Personal Loan Panvel

⋆ Interest Rate 9.99% ⋆

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        Why us?

        Rates as low as 9.99%*
        Loans Up to 30 Lacs
        Same Day Disbursal
        Doorstep Service
        Unbiased Experts Advice

        Personal Loan Panvel

        Best Banks for Personal Loan in Panvel

        HDFC Bank
        Private Bank
        Bajaj Finance
        Interest Rate
        10.75% - 17%
        11.25% - 18.5%
        Min Loan Amt
        Metro : 75000 & Non Metro: 50000
        Max Loan Amt
        50 Lacs
        50 Lacs
        1 Cr
        Loan Tenure
        1 - 5 Years
        1 - 5 Years
        1 - 5 Years
        Processing Fee
        0.25% - 2% of the Loan Amt

        1% - 2.5% of the Loan Amt

        0.5% - 2% of the Loan Amt
        Preclosure Charges
        2%, Nil foreclosure charges after 12 months
        2%, Nil foreclosure charges after 24 months
        Overdraft Facility

        Personal Loan in Panvel Features

        Personal loan Panvel

        Do you need money for the purchase of ornaments? Do you need money for the renovation of the house or apartment? Here is the solution, you can avail of the personal loan. This Personal loan Panvel is an instant loan that can be provided without any collateral pledge and for your immediate needs or wants.

        Personal loan provides flexibility in the use of funds as per your needs. The loan is provided to those individuals who are having good cibil scores or valid credit history for the past few years.

        Personal Loan Panvel is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan Panvel, the applicant needs to have a secure and good source of income and has a good credit history.

        Furthermore, there is no end-use restriction on the use of the personal loan Panvel amount. You can use this loan amount anywhere you want spend or purchase anything to do or for any event.

        Personal Loan in Panvel  Interest Rates and Charges 

        The personal loan interest rates depend on the customer’s CIBIL score and financial standing:

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Personal Loan in Panvel Documents Required 

        Salaried Customers:

        1. Identity proof (Aadhar card/driving license)
        2. Salary slips of last three months
        3. Bank statements for the last 6 months
        4. PAN Card
        5. Residence Proof (Owned/Rented/Company provided)
        6. Passport-sized photographs – 2

        *NOTE: In case of rented apartments, rent agreement needs to be attached.

        Self-Employed Customers:

        1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
        2. PAN Card
        3. Aadhar Card
        4. Residence Proof
        5. Two passport-sized photographs


        Interest Rate 9.99%


        Personal Loan in Panvel Eligibility Criteria

        The Personal Loan Eligibility criteria for both individuals of Salaried and Self-Employed individuals are different:

        Salaried Applicants

        1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
        2. The applicants must have the work experience of a minimum of three years. And the salary should be received and deposited in their accounts only.
        3. The applicants must have no dues credit history.
        4. The job location of the applicant should be mentioned.
        5.  A borrower should have a minimum income of INR 25,000 per month

        Click here to know more about- Personal Loan Salaried Applicant

        Self-Employed Applicants

        1. The minimum age requirement for an independent person should be 25 years.
        2. The applicants applying for the personal loan Panvel should file ITR for the last three years.
        3. If the applicants are the businessman, then the business should be running from the past about three or five years.
        4. The credit score of the individual applicants should be good also there should not be any debt or dues left.
        5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
        6. The whole documentation process of the personal loan Panvel is the applicants have to submit his financial and his bank statement of the previous three months.

        Click here to know more –Personal loan Self-employed Applicant

        Why Apply for Personal Loan Panvel?

        1. There is no need to deposit any mortgage and collateral security to the bank for personal loan Panvel.
        2. A personal loan Panvel is a multi-purpose offer loan. It can be used for all the problems related to finance.
        3. The amount of personal loan Panvel depends upon the repayment of individual income and capacity.
        4. A Personal Loan Panvel does not require any guarantor or nominee.

        How to apply for Personal Loan Panvel?

        1. Visit dialabank.
        2. Go to the loan section and click on the personal loan link.
        3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
        4. For more information and free guidance, you may call on 9878981166.


        Interest Rate 9.99%


        Processing Fee / Prepayment Charges on Personal Loan Panvel

        Every Bank and NBFC charges a fee for processing your Personal Loan Panvel application. These charges are 1% of the sanctioned Personal loan Panvel amount.

        In case you wish to foreclose your Personal loan Panvel before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your Personal loan Panvel before 12 months. Post that the charges vary depending on how many years the Personal loan Panvel has done.

        Personal Loan Panvel EMI Calculator

        Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your Personal loan Panvel is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan. The Personal Loan EMI Calculator as follows:

        CIBIL Score required for Personal Loan Panvel

        Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Panvel. Most institutions require a minimum score of 750 to process your Personal loan Panvel application. Interested customers can check the CIBIL score beforehand, for a better understanding.

        The institutions don’t just look at the overall score but also the detailed behaviour on the previous all loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous Personal loans may act as a barrier to your availing a fresh loan.


        Interest Rate 9.99%


        Personal Loan Panvel Agents

        Dialabank is the leading agent for availing Personal Loan Panvel. You can apply online for personal loan Panvel at Dialabank or give a call at 9878981166

        Dialabank helps you to find the best option of Personal loan Panvel Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website and get best offers on dialabank and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

        Personal Loan Panvel Contact Number

        Call 9878981166 and get instant help and approval for Personal Loan Panvel.

        Pre Calculated EMI Table for Personal Loan Panvel

        5 Yrs
        4 Yrs
        3 Yrs

        About Panvel

        Panvel is a locality or place in the Raigad district of Maharashtra in the Konkan Division and is a node of Navi Mumbai city. It is highly populated due to its closeness to Mumbai. Panvel is located inside the Mumbai Metropolitan Region


        ✅ Who can apply for a Personal Loan Panvel?

        People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan Panvel.

        ✅ What is the tenure of Personal Loan Panvel?

        Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. There are some Banks that extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly instalments within the agreed tenure of the loan.

        ✅ Can my application for Personal Loan Panvel get rejected due to my CIBIL score?

        Since Personal Loan Panvel is an unsecured loan, one of the most important decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t skip any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections happen due to a low CIBIL Score.

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