Personal Loan Palluruthy

Personal Loan Palluruthy is an unsecured loan taken by any eligible applicant from a banking or non-banking financial company to meet their personal financial needs. Get the best rate on Personal Loan Palluruthy.

Personal Loan will help you to meet your financial problems. You don’t need to pledge any collateral or security while applying for a personal loan.

Personal Loan Palluruthy Features

1. Loan Period:  You can choose the tenure as per your repayment strength. When you choose a personal loan, you can repay it easily within the tenure of 12 to 60 months.
2. Funding: A personal loan amount starting from Rs. 50,000 to Rs. Many banks and NBFCs offer 50 lakh in Palluruthy, and you can have a loan as per your requirement and eligibility
3. Fast disbursal: To ensure Fast disbursal of the loan amount to your account, the banks ask for min. documentation process and once all the information is verified, the loan is disbursed within 3-4 working days
4. Online Process: All you need to do is to fill the application form and upload/submit necessary documents to process your loan applications. To get a personal loan, you don’t have to visit the bank as the whole process can be processed online.

Personal Loan Palluruthy Interest Rates 

The interest rates in Personal Loan Palluruthy depends upon the company’s profile and salary of a person. The Personal Loan interest rate is 9.99% per year.

Personal Loan Palluruthy Documents Required:

Income Proof:

1. Salaried applicants:- The loan applicants have to show his salary slip of last three months and bank statement of last six months.
2. Self-Employed applicants:- The loan applicants of personal loan should file ITR for the last three years, and his business should be registered.

Photograph:

Two coloured passport size photos ( loan applicants should not wear any glasses).

Basic KYC Documents:

Every applicant has to submit his pan card, which is an essential document.

Address proof:

The documents required for the residence proof includes (ID card /Passport /  Voter ID Card / Aadhaar card / Ration card / DL). If the loan applicants are living in rental accommodations, then they have to submit their Agreement, Electricity bill on his name and address of the owner.

Personal Loan Palluruthy Eligibility Criteria

If a person fulfils the Eligibility criteria for personal loan, then he can get the amount efficiently.

The eligibility criteria for both Self-Employed and Salaried are not the same:

Salaried applicants

1. Minimum age requirements of individuals should be 21 years and maximum up to 60 years.
2. The loan applicants must have the work experience of the three years. And the salary should be coming in their accounts only.
3. The loan applicants must have an excellent credit history.
4. Job location of the loan applicant should be mentioned.
5. A borrower should have min. income in metro city RS 20,000 and in non -metro city RS 18,000

 Self-Employed applicants

1. Minimum age required for an independent person should be 25 years.
2. The applicants applying for the personal loan should be filing ITR for the last three years.
3. If the applicants are the businessman, then the business should be running from the previous three years.
4. The CIBIL score of the individual loan applicants should be good. There should not be any dues or debt left.
5. The annual income of the loan applicants should be a min.  of Rs 2.5 lakh.
6. The whole documentation process of the personal loan is that the applicant has to submit his all financials and his bank statement of the previous six months.  

How To Apply for Personal Loan Palluruthy

• Visit Dialabank
• Go to the loan section and click on the personal loan link.
• The applicant will be directed to all details of the personal loan where they can choose their preferred city.
• For more information and free guidance, you may call on 9878981166.     

Processing Fee / Prepayment Charges on Personal Loan Palluruthy

The processing charges for a personal loan will vary from bank to bank. At the moment of processing a loan, a bank will be bearing some cost related to services and administration. The Personal Loan Palluruthy processing fee is 1% of the loan amount.

Personal Loan Palluruthy EMI Calculator

Likened Monthly Installments likewise know as EMI are essentially fixed charges that a borrower needs to pay the bank in normal spans as a method of reimbursement for the measure of advance obtained. The estimation of EMI relies upon the credit residency, financing cost charged by the bank and measure of advance taken.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Palluruthy

Every institution offering personal loan have their own lower limit of CIBIL score for loan approval. On a general basis, it is around 700.

Along with the CIBIL score, the lenders look upon and analyze the history of credit as well as the behaviour of payment by the individual too.

Personal Loan Palluruthy Agents

Dialabank is the leading agent for availing Instant Personal Loan in Palluruthy. You can apply online at Dialabank or call on 9878981166

Personal Loan Palluruthy Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Palluruthy. Thereafter, our relationship managers will assist you.

Pre Calculated EMI Table for Personal Loan Palluruthy

About Palluruthy

Palluruthy is a region in the city of Kochi, in the state of Kerala, India. Palluruthy is part of the water-bound West Kochi, lying westward to the Kochi mainland. Palluruthy comprises the regions Thoppumpady, Perumpadappu, Edakochi, Kumbalanghi and Mundamveli. The region is famous for its temples and lotus pond and Danish Varangodan.

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