Personal Loan Nasirabad

Major Personal Loan Providers in Nasirabad

Personal Loan Nasirabad Features

Availing credit for your personal use without any restrictions has never been easy. With Personal Loan, you can avail easy money without any security deposit.

To get a Personal Loan, you need to have a stable source of income and a decent credit history.

Avail Personal Loan through DialaBank in a blink of an eye.

Personal Loan Nasirabad Interest Rates

Personal Loan Interest Rate

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Nasirabad

Salaried Customers:

1. Identity proof namely Aadhar card/ Passport Copy/ Driving License, etc.
2. Proof of address such as Telephone Bill/ Agreement/ Electricity bill (Owned/Rented/Company provided)
3. PAN Card
4. 2 recent passport size photographs
5. Bank statements for the last 6 months with salary slips of last 3 months are required

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

1. Balance Sheet, P&L Statement as well as ITR files are required to be submitted
2. Proof of Residence: Telephone bill/ Electricity Bill/ Voter ID, etc
3. PAN Card
4. Proof of identity namely Driving License/ Aadhar Card/ Passport copy, etc..
5. Two passport-sized photographs

To Know more Personal Loan Documents Required

Eligibility Criteria for Personal Loan Nasirabad

The eligibility criteria for both Salaried and Self-Employed are as follows:

Salaried Applicants

1. Age range: 21 to 60 years
2. CIBIL score above 750 without faulty credit history
3. The applicants must have the work experience of the three years and their salary should be incoming to their personal account.
4. Location of the job should be mentioned by the borrower

Self-Employed Applicants

1. Age range: 25 to 65 years
2. If the applicants are the businessman, then the business should be running from the past three years.
3. CIBIL score above 750 and no faulty credit history
4. The applicants applying for the personal loan should file ITR for the last three years.
5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.

Click to know more about Eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Nasirabad?

• Apply Personal Loan
• There is no need to deposit any mortgage and collateral security to the bank.
• A personal loan can be used for various purpose and has no restrictions
• The amount of personal loan depends upon the repayment of individual income and capacity.
• No third party is involved in the deal

How to apply for Personal Loan Nasirabad?

1. Visit www.dialabank.com. and apply loan online
2. Then you need to click on personal loan in the loan section
3. The applicant will be directed to a page where all the details regarding personal loan can be found.
4. Then the applicant should provide all details necessary
5. Our executives will then get in touch with you soon
6. For more information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Nasirabad

Every Bank and NBFC charges a fee for processing your Personal Loan application and these vary between 1.5% to 2.5% of the sanctioned loan amount.

The prepayment charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan which is applicable if any borrower wishes to foreclose their loan before the agreed tenure.

Personal Loan Nasirabad EMI Calculator

Equated Monthly Installments also know as EMI is the mode of paying back the money taken by the bank as a loan on a monthly basis. This amount is calculated on the basis of the interest rate charged by the bank, tenure of loan and the total amount of loan.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Nasirabad

The criteria for a minimum CIBIL score varies from bank to bank. Generally, a score above 750 is considered good.

As CIBIL score is crucial, the lending institutions along with the CIBIL score to check the credit history of an individual too to avoid any future issues.

Personal Loan Nasirabad Agents

Dialabank is the leading agent for availing Instant Personal Loan in Nasirabad. You can apply online at www.dialabank.com or give a call at 9878981166

Personal Loan Nasirabad Contact Number

Call 9878981166 and immediate help and approval for Personal Loan in Nasirabad. Thereafter, our relationship managers will assist you.

Pre Calculated EMI Table for Personal Loan Nasirabad

About Nasirabad