Best Banks for Personal Loan Nawapur
Feature | HDFC Bank | Private Bank | Bajaj Finance |
Interest Rate | 10.75% - 17% | 11.25% - 18.5% | 0.12 |
Min Loan Amt | Metro : 75000 & Non Metro: 50000 | 50000 | 100000 |
Max Loan Amt | 50 Lacs | 50 Lacs | 1 Cr |
Loan Tenure | 1 - 5 Years | 1 - 5 Years | 1 - 5 Years |
Processing Fee | 0.25% - 2% of the Loan Amt | 1% - 2.5% of the Loan Amt |
0.5% - 2% of the Loan Amt
|
Preclosure Charges | 2%, Nil foreclosure charges after 12 months | 2%, Nil foreclosure charges after 24 months | Nil |
Overdraft Facility | No | No | Yes |
Personal Loan Nawapur Features
In the need of cash, are you?
A personal loan is a kind of loan that is at your side. Not only is this form of loan non – secured in nature, with rather fewer records and much less paperwork necessary. This form of loan might well be accepted in up to 48 hours in order to be accepted after the vetting process.
Personal Loan Nawapur helps all clients with comprehensive aid at both affordable and cost-effective lending rates. The investor is expected to have a better living and more reliable stream of cash and also a fairly decent credit history profile in order to get a personal loan.
There is also no perfect match-use constraint on the usage of the personal loan number. You can use the mortgage sum in any way you choose.
In order to apply for a personal loan, Nawapur click on Personal Loan
Personal Loan Nawapur Interest Rates
Bank | Processing Fee |
Prepayment Charges
|
HDFC Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months
|
Axis Bank Personal Loan | 0.50% to 1.50% | Nil |
Private Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months
|
SBI Personal Loan | 500/- to 0.50% | Nil |
Kotak Personal Loan | 1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Personal Loan | Nil | Nil |
Muthoot Personal Loan | Nil | Nil |
Manappauram Personal Loan | Nil | Nil |
PNB Personal Loan | 0.70% to 1% | Nil |
Canara Bank Personal Loan | 0.01 | Nil |
Andhra Bank Personal Loan | Nil | Nil |
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Documents for Personal Loan Nawapur
Salaried Customers:
- Identity proof (Aadhar card/driving license)
- Passport-size photograph – 2
- Statements for the salary of the past three months.
- Bank statements for the last 6 months
- PAN
- Proof for Residence (Own/Rent/Company provided)
*NOTE: If one lives in rented apartments, rent agreement needs to be attached.
Self-Employed Customers:
- PAN Card
- Aadhar
- Residence Proof
- Passport-sized photographs- 2
- All financial statements are required (Balance Sheet, P&L Statement as well as ITR files)
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Nawapur
Click here to know more about personal loan eligibility
Salaried Applicants
- The base age of the candidate ought not to be under 21 years or over 60 years.
- The applicant should have an outstanding credit history.
- The job location of the applicant should be mentioned.
- The candidate must have a working understanding of in any event three years. The compensation ought to have been moved in their records as it were.
- The borrower must have a minimum income of at least INR 25,000 p.m.
Click here to know more about a personal loan for- Salaried Applicant
Self-Employed Applicants
- The age of an independent person applying should be at least 25 years.
- The entire document verification process for personal loan approval requires the applicants to submit their financial statements and their bank statement for the past three months.
- The applicant applying for a personal loan should have been filing ITR for the past three years.I\ case the applicant is a businessman, then the business is required to be running well from the last 3 years.
- The credit score of the applicant should be good and there must not be any debt or any dues pending.
- The yearly income of the applicant should be no less than Rs 2.5 lakh.
Click here to know more about the personal loan for– Self-employed Applicant
Why Apply for Personal Loan Nawapur?
- The amount of personal loans is entirely based on the repayment capacity of the applicant.
- There is no hard and fast rule for the requirement of depositing any mortgage or collateral as a security to the bank.
- A personal loan is a kind of multidimensional loan, so it can be put to use for any kind of issue.
- A Personal Loan does not require any nominee or guarantor.
How to apply for Personal Loan Nawapur?
- Visit this website: www.dialabank.com.
- Then, go to the loan category and go to the page for your private loan. It will lead you to the extensive personal loan data where you can pick your city. For more data and free directions, please call 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Nawapur
Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.
Both lenders will charge you a penalty as a direct debit fee when you choose to close your loan due to the defined loan tenure. You won’t generally be able to close your loans before a 12-month term. After that, the charges vary depending on the size of years the loan has been paid. This category encompasses from 4% of the residual balance of the loan in the second year to 2% in the loan’s fourth year.
To know about the interest rate click on personal loan interest rate
Personal Loan Nawapur EMI Calculator
Equated Monthly Installments or EMI indicates a monthly variable price that you need to submit to the bank as an interest accrued for the secured loan sum. The inflation rate on your loan is set, based on your rating. Based on the rate at which the company earns you and the type of loan you have to take and the time for which you take the loan, the EMI on your loan is measured.
CIBIL Score required for Personal Loan Nawapur
All the lenders have their own specifications for a minimum CIBIL score required to process an application for Personal Loan in Nawapur. The entities mostly need a minimum score of at least 750 to review a request further.
No new owner looks at the total rating. They’re even gazing at a comprehensive view of past loans. Details include the form of loans earned and the sum of money lent. If any delay in the settlement of previous loans occurs, the acceptance of the present loan could be impacted.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Nawapur Agents
Dialabank is also one of the largest personal loan liquidity agents in Nawapur. You can easily apply online at www.dialabank.com or give a call at 9878981166
Dialabank lets you discover the right idea for banks and NBFCs by presenting you with access to an in-depth contract sum study of different banks to help you choose the best one. Visit our site www.dialabank.com and fill out all the elements of personal and job data in a simplified way. Our customer experience managers will be in contact with you shortly.
Personal Loan Nawapur Contact Number
Call 9878981166 and Get aid and clearance for Personal Loan in Nawapur on the deadline.
Pre Calculated EMI Table for Personal Loan Nawapur
Visit here for a personal loan EMI calculator
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About Nawapur
Navapur Vidhan Sabha constituency (formerly Nawapur) is one of Maharashtra state’s 288 Vidhan Sabha constituencies in west India. This constituency is situated in the district of Nandurbar and is reserved for candidates from the Scheduled Tribes.
Along with five other Vidhan Sabha divisions, namely Shahada, Nandurbar, and Akkalkuwa in the Nandurbar district, and Sakri and Shirpur in the Dhule district, it is part of the Nandurbar Lok Sabha constituency.