Best Banks for Personal Loan Mukerian
Feature |
HDFC Bank |
Private Bank |
Bajaj Finance |
Interest Rate |
10.75% - 17% |
11.25% - 18.5% |
12% |
Min Loan Amt |
Metro : 75000 & Non Metro: 50000 |
50000 |
100000 |
Max Loan Amt |
50 Lacs |
50 Lacs |
1 Cr |
Loan Tenure |
1 - 5 Years |
1 - 5 Years |
1 - 5 Years |
Processing Fee |
0.25% - 2% of the Loan Amt |
1% - 2.5% of the Loan Amt |
0.5% - 2% of the Loan Amt |
Preclosure Charges |
2%, Nil foreclosure charges after 12 months |
2%, Nil foreclosure charges after 24 months |
Nil |
Overdraft Facility |
No |
No |
Yes |
Personal Loan in Mukerian Features
A personal loan is a key to overcome your finical needs. This loan is unsecured. Though most commonly used to meet funds related to debt consolidation, holidays, and unexpected medical issue expenses, a personal loan may be used for practically any type of expense at the time you need money.
A car loan or home loan will allow you to use the funds to buy a home or car respectively. The upside is that when you apply for a personal loan, it need not be restricted to a specific user. You can use your funds in whatever way you want. Once the loan is disbursed, you can use the money for any purpose as per your requirement.
Personal Loan in Mukerian Interest Rates and Charges
| Bank | Processing Fee |
Prepayment Charges
|
| HDFC Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months
|
| Axis Bank Personal Loan | 0.50% to 1.50% | Nil |
| Private Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months
|
| SBI Personal Loan | 500/- to 0.50% | Nil |
| Kotak Personal Loan | 1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
| IIFL Personal Loan | Nil | Nil |
| Muthoot Personal Loan | Nil | Nil |
| Manappauram Personal Loan | Nil | Nil |
| PNB Personal Loan | 0.70% to 1% | Nil |
| Canara Bank Personal Loan | 0.01 | Nil |
| Andhra Bank Personal Loan | Nil | Nil |
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Personal Loan in Mukerian Documents Required
Salaried Customers:
- Salary slips of the last three months submitted by the applicant
- Bank statements for the last 6 months
- Recent Passport-sized photographs-2
- ID Proof: Aadhar card/driving license/ Voter ID
- PAN Card
- Proof of Address which includes Passport Copy/ Telephone Bill/ Voter ID
*NOTE: In the case of rented apartments, a rent agreement needs to be attached.
Self-Employed Customers:
- All financials are mandatory (Balance Sheet, P&L Statement as well as ITR files)
- Recent Passport-sized photographs-2
- ID Proof: Aadhar card/driving license/ Voter ID
- PAN Card
- Proof of Address which includes Passport Copy/ Telephone Bill/ Voter ID
-
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan in Mukerian Eligibility Criteria
The personal loan eligibility criteria for both Salaried and Self-Employed are different:
Salaried Applicants:
- The minimum age of the applicant must be 21 years and can extend up to 60 years
- The borrower should have the work experience of the three years in the ongoing job
- The applicant must not have any dues left and should have a good CIBIL score
- The job location of the borrower should be mentioned.\
Self-Employed Applicants
- The business should be operational for the past three years in case the applicant is a businessman.
- The annual income of the applicants should be a minimum of Rs 2.5 -3 lakh.
- The credit score of the applicant should be good, and there should not be any debt or dues left.
- The applicants applying for the personal loan should file ITR for the last three years.
- The minimum age requirement for an independent person should be 25 years.
- Financial and his bank statement of the previous three months should be provided by the borrower.
Click here to know more about eligibility: Personal Loan Eligibility
Why Apply for Personal Loan Mukerian?
- No need for any collateral or security to get a personal loan; you can easily apply for a personal loan as long as your CIBIL / credit score is good.
- A Personal Loan does not require any guarantor or nominee for loan approval.
- A personal loan is a multi-purpose offer loan. It can be used for any purpose.
- Fast Loan Disbursal: Fast disbursal and approval of the loan
How to apply for Personal Loan Mukerian?
- Visit dialabank.
- In the personal loan section, fill in all your details and requirements
- Our executives will then assist you as per your eligibility
- For more information and free guidance, you may call on 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Mukerian
Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.
Personal Loan Mukerian EMI Calculator
Equated Monthly Installments, also know as EMI, are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed and is calculated on the basis of the Interest Rate, the amount of loan you have to take, and the period for which you enjoy the loan.
Get to know more about EMI Calculator: Personal Loan EMI Calculator
CIBIL Score required for Personal Loan Mukerian
Banks decide to approve a loan to an applicant on the basis of CIBIL score as well as analyzing their credit history. Generally, a minimum score of 750 is considered to be decent. It is important for any individual to maintain a decent history of credit, or it might create problems in the future when applying for fresh loans.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Mukerian Agents
Dialabank is the leading agent for availing Personal Loan in Mukerian. You can apply online at dialabank or give a call at 9878981166
Personal Loan Mukerian Contact Number
Call 9878981166 and get Instant Personal Loan in Mukerian.
Pre Calculated EMI Table for Personal Loan Mukerian
About Mukerian
Mukerian is a town in Punjab famous for the production of rice. Numerous rice mills along with sugar mills are located in the city.
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