Personal Loan Manavadar

All About Personal Loan Manavadar

Availing of a loan to make a dream fulfil is never a bad idea. If you have any desire, apply with Dialabank for the Personal Loan, and we will make it come true. Dialabank is here to help you in achieving your dreams. Timely offers and the attractive interest rate is available on the Personal loan. So apply now and grab the best deal today and make your dreams alive.

What is a personal loan?

1. The loan granted by the banks and NBFCs to fulfil personal needs is known as “Personal Loans”.
2. The loan is available for every expense in personal life, except the business or commercial purposes.
3. These loans are unsecured, which means that the money can be granted based on the individual’s income.

Why personal loan through Dialabank?

Dialabank is India’s first helpline service, a  platform where you can compare the rate of other banks, and NBFCs provide you with the best deal with the lowest interest rate and high amount.

We provide the best personal loan scheme with advantages like low-interest rates, low processing fees, higher loan amounts, etc. Here are some of the main features of personal loans are:

1. High Quantum of Loan
2. Low-Interest Rates
3. Fast Loan Processing
4. Specialized Loan Schemes

Features and Benefits of Personal Loan Manavadar:

1. No Securities Required: There is no need to put your collateral in the hands of the banks or NBFCs. The banks grant Personal Loan Manavadar based on the monthly or annual income.
2. No Extra Documentations: only basic documents are required for the approval of Personal Loan Manavadar.
3. Amount of loans: The amount the banks can grant can cover Rs 25000 to Rs 20 Lacs. This amount can be changed as per the applicant’s income.
4. Instant Approvals: The banks only give the money after the documents’ verification, which only takes 1 day.
5. Multi-Purpose: Personal Loan Manavadar can be used for medical, household, vacation, and many other purposes.

Eligibility for Personal Loan Manavadar:

The self-employed and employed must fulfil the following criteria for being eligible for the loan.

Eligibility Criteria:

The following criteria must have to be fulfilled by the applicants.

For Salaried Employed

1. Nationality- Indian
2. Age Limit-21 Yrs – 60 Yrs
3. Monthly Income- Rs. 18,000/-
4. Total Experience- Overall 2 years
5. Current Employment-One year
6. Others- Must have a salary account

For Self-Employed

1. Nationality- Indian
2. Age Limit-25 /28 Yrs to 65 years( at the time of Maturity)
3. ITR-More Than Rs. 2.5 lakhs
4. Residence- Office or Home should be owned
5. Business Age-Business Should be running for the last 3 years

Rate of Interest for Personal Loan Manavadar

1. The interest rate of Personal Loan Manavadar begins at the flat rate of 10.75%. However, these rates may vary according to the individual’s profile and the loan amount.
2. The banks will also charge the processing charges of 0.2% to 1.00%.
3. The interest rate can be manipulated as per the following factors

Other Banks Interest Rate

Company Profile: The company of the employed applicant can be influential if it is a well-known company, government organization or university or college.

Online Comparison: The online comparison can get you the lowest possible personal loan interest rate in Manavadar.

The Negotiation: If the applicant was a bank customer in recent times, he might be able to negotiate the interest rates.

Co-Borrower: The applicant can bring the co-borrower if he cannot fulfil the requirements of eligibility.

The bank also has some of the criteria for the co-borrower, which are as follows.

1. He should be older than 25 years.
2. He has to be self-employed.
3. He must had filled the ITR of the last 3 Years for the annual income of Rs 2.5 Lacs.
4. He should have a good CIBIL score.

Documentations for Personal Loan Manavadar:

The following documents are required

1. Identity Proof: Aadhar Card, Voter ID, PAN Card, Passport or any other KYC.
2. Residence Proof: Aadhar Card, Voter Card, any Utility Bill, or the rental agreement.
3. Proof of Income: ITR of Last 3 years for self-employed and salary slip of-of last 6 months for employed

Personal Loan interest rates

About Manavadar

Manavadar is a town with the municipality in district Junagadh in the state of Gujarat. People here mostly belong to middle-class families. They do require money on several occasions for their personal usages. So the banks and NBFCs, here give personal loans to full fill their personal economic needs.

How to Apply for Personal Loan Manavadar?

Apply online on www.dialabank.com

Fill the form with your basic details

Check the personal loan eligibility here.

Call the helpline number 9878981166 for more details

We assure you that we will provide you with the best /lowest interest rate on your loan

Also, visit 

Personal Loan Bank Interest Rate

Personal Loan Other Banks 

Personal loan in other cities in Gujarat