Personal Loan Perambalur

Major Personal Loan Providers in Perambalur

Personal Loan Perambalur Features

Do kids are demanding an iPhone or laptop?  But you are financially stressed!

Then you arrived at the correct place. DialaBank has a perfect remedy to fulfil all your desires.

A personal loan Perambalur is the antidote to all your monetary hindrances. This unsecured loan will be approved within 48 hours after certified authentication of your documents.

It is an unsecured type loan with the feasibility of interest rates as per your satisfaction. The necessary conditions pertaining to this loan are a reliable source of income and a good credit score.

Click here to get an Instant Personal Loan

Personal Loan Perambalur Interest Rates 

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Perambalur

Salaried Customers:

1. Submit your identity proof (Aadhar Card/Driving License)
2. The salary slips for the past three months are expected.
3. Bank statements for the last 6 months are to be tendered.
4.  PAN Card
5.  You have to conjoin a copy of your habitation proof (Owned/Rented/Company provided)
6. Two recent passport-sized photographs have to be attached.

*NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card.
3. Aadhar Card (for identity proof)
4. Address Proof (owned/rented)
5. Attach two recent passport-sized photographs.

Eligibility Criteria for Personal Loan Perambalur

Click to know more about the personal loan eligibility

Salaried Applicants

1. The minimum age of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
2. It is mandatory for the claimant to have a minimum of 3 years of experience and you should be holding your salary in your own account.
3. The applicant’s credit history should be accomplished
4. Your job location should be defined.
5. The applicant should earn a minimum pay of INR 25,000 per month.

Self-Employed Applicants

1. The person should be having an age of at least 25 years.
2. You should file your ITR for the last 3 years while applying for a personal loan.
3. If you are a businessman, then your business should be actively working for the past 3 years.
4. Your credit score should be good. Make sure that all your dues are clear.
5. You should be earning a minimum yearly income of Rs.2.5 lakhs.
6. It is obligatory for the claimant to submit his financial and bank statement for the past 3 months.

Click here if you want a further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Perambalur?

1. You do not need to submit any collateral security.
2. A personal loan is a multipurpose loan. You can use this amount anywhere you want to.
3. The approved amount of a personal loan depends on your credit score.
4. In Personal Loan, you need not specify any nominee or guarantor.

How to apply for Personal Loan Perambalur?

1. Visit our website Dialabank.
2. On our website you will be directed to the Loan section, go there and click on the personal loan link to apply for it.
3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
4. For more information and free help, you can get in touch with us by calling on  9878981166.

Processing Fee / Prepayment Charges on Personal Loan Perambalur

The processing fee is charged by Banks and NBFCs as application charges for proceeding with your application of personal loans. This fee is mostly 1.5%-2.5% of the sanctioned amount.

If you are precluding a part of your loan amount before the due date, then you have to pay a fine for prepayment. You cannot close your loan before 12 months in most situations. The prepayment penalty charges depend on the number of years for which the loan has been used.

To gain more knowledge about the interest rate click on the Personal Loan interest rate

Personal Loan Perambalur EMI Calculator

EMI or Equated Monthly Installments are the hooked payments that you are obligated to pay monthly to the bank as repayment of the loan amount. The EMI is fixed. Int. It will be determined on the basis of your financial status. And subsequently, your EMI will be calculated after considering the interest rate and the tenure of the loan.

CIBIL Score required for Personal Loan Perambalur

All financial institutions which are involved in Lending also have their own conditions for CIBIL scores. Most financial institutions prefer a CIBIL score of 750.

Through the CIBIL score, the lending institutions want to know how you behaved in previous loans. Have you repaid the loan on time or not.

Personal Loan Perambalur Agents

Dialabank is the prominent agent for taking a Personal Loan in Perambalur. You can apply online at Dialabank or give a call at 9878981166.

Dialabank presents a comparative analysis of various Banks and NBFCs and lets you make a perfect choice. Visit our website www.dialabank.com and fill a simple form with all your personal and professional details. Our customer relationship managers will contact you soon and provide you with the best service.

Personal Loan Perambalur Contact Number

Call 9878981166  to get financial help from us and endorsement for a Personal Loan in Perambalur

Pre Calculated EMI Table for Personal Loan Perambalur

Click here for Personal Loan EMI Calculator

About Perambalur

It is a town in Tamil Nadu. Around 50,000 people live in Perambalur.

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