Personal Loan Obedullaganj

Your Guide to Personal Loan Obedullaganj

A Personal Loan is unsecured loan borrowers are taking in to meet their varied financial needs. It is also sometimes called an ‘all-purpose loan’ because there is no limit to the end-use of the funds.

A Dialabank Personal Loan lets you fulfill your diverse financial needs; you can take advantage of loans up to Rs 20 lakh and satisfy the specific need that you rise at any point in your life. The fast clearance process means that you have an understanding of investing quickly. 

Additionally, you can get the funds inside 3 seconds with our instant online Personal Loan facilities. In Obedullaganj, you can easily get a personal loan at an interest rate ranging from 10.75% to 32%, but this depends on many factors.

Features of Personal Loan Obedullaganj 

Aside from being the most secure way to raise funds for your urgent needs, there are other perks of utilizing a Direct Loan, these include:

• The funds are credited to your account within 48 hours after your application is accepted.
• We owe you the versatility to choose the term of the loan. You may apply for a 12 to 60-month loan.
• Our online tools allow you to keep track of the status of your application and get whatever support you want 24×7.
• Minimum necessary papers.
• The interest rate is set, and the loan term stays the same throughout.
• You don’t need to have any protection or collateral.
• The advantages shall extend to all clients after the completion of electronic testing and final bid approval.
• The Loan amount depends upon the income and repayment capability of the applicant.

Personal Loan Obedullaganj Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Obedullaganj

Salaried Customers:

1. Identity proof such as Aadhar card/driving license.
2. last three-month salary slips.
3. Bank statements for the last 6 months.
4. PAN Card.
5. Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments.
6. 2 Passport-sized photographs of the applicant.

Self-Employed Customers:

1. All financials are required (ITR documents with Balance Sheet and P&L Statement).
2. PAN Card.
3. Aadhar Card as identity proof.
4. Residence Proof or rental agreement in case of a rented apartment.
5. Two passport-sized photographs of the applicant.

Personal Loan Obedullaganj Eligibility Criteria

The eligibility criteria are specific for both salaried and self-employed workers.

Click here to know more about personal loan eligibility

Salaried Applicants

1. Individual minimum age requirements should be 21 years and no more than 60 years.
2. The applicants must have three years of work experience. And they should only receive the salary in their accounts.
3. Applicants must have an outstanding credit history.
4. The applicant’s place of work should be mentioned.
5. A borrower in a metropolitan city and non-metro city RS 12,000 should have a minimum income of RS 18,000.

Click here to know more about- Salaried Applicant

Self-Employed Applicants

1. For an individual adult, a minimum age threshold would be 25 years.
2. Applicants applying for personal loans will submit ITR for the last three years, 
3. If the applicants are a businessman, so from the past three years the company will be running and have an eligible income source.
4. The applicants’ credit score should be perfect. There will be no liability or duties remaining.
5. The applicants’ annual income would have to be a minimum of Rs 2.5 lakh.
6. Personal Loan Obedullaganj’s whole documentation process is that the borrowers will apply their accounting statements and their bank accounts over the preceding three months.

Click here to know more – Self-employed Applicant

Why Apply for Personal Loan Obedullaganj?

• Personal Loan Obedullaganj is based upon the candidate’s income per annum and his credit score. No other requirement is there
• There is no need to put a precious asset as security to the lender for Personal Loan Obedullaganj, as it is an unsecured loan
• Personal loans offer higher loan amounts to help you deal with any financial emergency
• Personal Loan Obedullaganj is a multi-purpose offer that can be used for almost all financial problems of life, including debt consolidation.
• The Loan amount depends upon the income and repayment capability of the applicant.
• Personal Loan Obedullaganj is a multifunctional deal that can be used for almost all financial issues.
• No requirement for the lender to put some property or properties as insurance.
• No cosigner required for Obedullaganj Personal Loan.

How to apply for Personal Loan Obedullaganj?

To apply for the best personal loan deals:

• Visit Dialabank and click on the personal loan option on the menu of the homepage.
• You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
• After you click on ‘Apply now’, wait for a while. In a short period, you will receive mail threads from various banks and NBFCs willing to lend ou a personal loan
• Our experts will give you a call and assist you in choosing the best deal for you.
• In case of any queries, call us at 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Obedullaganj

The interest rates in Personal Loan depend on the profile and salary of an individual in the business. Personal Loan Obedullaganj’s interest rate starts at 10.75 per cent per year.

If you wish to foreclose your loan before the agreed tenure of the loan, you will be charged a penal prepayment fee by every lending institution. Unable to close your loan before 12 months in most cases. Post that the charges vary according to how many years the loan has been made. Those penalties range from 4 percent of the unpaid debt balance in the second year to 2 percent in the borrower’s fourth year.

To know about the interest rate click on personal loan interest rate

Personal Loan Obedullaganj EMI Calculator

CIBIL Score required for Personal Loan Obedullaganj

Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Obedullaganj. Most institutions need a minimum score of 700 to process your application for a loan.

The institutions are not only looking at the overall score but also the detailed behaviour of previous loans. It provides information about the form of loan obtained and the amount lent. Any outstanding payments for prior loans will serve as a deterrent to making a fresh loan open to you.

Personal Loan Obedullaganj Contact Number

Call 9878981166 and get instant help and approval for a Personal Loan in Obedullaganj.

Pre Calculated EMI Table for Personal Loan Obedullaganj

Click here for personal loan EMI calculator

About Obedullaganj

Obedullaganj is a city and a Nagar panchayat in the Raisen district of Madhya Pradesh, an Indian state. It is located 70 km away from its Raisen district headquarters, and 36 km away from its Bhopal state capital.

Obedullaganj is in the middle of many historical places, such as Lord Shiva’s Bhojeshwar Temple, founded by King Bhoj of the Paramara dynasty and Salkanpur, a holy Siddhpeeth of Vindhyavasni Beejasan Devi (one of the Hindu goddess Durga’s incarnation). Other important spots include the rock shelters Delawadi and Bhimbetka.

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