Personal Loan Pathsala

Major Personal Loan Providers in Pathsala

Feature	HDFC Bank	Private Bank	Bajaj Finance
Interest Rate	10.75% - 17%	11.25% - 18.5%	0.12
Min Loan Amt	Metro : 75000 & Non Metro: 50000	50000	100000
Max Loan Amt	50 Lacs	50 Lacs	1 Cr
Loan Tenure	1 - 5 Years	1 - 5 Years	1 - 5 Years
Processing Fee	0.25% - 2% of the Loan Amt	1% - 2.5% of the Loan Amt	0.5% - 2% of the Loan Amt
Preclosure Charges	2%, Nil foreclosure charges after 12 months	2%, Nil foreclosure charges after 24 months	Nil
Overdraft Facility	No	No	Yes

Personal Loan Pathsala Features

Financial problems making you hot-tempered? Financial problems have stolen your peace of mind?

Then you arrived at the correct place. Diala Bank has a perfect solution to your financial problems. A personal loan Pathsala is the countermeasure of all your hindrances. This unsecured loan is an instant loan that will be endorsed within 48 hours.

It is an unsecured type loan with the feasibility of interest rates as per your comfort. The requisite conditions for applying for this loan are a good source of economic and a good credit score.

Click here to get an Instant Personal Loan

Personal Loan Pathsala Interest Rates 

Bank	Processing Fee	Prepayment Charges
HDFC Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan	0.50% to 1.50%	Nil
Private Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Personal Loan	500/- to 0.50%	Nil
Kotak Personal Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan	Nil	Nil
Muthoot Personal Loan	Nil	Nil
Manappauram Personal Loan	Nil	Nil
PNB Personal Loan	0.70% to 1%	Nil
Canara Bank Personal Loan	0.01	Nil
Andhra Bank Personal Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Pathsala

Documents required for a Personal Loan are:

Salaried Customers:

1. You should submit your identity proof (Aadhar Card/Driving License)
2. You should submit the salary slips for the past three months.
3. Bank statements for the last 6 months have to be submitted.
4.  A copy of the PAN Card should be there
5.  You have to attach a copy of your residence proof (Owned/Rented/Company provided)
6. Two recent passport-sized photographs have to be attached.

*NOTE: If you live in a rented apartment, then a rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card.
3. Aadhar Card (for identity proof)
4. Address Proof (owned/rented)
5. Attach two recent passport-sized photographs.

Eligibility Criteria for Personal Loan Pathsala

The personal loan eligibility criteria for both Salaried and Self-Employed are as follows:

Salaried Applicants

1. The minimum age of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
2. It is compulsory for the applicant to have a minimum of 3 years of experience, and you should be receiving a salary in your own account.
3. The applicant’s credit history should be accomplished
4. Your job location should be specified.
5. The applicant should earn a minimum income of INR 25,000 per month.

Self-Employed Applicants

1. The person should be having an age of at least 25 years.
2. You should file your ITR for the last 3 years while applying for a personal loan.
3. If you are a businessman, then your business should have been actively working for the past 3 years.
4. Your credit score should be good. Make sure that all your dues are clear.
5. You should be earning a minimum annual income of Rs.2.5 lakhs.
6. It is compulsory for the applicant to submit his financial and bank statement for the past 3 months.

Click here if you want a further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Pathsala?

1. You do not need to submit any collateral security.
2. A personal loan is a multipurpose loan. You can use this amount anywhere you want to.
3. The sanctioned amount of personal loans depends on your credit score.
4. In Personal Loan, you need not mention any nominee or guarantor.

How to apply for Personal Loan Pathsala?

1. Visit our website Dialabank.
2. On our website, you will be directed to the Loan section, go there and click on the personal loan link to apply for it.
3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
4. For more information and free help, you can get in touch with us by calling on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Pathsala

The processing fee is charged by Banks and NBFCs as application fees for proceeding with your application of personal loans. This fee is mostly 1.5%-2.5% of the sanctioned amount.

If you are precluding a part of your loan amount before the due date, then you have to pay a fine for prepayment. You cannot close your loan before 12 months in most situations. The prepayment penalty charges depend on the number of years for which the loan has been used.

To gain more knowledge about the interest rate, click on the Personal Loan Interest Rates.

Personal Loan Pathsala EMI Calculator

EMI or Equated Monthly Installments are the hooked payments that you are obligated to pay monthly to the bank as repayment of the loan amount. The EMI is fixed. Int. It will be determined on the basis of your financial status. And subsequently, your EMI will be calculated after considering the interest rate and the tenure of the loan.

A Personal loan EMI Calculator can be helpful in understanding the proposed terms of the loan offered by the bank.

CIBIL Score required for Personal Loan Pathsala

All financial institutions which are involved in Lending also have their own conditions for CIBIL scores. Most financial institutions prefer a CIBIL score of 750. Customers can take a free CIBIL score check beforehand for a better understanding.

Through the CIBIL score, the lending institutions want to know how you behaved in previous loans. Have you repaid the loan on time or not.

Personal Loan Pathsala Agents

Dialabank is the prominent agent for taking a Personal Loan in Pathsala. Pathsala can apply online at dialabank or give a call at 9878981166.

Dialabank presents a comparative analysis of various Banks and NBFCs and lets you make a perfect choice. Visit our website www.dialabank.com and fill a simple form with all your personal and professional details. Our customer relationship managers will contact you soon and provide you with the best service.

Personal Loan Pathsala Contact Number

Call 9878981166 to get assistance from us and approval for a Personal Loan in Pathsala.

Pre Calculated EMI Table for Personal Loan Pathsala

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

---

Click here for Personal Loan EMI Calculator

About Pathsala

It’s a small town in the district of Baijal in the state of Assam, having a population of around 12000. It is famous for its mobile theatres hosting niche entertainment in the state. It is one of the top educational nerve centres hosting many educational institutes.

Other Cities For Personal Loan

Personal Loan Mohali Sas Nagar	Personal Loan Mandi Gobindgarh
Personal Loan Mohali	Personal Loan Malout
Personal Loan Maur	Personal Loan Malerkotla
Personal Loan Mansa	Personal Loan Machhiwara