Best Banks For Personal Loan Nanpara
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Nanpara Features
There are some days when we get into some financial issue and can not meet our financial needs. A personal loan is a loan that helps us solve these types of financial problems. With rising expenses and a new lifestyle in this modern world, coping with the trend is essential. So Personal Loan is a function that banks & NBFIs provide to get the best loan choice to easily handle all expenses, particularly for the citizens in a metro town.
A discretionary loan allows the borrower to spend the funds however they want. The borrower need not hold anything as collateral in the bank. Personal loaning is the best option for easy handling of all expenses. A personal loan presents you with the opportunity to fulfil all your wishes and desires. Personal financing is instant finance that an individual can take advantage of within 48-72 hours with minimal documentation.
Personal Loan Nanpara Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents Required for Personal Loan Nanpara
Salaried Customers:
- Identity proof such as Aadhar card/driving license.
- Last three-month salary slips.
- Bank statements for the last 6 months.
- PAN Card.
- Residence Proof (Owned/Rented/Company provided) and rental agreement in case of rented apartments.
- 2 Passport-sized photographs of the applicant.
Self-Employed Customers:
- All financials are required (ITR documents with Balance Sheet and P&L Statement).
- PAN Card.
- Aadhar Card as identity proof.
- Residence Proof or rental agreement in case of a rented apartment.
- Two passport-sized photographs of the applicant.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Nanpara Eligibility Criteria
The eligibility criteria are specific for both salaried and self-employed workers.
Click for more info on personal loan eligibility
Salaried Applicants
- Individuals’ minimum age requirements should be 21 years and no more than 60 years.
- The applicants must have three years of work experience. And they should only receive the salary in their accounts.
- Applicants must have an outstanding credit history.
- The applicant’s place of work should be mentioned.
- A borrower in a metropolitan and non-metro city RS 12,000 should have a minimum income of RS 18,000.
Click for more info- Salaried Applicant
Self-Employed Applicants
- For an individual adult, a minimum age threshold would be 25 years.
- Applicants applying for personal loans will submit ITR for the last three years,
- If the applicants are a businessman, the company will be running from the past three years and have an eligible income source.
- The applicants’ credit score should be perfect. There will be no liability or duties remaining.
- The applicants’ annual income would have to be a minimum of Rs 2.5 lakh.
- Personal Loan Nanpara’s whole documentation process allows the borrowers to apply their accounting statements and their bank accounts over the preceding three months.
Click for more info – Self-employed Applicant.
Why Apply for Personal Loan Nanpara?
- Personal Loan Nanpara is based upon the candidate’s income per annum and his credit score. No other requirement is there.
- There is no need to put a precious asset as security to the lender for Personal Loan Nanpara, as it is an unsecured loan.
- Personal loans offer higher loan amounts to help you deal with any financial emergency.
- Personal Loan Nanpara is a multi-purpose offer that can be used for almost all life’s financial problems, including debt consolidation.
How to apply for a Personal Loan Nanpara?
To apply for the best personal loan deals:
- Visit Dialabank and click on the personal loan option on the menu of the homepage.
- You will be directed to a page wherein you will have to fill in all your personal and professional details, along with your phone number.
- After you click on ‘Apply Now’ and wait for a while. You will receive mail threads from various banks and NBFCs willing to lend you a personal loan in a short period.
- Our experts will give you a call and assist you in choosing the best deal for you.
- In case of any queries, call us at 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Nanpara
The interest rates in a Personal Loan depend on the profile and salary of an individual in the business. Personal Loan Nanpara interest rate is 9.99 per cent per year. Personal Loan Nanpara processing fee is 1% of the sanctioned loan.
If you wish to foreclose your loan before the agreed tenure of the loan, you will be charged a penal prepayment fee by every lending institution. Unable to close your loan before 12 months in most cases. Post that, the charges vary according to how many years the loan has been made. Those penalties range from 4 per cent of the unpaid debt balance in the second year to 2 per cent in the borrower’s fourth year.
To know about the interest rate, click on the personal loan interest rate
Personal Loan Nanpara EMI Calculator
CIBIL Score required for Personal Loan Nanpara
Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Nanpara. However, most institutions need a minimum score of 750 to process your application for a loan.
The institutions are not only looking at the overall score but also the detailed behaviour of previous loans. It provides information about the form of loan obtained and the amount lent. Any outstanding payments for prior loans will serve as a deterrent to making a fresh loan open to you.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Nanpara Contact Number
Call 9878981166 and get instant help and approval for a Personal Loan in Nanpara.
Pre Calculated EMI Table for Personal Loan Nanpara
Click here for the personal loan EMI calculator
About Nanpara
Nanpara is a town and corporation in the district of Bahraich in Uttar Pradesh, an Indian state. This is an area along the frontier with Nepal, which includes thick forest tracts. It is a town surrounded by several villages. Thanks to the transport of products in Nepal and the recent narcotics activity, this region has strategic and economic importance, crossing the Nepal frontier. This already includes a district. It is well linked by road and railroad transport. Lucknow and Nepal are linked through a 2-lane NH 28C highway.
