Personal Loan Parlakhemundi

Major Personal Loan Providers in Parlakhemundi

Personal Loan Parlakhemundi

Nowadays, inflation is rising at pace! Expenditure is rising! People don’t have enough money for all their needs. 

A personal loan will lessen your financial burden This loan will be endorsed within 48 hours of certified authentication in which very little paperwork is required for this loan.

It is an unsecured loan in which you don’t need to submit any collateral security with affordable personal loan interest rate. Your credit score should be good and you should have a good source of livelihood.

There are no limitations on the purpose of using this loan. You can use this loan for debt repayment, taxes, paying medical bills, and more.

Click here to get an Instant Personal Loan

Personal Loan Parlakhemundi Interest Rates 

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Parlakhemundi

Salaried Customers:

1. You ave to Submit your identity proof. It can be anyone of Aadhar card or driving license.
2. You have to Submit the salary slips for the past three months.
3. You have to Submit the Bank statements for the last 6 months
4. You have to submit a copy of your PAN Card.
5. You have to Submit your residence proof (Owned/Rented/Company provided)
6. You are required to submit your two recent passport-sized photographs.

*NOTE: If you live in a rented apartment, then the rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements such as Balance sheet, P&L statement, ITR files, etc of your business have to be submitted.
2. You should also submit a copy of your PAN Card.
3. Aadhar Card is required for identity proof.
4. Residence Proof (owned/rented) is also compulsory to be submitted.
5. You have to submit two of your recent passport-sized photographs.

Eligibility Criteria for Personal Loan Parlakhemundi

Salaried Applicants

1. The minimum age requirements of an individual should be 21 years and a maximum of up to 60 years in order to apply for a best  personal loan.
2. The applicant should have a minimum of 3 years of experience and you should be receiving a salary in your own account.
3. The credit history of the applicant should be perfect.
4. You need to specify your job location.
5. You should be earning a minimum of Rs. 25,000 per month.

Self-Employed Applicants

1. The minimum age requirement of an individual should be 25 years in order to apply for a loan.
2. You should file your ITR for the last 3 years if you applying for a personal loan.
3. If you are operating a business, then your business should be working actively for the past 3 years.
4. Your credit score should be worthy enough to give you credit.
5. Your earning should be a minimum of an annual income of Rs 2.5 lakhs.
6. The applicant is required to attach his financial and bank statement for the past 3 months.

Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Parlakhemundi?

1. No need to submit any collateral security for acquiring the loan.
2. A personal loan is a multifunction loan. You can use this amount wherever you want.
3. The amount to be sanctioned will depend on your credit score.
4. In Personal Loan, you need not assign anybody as a nominee or guarantee.

How to apply for Personal Loan Parlakhemundi?

1. Visit our website by clicking on the link Dialabank.
2. There is a loan section, go there and click on the personal loan.
3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
4. For more information and free assistance, you can get in touch with us by calling on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Parlakhemundi

To get your application fee for personal loan processed, you need to pay a processing fee to Banks or NBFCs. The value of this processing fees lies in the range of 1.5% – 2.5% of the sanctioned loan amount.

If you are precluding a part of your loan amount before the completion of your tenure, then you have to pay a penalty for prepayment. You cannot close your loan before 12 months in most situations. The prepayment penalty charges depend on the number of years for which loan has been used.

To gain more knowledge about the interest rate click on the Personal Loan Interest Rate

Personal Loan Parlakhemundi EMI Calculator

 You are liable to pay fixed installments per month to the bank as a procedure of repayment of the loan amount. these fixed payments are known as EMI or Equated Monthly Installments. The interest rate is determined after ascertaining your financial status. Your personal loan EMI calculator online after taking the interest rate and the tenure of the loan into consideration.

CIBIL Score required for Personal Loan Parlakhemundi

Banks and NBFCs have their own norms for the CIBIL score for lending purposes. Mostly, a CIBIL Score of 750 is preferred by most of the lending institutions.

 Banks and NBFCs want to ascertain how you acknowledged to previous loans through your CIBIL score. They want to ensure that there are no delayed payments until now.

Personal Loan Parlakhemundi Agents

Dialabank is the prominent assistant for taking Personal Loan in Parlakhemundi can apply online at dialabank or give a call at 9878981166.

Dialabank helps you in finding the perfect Bank or NBFCs by showing you comparative analysis between banks. Visit our website www.dialabank.com and fill a simple form with all necessary details such as personal and employment details. Our customer relationship managers will soon get in touch with you.

Personal Loan Parlakhemundi Contact Number

Call 9878981166 and to get immediate help and advocacy for Personal Loan in Parlakhemundi.

Pre Calculated EMI Table for Personal Loan Parlakhemundi

Click here for Personal Loan EMI Calculator

About Parlakhemundi

It is an ancient town in the Gajpali district of Indian state Odisha. The small town is attracting a number of people to Gajapati Place, its tourism spot. The town is also popular for its craft like Jaikhadi Bag, cane and bamboo work.

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