Personal Loan Naraingarh

Major Personal Loan Providers in Naraingarh

Personal Loan Naraingarh Features

Want to plan your daughter’s marriage? Financial backbone needed? Dialabank has discovered a solution to your problem!

A personal loan Naraingarh is the antidote to all your financial problems restricting your peace of mind. This loan requires no collateral security and the least paperwork and will be approved within 48 hours for certified verification.

It is an unsecured type loan with the affordability of interest rates as per your amenity. The prerequisite conditions for applying to this loan is a good source of income and sufficient creditworthiness.

Click here to get an Instant Personal Loan

Personal Loan Naraingarh Interest Rates 

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Naraingarh

Essential documents required for availing Personal Loan Anupgarh:

Salaried Customers:

1. You should submit your identity proof (Aadhar Card/Driving License)
2. You should submit the salary slips for the past three months.
3. Bank statements for the last 6 months have to be submitted.
4.  A copy of the PAN Card should be there
5.  You have to attach a copy of your residence proof (Owned/Rented/Company provided)
6. Two recent passport-sized photographs have to be attached.

*NOTE: If you live in a rented apartment, then a rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card is a must.
3. Aadhar Card (for identity proof)
4. Residence Proof (owned/rented)
5. You have to attach two recent passport-sized photographs.

Eligibility Criteria for Personal Loan Naraingarh

The personal loan eligibility criteria are as follows:

Salaried Applicants

1. The minimum age of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
2. It is compulsory for the applicant to have a minimum of 3 years of experience and you should be receiving a salary in your own account.
3. The applicant’s credit history should be accomplished
4. Your job location should be specified.
5. The applicant should earn a minimum income of INR 25,000 per month.

Self-Employed Applicants

1. The person should be having an age of at least 25 years.
2. You should file your ITR for the last 3 years while applying for a personal loan.
3. If you are a businessman, then your business should be actively working for the past 3 years.
4. Your credit score should be good. Make sure that all your dues are clear.
5. You should be earning a minimum annual income of Rs.2.5 lakhs.
6. It is compulsory for the applicant to submit his financial and bank statement for the past 3 months.

Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Naraingarh?

1. You do not need to mortgage your property or submit any collateral security.
2. A personal loan is a multipurpose loan. You can use this amount anywhere you want to.
3. The amount of personal loans totally depends on your creditworthiness.
4. In Personal Loan, you need not mention any nominee or guarantor.

How to apply for Personal Loan Naraingarh?

1. Visit our website Dialabank.
2. On our website you will see a Loan section, go there and click on the personal loan online link to apply for it.
3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
4. For more information and free assistance, you can get in touch with us by calling on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Naraingarh

Every financial institution such as banks or NBFCs charges an application fee for a personal loan. The value of fees varies between 1.5% – 2.5% of the sanctioned loan amount.

If you are foreclosing a part of your loan amount before the due date, then you have to pay a penalty for prepayment. You cannot close your loan before 12 months in most situations. The prepayment penalty charges depend on the number of years for which loan has been used.

To gain more knowledge about the interest rate click on the Personal Loan Interest Rate

Personal Loan Naraigarh EMI Calculator

EMI (Equated Monthly Installments) are the fixed payments that you are liable to pay to the bank per month as repayment of your loan amount. The EMI is fixed but the interest rate is not. It will be ascertained through your financial condition. Subsequently, your EMI will be calculated on the basis of interest rate and the tenure of the loan.

CIBIL Score required for Personal Loan Naraingarh

CIBIL score is very important in order to get a loan. Mostly, all lending institutions have their own criteria for the CIBIL score. Usually, banks prefer a CIBIL score of 750.

Institutions just look at your behavior in your previous loans whether you have repaid your loans on time or not. Any delayed payments of the past can affect your future.

Personal Loan Naraingarh Agents

Dialabank is the preeminent agent for taking Personal Loan in Naraingarh can apply online at dialabank or give a call at 9878981166.

Dialabank works as your assistant in finding the best lending institute out of many Banks and NBFCs by providing you a detailed comparison of different banks so that you can make a good choice. Visit our website www.dialabank.com and fill a simple form with all necessary details. Our experts in customer relationship managers will soon get in touch with you.

Personal Loan Naraingarh Contact Number

Call 9878981166 to get immediate financial help from us and approval for a Personal Loan in Naraingarh.

Pre Calculated EMI Table for Personal Loan Naraingarh

Click here for Personal Loan EMI Calculator

About Naraingarh

Naraingarh is a city in the Ambala district of Haryana. It is near the foothills of the Shivalik range of the Himalayas. The city plays an important role in tourism as it located near Chandigarh and Shimla and both of them are popular for Tourism.

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