Personal Loan Nanjangud

Best Banks for Personal Loan in Nanjangud

Personal Loan Nanjangud Features

Are you in a situation where you cannot figure out your expenses? Here is the solution to all your problems. Personal loans can be taken if you are in need of extra money to spend on something that is really important to you. There are strict criteria for personal loans since they’re are riskier. Besides, most big banks provide personal loans at low interest rates to improve the financial situation of people.

But, there are banks that provide you with affordable interest rates on personal loans so that you can live your dreams or do anything you want. In short, personal loans are good and you can take them for fulfilling your needs. To be eligible for personal loans be employed by an organization or self-employed.

If you need funds for an emergency, there are several options you can consider for yourself. You can either use your savings, your fixed deposits, or take a personal loan. A personal loan is a financial assistance offered by finance companies and banks at affordable interest rates to help you with all kinds of liquidity crises. Besides, low EMIs could improve your chances of buying more things.

Though other loans are specific, a personal loan can be taken for anything like paying medical bills, a grand vacation, a wedding, or to buy something important. There are a common eligibility criterion and documentation that needs to be followed for taking a personal loan.

Personal Loan Nanjangud Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Nanjangud

Essential documents required for availing Personal Loan Nanjangud:

For applicants who are paid monthly or salaried employees require proofs like Aadhar card, a driving license, salary slips of previous three months as income proofs, bank statements from the last six months, your PAN card, any residential proof, a rental agreement( if the apartment is rented), and multiple passport-sized photographs could be asked for. Ideally, you should not be wearing glasses in your photographs.

For the self-employed applicants like Entrepreneurs, few financial documents such as balance sheets, P&L statement along with income tax return files will be needed. Besides, your PAN card, Aadhaar, your address proof (a rental agreement, if needed), and two passport-sizes images will be required.

Personal Loan Nanjangud Eligibility Criteria

Click here to know further about personal loan eligibility

There is an eligibility criterion that is being followed for Personal loan, For salaried applicants, the applicant should not be younger than 21 years and also should not exceed the age of 60 years. A minimum work experience of 3 years is a must of the applicant. The minimum monthly income of the applicant should be Rs 25,000 and their salary must be given to them through bank accounts. An applicant should mention their job location.

For self-employed candidates, the minimum age of the applicant should be 25 years while the maximum age is 60 years. The applicants need to provide their ITR file for the last three years. If the applicant is a businessman, he has to prove that his business is operational from the last three years. The minimum salary of the applicant should be 2.5 lakhs and to prove this, he will have to submit  all his bank statements from the last three months

Personal Loan Nanjangud Agent and Contact Number

You can get the best personal loan deal at Dialabank by clicking on the personal loan option on the menu of the homepage. Then, you will submit an online form. Later on, we will give you a call to help you with this entire loan process. Even if you have any queries, you can visit the nearest branch of Dialabank in Najangud or give us a call at 9878981166.

Other Cities For Personal Loan In Karnataka