingent upon how long the credit has made the charges contrast. These charges shift from 4% of the extraordinary advance sum in the second year to 2% in the fourth year of the credit.

Personal Loan Piduguralla Contai EMI Calculator

Likened Monthly Installments likewise know as EMI are the month to month fixed charges that you pay to the bank as reimbursement on a month to month reason for the credit sum borrowed.  Based on your profile and numerous other rules, the financing cost on your advance is resolved. The EMI is determined based on the Interest Rate, the measure of credit you need to take, and the period for which you appreciate the advance.

CIBIL Score required for Personal Loan Piduguralla

Various banks have their own rules for the base CIBIL score required for handling a Personal Loan application in Piduguralla. Most foundations require a base score of 750 for additional preparing of your credit application.

The establishments don’t simply take a gander at the general score yet, also, the nitty-gritty conduct on the candidate’s history of credits. This remembers subtleties for the kind of credit taken, the sum obtained, and reimbursement conduct. Any deferred instalments for past advances can go about as an obstruction to your benefiting a new credit.

Personal Loan Piduguralla Agents

Dialabank is the main operator for profiting Personal Loan Piduguralla. You can apply online at Dialabank or give a call at 9878981166

Personal Loan Piduguralla Contact Number

Call 9878981166 and get Instant Personal Loan Piduguralla.

Pre Calculated EMI Table for Personal Loan Piduguralla

Click here for personal loan EMI calculator

About Piduguralla

Piduguralla is a town in Guntur district of the Indian state of Andhra Pradesh. It is one of the 12 municipalities in the district. The town is the headquarters of Piduguralla Mandal and administered under Gurazala revenue division.

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