Personal Loan Nimbahera

Best Banks for Personal Loan Nimbahera

Personal Loan in Nimbahera Features

Apply for a Personal Loan to budge away all your financial shortcomings in just a few simple steps. Personal Loans are offered by all the major banks and NBFCs without any collateral or security deposit.

Personal Loans can be availed at an affordable rate of interest considering you have a decent credit history and CIBIL score. It is a type of multipurpose loan so you can utilize the money for whichever purpose you want without any boundaries.

Personal Loan in Nimbahera Interest Rates and Charges

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Nimbahera Documents Required

Salaried Customers:

1. Identity Proof: PAN Card/ Voter ID card/ Driving License /Aadhar Card/ Passport.
2. Proof of Residence: Voter ID card/ Driving License/Passport/Rent Agreement/Water Bills/ Electricity Bills/Aadhar Card/ PAN Card
3. Income Proof: Salary slips of the last 6 months or bank account statements where you get your salary.
4. Recent passport size photographs
5. It is important to note that if you don’t get your salary in the bank account, then you won’t be eligible to apply for a loan.

*NOTE: In the case of rented apartments, a rent agreement needs to be attached.

Self-Employed Customers:

1. Identity Proof: PAN Card/ Voter ID card/ Driving License /Aadhar Card/ Passport.
2. 2 passport size photographs
3. Proof of Residence: Voter ID card/ Driving License/Passport/Rent Agreement/Water Bills/ Electricity Bills/Aadhar Card/ PAN Card
4. Income Proof: If you are self-employed, you have to give your ITR statement for last 3 years.
5. It is important to note that if you don’t get your salary in the bank account, then you won’t be eligible to apply for a loan.

Personal Loan in Nimbahera Eligibility Criteria

The personal loan eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants:

1. Minimum and Maximum Age: 21 and 60 Years.
2. Work Experience: Overall 3 years and 1-year experience in the current job.
3. CIBIL Score must be more than 700.
4. A person who gets his/her salary in cash is not eligible for availing of Loan

Self-Employed Applicants:

1. Minimum and Maximum Age: 25 and 65 years.
2. Should have filed for an annual ITR of 2.5 to 3 lakh.
3. Residence: Should be owning an Office or Home.
4. Business Stability: Your business should be operating for the last 3 years.
5. CIBIL Score should be more than 700.

Get to know more about eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Nimbahera?

1. Personal Loan Nimbahera amount is based upon the income and the repayment capability of the person.
2. There is no need to put any property or asset as collateral to the lender.
3. Personal Loan Nimbahera involves simple procedures and fast loan approvals.
4. There is no need to provide a cosigner to avail of this loan.
5. No, the process involved verifying the collateral.
6. No upper limit to borrow money.

How to apply for Personal Loan Nimbahera?

1. Visit Dialabank.
2. Apply for a personal loan online.
3. The applicant is then required to fill in their details along with the preferred city.
4. For more assistance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Nimbahera

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

Personal Loan Nimbahera EMI Calculator

Equated Monthly Installments likewise know as EMI are the month to month fixed charges that you pay to the bank as a month to month reimbursement for the loan amount borrowed.  Based on your profile, the financing cost on your advance is resolved. Your EMI is determined premise the Interest Rate you are charged by the bank and the measure of credit you need to take and the period for which you appreciate the advance.

To know more about EMI Calculation click here: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Nimbahera

Every bank and NBFC have different parameters for disbursing loans on the basis of the CIBIL Score. Most institutions require a minimum score of 750 to process your loan application.

Along with the score, the credit history or lending and repayment is also taken into consideration for approval of the loan amount.

Personal Loan in Nimbahera Agent and Contact Number

Dialabank is the leading agent for availing Personal Loan in Nimbahera. You can apply online or give a call at 9878981166.

Pre Calculated EMI Table for Personal Loan Nimbahera

About Nimbahera

Nimbahera is a town in the Chittorgarh district in the Indian state of Rajasthan. It is situated around 350 km southwest of the state capital, Jaipur. Nimbahera is connected through both rail and road; it lies on the railway line which connects Ajmer to Ratlam.

Personal loan in other cities in Rajasthan