Personal Loan Patti

Major Personal Loan Providers in Patti

Personal Loan Patti Features

In today’s time, it is tough to save money and fulfil all our desire. A personal loan will help you in this situation. A Personal Loan can help satisfy any requirement of the applicants be it a medical bill, debt consolidation, taxes, or any other requirements. It is an instant loan that an individual can avail of within 48 to 72 hours.

The loan offered to people without the need of any collateral deposition is termed as a Personal loan. This loan helps a person to meet his personal financial requirement without having to include any type of assets or property. Anyone can have a personal loan provided he has a good salary or income as it is easy to take and more manageable to repay. 

Personal Loan Patti Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Patti

The documents required for availing of a personal loan in Patti are as follows:

Salaried Customers:

1. PAN Card is necessary
2. Salary slips are required to be submitted for the last three months
3. Bank statements owing to the last 6 months
4. Residence Proof whether owned or rented
5. In the case of rented apartments, a rent agreement needs to be submitted.
6. Passport-sized coloured photographs – 2
7. Identity proof in form of an Aadhar card or driving license

Self-Employed Customers:

1. Mandatory PAN Card submission
2. Mandatory Aadhar Card
3. Financial records of the company-owned
4. Any sort of Residence Proof
5. Two passport-sized coloured photographs

Eligibility Criteria for Personal Loan Patti

The Personal loan eligibility criteria in Patti varies accordingly:

Salaried Applicants:

1.  The minimum salary per month should be at least Rs 18k.
2. The applicant should be of 21-60 years of age at the time of application.
3. A total of 3 years of work experience is required.
4. A good CIBIL score is necessary. Preferably above 750.
5. Salary should be accredited on the applicant’s bank account and not through cash.

Self-Employed Applicants:

1. Should be between the age group of 25 to 65 years to be eligible to avail of personal loans.
2. An ITR of 2.5-3 lakh is mandatory for the last 3 years.
3. Should own his own home or office.
4. Businesses should be operating regularly and stably for the last 3 years.
5. CIBIL Score preferably should be more than 750.
6.  

Why Apply for Personal Loan Patti?

1. The cash availed through this loan can be used for any sort of personal usage.
2. The loan amount is not bound to be used for a single purpose.
3. It is available at a very affordable low interest rate in the market.
4. It is a simple Loan scheme as there is no process to check and keep the collateral security.

How to apply for Personal Loan Patti?

Anybody can apply for Personal Loan Patti online and get an instant personal loan only in a matter of few minutes. The process of application is through DialaBank is very simple.

1. Just visit our website Dialabank.
2. Apply for a Personal Loan online by filling in all the necessary information about yourself.
3. Enter your valid, operating contact number so that our relationship manager can contact you back.

Dialabank is one of the leading platforms available to apply for a personal loan in Patti as we provide you with all kinds of loans at a very affordable rate of interest. You can also call on 9878981166 for any kind of assistance or discrepancy.

Processing Fee / Prepayment Charges on Personal Loan Patti

Every Bank and NBFC charges two kinds of fees from its customers in regard to a personal loan in Patti.

1. The first is a mandatory fee for processing your Personal Loan application known as Processing Fee. These charges are 1% of the total sanctioned loan amount. These are charged on all personal loans amounts irrespective of the tenure, bank, and amount.
2. The second being Pre-closure charges is charged only in case you want to close your loan before your fixed stipulated tenure. In most cases, the time period of the loan lasts a total of 12 months.  These are only charged by the institutions if you do not wish to continue with the fixed tenure period as a penalty.

Personal Loan Patti EMI Calculator

The  Personal loan EMI Calculator can be used to know your EMI value on your loan amount while availing of a personal loan in Patti.

Equated Monthly Installments are also referred to as EMI are the monthly fees that an applicant has to pay to the bank or NBFC as monthly repayment for the personal loan amount borrowed.  It is calculated based on your profile, income, loan amount, and tenure the interest rate for which you have accepted the loan amount. Your EMI is then calculated on the basis of the Interest Rate you are charged by the bank or NBFC which is required to be paid by a specific date of every month for the entire tenure.

CIBIL Score required for Personal Loan Patti

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Patti.

1. Most institutions demand a minimum score of 750 to process your personal loan application in Patti.
2. Some institutions might even look into other factors like your income and job stability to process the loan.
3. The financial institutions don’t just look at the overall CIBIL score but also the detailed behaviour of your payment on the previous loans had.
4. Any delay in payments for previous personal loans can act as a barrier to your availing of a fresh personal loan in Patti.

Personal Loan Patti Agents

Dialabank compares various banks and NBFCs for you so that you can avail of the best offers available in the market according to your need. DialaBank is your best agent available for a personal loan in Patti. Our relationship manager will ensure you get the best personal loan from the options available at the lowest possible interest rate with minimal documentation. The reason behind choosing DialaBank as your agent for availing of a personal loan in Patti is:

1. DialaBank is the first-ever financial helpline in India.
2. No kind of charges whatsoever for our services rendered.
3. The loan gets disbursed within 24 hours of applying with us online.
4. Our relationship manager guides you through the entire process by giving the best advice for your personal loan approval.

Personal Loan Patti Contact Number

Call 9878981166 and get instant help and approval for Instant Personal Loan in Patti.

Pre Calculated EMI Table for Personal Loan Patti

About Patti

Patti is an Old City and a municipal council situated in the Tarn Taran district in the Majha region of the Indian state of Punjab, located 47 Kilometres from Amritsar. Patti city is also bordering Pakistan.

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