Major Personal Loan Providers in Malur
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Malur Features
Click here to get an instant personal loan
Want to launch a new venture? Want to purchase a car? What they need is capital. Exactly right? But don’t let money get in your vision and you. Get no concerns. We have a number of personal credit options.
We Dialabank let people evaluate, assess, and choose the best potential loan.
Personal loan Malur is an unsecured credit providing consumers financial aid at competitive interest rates. The borrower wants a stable and reliable source of income to secure a Personal Loan and requires a strong financial background.
Additionally, there is no end-use cap to the usage of the personal loan amount. You will use this sum of loan anywhere you want to.
Personal Loan Malur Interest Rates
To apply for a personal loan Malur click on Personal Loan
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents Required for Personal Loan Malur
Salaried Customers:
- Identity proof (Aadhar card/driving license)
- Salary slips of last three months
- Bank statements for the last 6 months
- PAN Card
- Residence Proof (Owned/Rented/Company provided)
- Passport-sized photographs – 2
*NOTE: The leasing arrangement has to be applied to the leased apartments.
Self-Employed Customers:
- All financials (Balance sheet, P&L Document, and ITR files) are needed.
- Permanent Account Number.
- Aadhar ID.
- Evidence of Residency.
- Two passport-sized pictures.
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Malur
Click to know more personal loan eligibility
Salaried Applicants
- The individual’s minimum age criteria will be 21 years, and a limit of 60 years.
- The candidates will have three years of job experience. And they will earn the salaries only in their accounts.
- The candidates must have an excellent financial background.
- It will state the applicant’s work position.
- A debtor will have a minimum salary of 25,000 INR a month
Self-Employed Applicants
- For an individual adult, the minimum age threshold would be 25 years.
- Over the last three years, ITR will be submitted by borrowers seeking a personal loan.
- If the applicants are the businessman, so from the last three years the company will be going.
- The person applicants’ credit score will be strong. No liability or duties should be left. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
- The whole personal loan reporting phase is where the borrowers have to apply their accounting records and their bank accounts from the preceding three months.
Why Apply for Personal Loan Malur?
- There is no requirement to add any mortgage or insurance collateral to the fund.
- A personal loan is a loan with a multipurpose deal. It can be used for all finance-related issues.
- The amount of a personal loan depends on the individual income and willingness to be paid back.
- No guarantor or candidate is needed on a Personal Loan.
How to apply for Personal Loan Malur?
- Visit Dialabank
- Click on the personal loan button to move to the Loan site.
- The borrower will be led to all personal loan specifics where they can pick their preferred area.
- You can call on 9878981166 for more detail and free guidance.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Malur
Through bank and NBFC charges a fee to process the application for a Personal Loan. Such costs range from 1.5 per cent to 2.5 percent of the sum of the loan that was approved.
If you plan to foreclose the loan within the negotiated term of the loan, you will be paid a punitive prepayment fee from any lending agency. Unable to repay the loan by 12 months in most situations. Post that the charges differ according to how many years the loan has been made. Such penalties range from 4 per cent of the unpaid debt balance in the second year to 2 per cent in the borrower’s fourth year.
To know about the interest rate click on personal loan interest rate
Personal Loan Malur EMI Calculator
Equated Mortgage Payments are also known as EMI as the recurring fixed fees you submit to the bank as a regular deposit on the balance of the loan lent. The interest rate on your credit is calculated depending on your rating. Your EMI is determined on the basis of the interest rate paid to you by the bank and the duration of the loan to be obtained and the time during which you receive the loan.
CIBIL Score required for Personal Loan Malur
Through lending institution has its own requirement for the minimum CIBIL score needed to process an application for a Personal Loan at Malur. Most organizations require a minimum score of 750 to approve the application for a loan.
The organizations are not only looking at the total score but also the comprehensive conduct of prior loans. This provides information about the form of loan obtained and the amount lent. Any outstanding payments for previous loans will serve as a deterrent to making a fresh loan open to you.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Malur Agents
Dialabank is the leading agent for availing Personal Loan in Malur.
You can apply online or give a call at 9878981166
Dialabank lets you choose the best choice for banks and NBFCs by supplying you with a comprehensive price analysis of different banks so you can pick the correct route. Visit our website Dialabank, and fill out your personal and career info with a quick form. Our client service managers will be coming to meet you early.
Personal Loan Malur Contact Number
Call 9878981166 and get instant help and approval for a Personal Loan in Malur.
Pre Calculated EMI Table for Personal Loan Malur
Click here for personal loan EMI calculator
About Malur
Malur is a taluk town in the Kolar district of Karnataka state of India. Located at a distance of 26 km from Kolar, Malur is very similar to the state capital Bengaluru, with approximately 27 km to Whitefield. From Bengaluru, one can enter Malur by train and also by road.
Other Cities For Personal Loan In Karnataka
Personal Loan Raichur | Personal Loan Mudhol |
Personal Loan Nelamangala | Personal Loan Mangalore |
Personal Loan Mysore | Personal Loan Malavalli |