Major Personal Loan Providers in Nigdi
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Nigdi Features
In need of dollars, are you? Ok, you’re not gonna worry. A personal loan is a form of credit provided to you. Not only is this kind of loan unsecured in nature, with rather fewer papers and much less paperwork involved. This form of loan may be processed in up to 48 hours in order to be considered after the verification.
Personal Loan Nigdi connects all buyers with financial aid services at accessible and cost-effective inflation. The borrower is necessary to have a happier life and a more reliable revenue source and also a reasonably good credit history profile in order to get a private loan.
There is also no perfect match-use limitation on the usage of the personal loan number. You can use the loan sum in just about any way you want.
In order to apply for a personal loan, Nigdi click on Personal Loan
Personal Loan Nigdi Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents for Personal Loan Nigdi
Documents required for a Personal Loan are:
Salaried Customers:
- Proof for Residence (Own/Rent/Company provided)
- Identity proof (Aadhar card/driving license)
- Statements for the salary of the past three months.
- Bank statements for the last 6 months
- PAN
- Passport-size photograph – 2
*NOTE: If one lives in rented apartments, rent agreement needs to be attached.
Self-Employed Customers:
- All financial statements are required (Balance Sheet, P&L Statement as well as ITR files)
- PAN Card
- Passport-sized photographs- 2
- Aadhar
- Residence Proof
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Nigdi
The personal loan eligibility criteria for both Salaried and Self-Employed are as follows:
Salaried Applicants
- The applicant should have an outstanding credit history.
- The job location of the applicant should be mentioned.
- The borrower must have a minimum income of at least INR 25,000 p.m.
- The base age of the candidate ought not to be under 21 years or over 60 years.
- The candidate must have a working understanding of in any event three years. The compensation ought to have been moved in their records as it were.
Click here to know more about a personal loan for- Salaried Applicant
Self-Employed Applicants
- The age of an independent person applying should be at least 25 years.
- The credit score of the applicant should be good and there must not be any debt or any dues pending.
- The yearly income of the applicant should be no less than Rs 2.5 lakh.
- The applicant applying for a personal loan should have been filing ITR for the past three years. In case the applicant is a businessman, then the business is required to be running well for the last 3 years.
- The entire document verification process for personal loan approval requires the applicants to submit their financial statements and their bank statement for the past three months.
Click here to know more about the personal loan for– Self-employed Applicant
Why Apply for Personal Loan Nigdi?
- There is no hard and fast rule for the requirement of depositing any mortgage or collateral as a security to the bank.
- The amount of personal loans is entirely based on the repayment capacity of the applicant.
- A personal loan is a kind of multidimensional loan, so it can be put to use for any kind of issue.
- A Personal Loan does not require any nominee or guarantor.
How to apply for Personal Loan Nigdi?
- Visit this website: www.dialabank.com.
- Then, go to the finance section and go to the page for your private loan. It will lead you to the thorough personal loan data where you can pick your city. For more knowledge and free directions, please call 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Nigdi
For approving a Personal credit application, all banks and NBFCs cost a certain amount. The processing fee for getting a personal loan in Nigdi is 1% of the loan amount.
Both mortgage companies will charge you a penalty as a provider payment fee if you choose to close your loan early to the agreed loan tenure. You won’t likely be able to close your loan before a 12-month cycle. After that, the penalties vary depending on the number of years the loan has been performed. This fee ranges from 4% of the outstanding balance of the loan in the second year to 2% in the loan’s fourth year.
To know about the interest rate click on personal loan interest rates
Personal Loan Nigdi EMI Calculator
Equated Monthly Installments or EMI means a recurring fixed rate which you need to pay to the banker as a monthly repayment for the new loan sum. The interest rate on your loans is set, based on your request. Depending on the amount at which the company pays you and the amount of loan you have to take and the time for which you take the loan, the EMI on your loan is computed.
A Personal loan EMI Calculator can be helpful in understanding the proposed terms of the loan offered by a bank or NBFC.
CIBIL Score required for Personal Loan Nigdi
For a required CIBIL score that is required to handle a Personal Loan application in Nigdi, all commercial banks have their own requirements. The establishments mostly need a total score of at least 750 to process a request further.
Customers can take a free CIBIL score check beforehand, for a better understanding. No company merely looks at the total performance. They’re even looking at an elaborate view of the previous loans. Details have included the form of loans obtained and the dollar amount lent. If any delay in the reimbursement of previous loans occurs, the clearance of the present loan could be impeded.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Nigdi Agents
Dialabank has been one of Nigdi ‘s leading organizations to receive Personal Loan. You can easily apply online at www.dialabank.com or give a call at 9878981166
Dialabank lets you find the best choice for banks and NBFCs by enabling you with access to an in-depth comparable sales study of different banks to help you choose the perfect one. Visit our website www.dialabank.com and fill out another large amount of personal and job data in a basic sense. Our client relationship administrators will be in contact with you soon.
Personal Loan Nigdi Contact Number
Call 9878981166 and get timely assistance and approval for Personal Loan in Nigdi.
Pre Calculated EMI Table for Personal Loan Nigdi
Click here for a personal loan EMI calculator
About Nigdi
Nigdi is a subdivision of India’s Pimpri Chinchwad. Pimpri Chinchwad New Township development corporation is a planned municipality in an area also known as Pradhikaran. This overall area is split into so many fields. Though many neighborhoods are built later.
FAQs About Personal Loan Nigdi
✅ Who can apply for a Personal Loan in Nigdi?
A Personal Loan in Nigdi can be submitted by people who have a desperate need for cash and have a daily income source (from jobs or commercial enterprise).
✅ What is the tenure of Personal Loan in Nigdi?
Most banks and non – banking financial institutions have a one-minute personal loan of 1 Year and a 5 Year Max Tenure. There are several banks also extending the maximum length to 7 Years. The duration is set and not retractable. The repayment has to be made within the approved tenure of the loan in accordance with paragraph.
✅ Are there any other charges involved in Personal Loan Nigdi?
Yes, in order to be granted a personal loan in Nigdi, there are two different forms of charges that one needs to start paying:
Down payment: There is a short delay from the customer for each bank or lending agency from which you borrow. This is program is based on Charge. The amount of refundable deposit is 1% of the purchase price for each financial institution.
Before the-closure charges: The banks and NBFCs charge an estimate of the value called a pre-closure charge on the purchase price lent if you want to close a running loan even before calculated long-run relationship. Different banks have different consequences for pre-closure. The payments for before the-closure vary based according to how many years your loan has finished before you decide to pre-close.
✅ Can my application for Personal Loan Nigdi get rejected due to my CIBIL score?
Personal loan, being an unpaid internship, your CIBIL Score is amongst the most complex decision criteria for getting your Personal Loan application accepted. If you want to gain from a personal loan in the potential, getting a high CIBIL score is absolutely crucial. Make sure you don’t quit or miss any of your EMI monthly bills or any credit card transactions as this would result in your Credit bureaus score decreasing. Most of the refusals of Personal Loan are due to a low CIBIL Ranking.
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