Major Personal Loan Providers in Pattukottai
| Feature | HDFC Bank | Private Bank | Bajaj Finance |
| Interest Rate | 10.75% - 17% | 11.25% - 18.5% | 0.12 |
| Min Loan Amt | Metro : 75000 & Non Metro: 50000 | 50000 | 100000 |
| Max Loan Amt | 50 Lacs | 50 Lacs | 1 Cr |
| Loan Tenure | 1 - 5 Years | 1 - 5 Years | 1 - 5 Years |
| Processing Fee | 0.25% - 2% of the Loan Amt | 1% - 2.5% of the Loan Amt |
0.5% - 2% of the Loan Amt
|
| Preclosure Charges | 2%, Nil foreclosure charges after 12 months | 2%, Nil foreclosure charges after 24 months | Nil |
| Overdraft Facility | No | No | Yes |
Personal Loan Pattukottai Features
Are you in need of cash? Well, you do not have to worry. A personal loan is a kind of loan that is available for you. This kind of loan is not only of an unsecured nature with very fewer documents required with even lesser paperwork. In addition, this type of credit may be approved in up to 48 hours to get approved following the process of confirmation.
Personal Loan Pattukottai provides financial aid support to all customers at affordable as well as cost-effective interest valuations. To get a Personal Loan, the applicant must have a relatively stronger and reliable source of income and a fairly good credit history form.
Also, there exists no stated end-use limitation on the use of the personal loan product. Therefore, this loan sum can be used in whatever way is needed.
To ask for a personal loan, Pattukottai click on Personal Loan
Personal Loan Pattukottai Interest Rates
| Bank | Processing Fee |
Prepayment Charges
|
| HDFC Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months
|
| Axis Bank Personal Loan | 0.50% to 1.50% | Nil |
| Private Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months
|
| SBI Personal Loan | 500/- to 0.50% | Nil |
| Kotak Personal Loan | 1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
| IIFL Personal Loan | Nil | Nil |
| Muthoot Personal Loan | Nil | Nil |
| Manappauram Personal Loan | Nil | Nil |
| PNB Personal Loan | 0.70% to 1% | Nil |
| Canara Bank Personal Loan | 0.01 | Nil |
| Andhra Bank Personal Loan | Nil | Nil |
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Documents for Personal Loan Pattukottai
Essential documents required for availing Personal Loan Pattukottai:
Salaried Customers:
- Identity verification(Aadhar card/driving license)
- Records for the salary of the past three months.
- Bank accounts for the last 6 months
- PAN
- Proof for Residency (Own/Rent/Company provided)
- Passport-size photo- 2
*NOTE: If one lives in paid apartments, a rent agreement needs to be attached.
Self-Employed Customers:
- All financial reports are wanted(Balance Sheet, P&L Statement as well as ITR files)
- PAN Card
- Aadhar
- Residence Verification
- Passport-sized photos- 2
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Pattukottai
Click hither to know more further about personal loan eligibility
Salaried Applicants
- The base age of the applicant ought not to be under 21 years or over 60 years.
- The candidate must have a practical understanding of in any event three years. The coverage ought to have been left in their records, as it were.
- The applicant should have an excellent credit history.
- The job location of the applicant should be considered.
- The borrower must have the least income of at least INR 25,000 p.m.
Click here to understand more about a personal loan for a Salaried Applicant.
Self-Employed Applicants
- The age of an independent body applying should be at least 25 years.
- The applicant using for a personal loan should have been recording for the past three years. If the candidate is a businessman, the business must have been working well for the last 3 years.
- The candidate’s credit score should be good, and there must not be any money or any dues pending.
- The yearly income of the candidate should be no less than Rs 2.5 lakh.
- The entire document verification method for personal loan support requires applicants to submit their financial reports and bank accounts for the past three months.
Click here to know more of the personal loan for– Self-employed Applicant
Why Apply for Personal Loan Pattukottai?
- There is no hard and fast rule for the provision of depositing any contract or collateral as a security to the bank.
- A personal loan is a description of a multidimensional loan to be used for any issue.
- The amount of personal loans is only based on the repayment ability of the applicant.
- A Personal Loan does not require any candidate or guarantor.
How to apply for Personal Loan Pattukottai?
- Visit this website: Dialabank.
- Then, go to the loan part and go to the personal loan section. It will lead you to a detailed knowledge of the personal loan where you can pick your city. For more knowledge and free guidance, please call 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Pattukottai
All Banks and NBFCs cost a certain fee to process a Personal Loan application. This cost varies between 1.5% to 2.5% of the sanctioned loan amount.
If you wish to terminate your loan before the decided loan tenure, all lending organizations will be charging you a fine as a prepayment fee. Usually, you will not be allowed to close your credit before a period of 12 months. Post that, the prices differ based on the number of years the loan has closed. This charge ranges from 4% of the remaining loan value in the second year to 2% in the fourth year of the loan.
To remember about the interest rate, click on the personal loan interest rate.
Personal Loan Pattukottai EMI Calculator
Equated Monthly Installments or EMI intends a monthly fixed rate that you are required to pay to the bank as monthly repayment for the secured loan sum. According to your profile, the rate of interest on your loan is set. Then, the EMI on your loan is calculated depending upon the Rate the bank charges you with, the loan sum you have to take, and the period you take the credit.
CIBIL Score required for Personal Loan Pattukottai
All the lending institutions have rules for a minimal CIBIL score needed to prepare a Personal Loan application in Pattukottai. Mostly, the institutions need a least score of at least 750 to process an appeal further.
No institution only seems at the overall score. They also look at a developed view of the previous loans. The features include the type of loans and the amount of money that was used. If there exists any delay in the amounts of the previous loans, it may prevent the approval of the present loan.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Pattukottai Agents
Dialabank is one of the best means of availing of Personal Loans in Pattukottai. You can easily use it online at Dialabank or give a bell at 9878981166
Dialabank assists you to see the best option of Banks and NBFCs by providing you with a way to an in-detail market comparative judgment of various banks to help you pick the right one. Visit our website Dialabank and fill out a simple form with the details of personal and employment data. Our customer contact managers will be in touch with you soon.
Personal Loan Pattukottai Contact Number
Call 9878981166 and get timely support and approval for a Personal Loan in Pattukottai.
Pre Calculated EMI Table for Personal Loan Pattukottai
Click here for a personal loan EMI calculator
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About Pattukottai
Pattukottai is a major town in Thanjavur district in the Indian state of Tamil Nadu. The town came to prominence throughout Southern India after constructing Vanaji Pandithar, a feudatory of the Thanjavur Maratha ruler Shahuji I in 1686–87.
FAQs About Personal Loan Pattukottai
✅ Who can apply for a Personal Loan in Pattukottai?
People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Pattukottai.
✅ What is the tenure of a Personal Loan in Pattukottai?
Most banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. Some Banks extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly instalments within the agreed tenure of the loan.
✅ Are there any other charges involved in Personal Loan Pattukottai?
Yes, there are 2 types of charges that one needs to pay to avail of a personal loan in Pattukottai:
Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The processing fee varies for each lending institution and is normally between 1% and 2.5% of the loan amount.
Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan been completed before you decide to pre-close it.
✅ Can my application for Personal Loan Pattukottai get rejected due to my CIBIL score?
Personal Loan, being an unsecured loan, one of the most significant decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t leave or delay any of your loan EMI payments or credit card payments, as that will decrease your CIBIL score. Most of the Personal Loan rejections occur because of a low CIBIL Score.
