Personal Loan Malpura

Your Guide to Personal Loan Malpura

Wanting to travel around the world? Want to have a major wedding celebration? All they need is capital. Just right? But don’t let money get in your vision and you. Get no concerns. We have a number of personal loan options.

A Dialabank Personal Loan lets you fulfil your diverse financial needs; you can take advantage of loans up to Rs 20 lakh and satisfy the specific need that you rise to at any point in your life. 

Malpura Personal Loan is an unsecured loan that provides financial assistance to customers at affordable interest rates. The borrower wants a stable and reliable source of income to secure a Personal Loan and requires a strong financial background.

Features of Personal Loan Malpura 

Aside from being the most secure way to raise funds for your urgent needs, there are other perks of utilizing a Direct Loan, these include:

• The funds are credited to your account within 48 hours after your application is accepted.
• We owe you the versatility to choose the term of the loan. You may apply for a 12 to 60-month loan.
• Our online tools allow you to keep track of the status of your application and get whatever support you want 24×7.
• Minimum necessary papers.
• The interest rate is set, and the loan term stays the same throughout.
• You don’t need to have any protection or collateral.
• The advantages shall extend to all clients after completion of electronic testing and final bid approval.

Personal Loan Malpura Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Malpura

Salaried Customers:

1. Identity proof such as Aadhar card/driving license.
2. last three-month salary slips.
3. Bank statements for the last 6 months.
4. PAN Card.
5. Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments.
6. 2 Passport-sized photographs of the applicant.

Self-Employed Customers:

1. All financials are required (ITR documents with Balance Sheet and P&L Statement).
2. PAN Card.
3. Aadhar Card as identity proof.
4. Residence Proof or rental agreement in case of a rented apartment.
5. Two passport-sized photographs of the applicant.

Personal Loan Malpura Eligibility Criteria

The eligibility criteria are specific for both salaried and self-employed workers.

Click for details on personal loan eligibility

Salaried Applicants

1. Individual minimum age requirements should be 21 years and no more than 60 years.
2. The applicants must have three years of work experience. And they should only receive the salary in their accounts.
3. Applicants must have an outstanding credit history.
4. The applicant’s place of work should be mentioned.
5. A borrower in a metropolitan city and non-metro city RS 12,000 should have a minimum income of RS 18,000.

Click for details – Salaried Applicant

Self-Employed Applicants

1. For an individual adult, a minimum age threshold would be 25 years.
2. Applicants applying for personal loans will submit ITR for the last three years, 
3. If the applicants are a businessman, so from the past three years the company will be running and have an eligible income source.
4. The applicants’ credit score should be perfect. There will be no liability or duties remaining.
5. The applicants’ annual income would have to be a minimum of Rs 2.5 lakh.
6. Personal Loan Malpura’s whole documentation process is that the borrowers will apply their accounting statements and their bank accounts over the preceding three months.

Click for details – Self-employed Applicant

Why Apply for Personal Loan Malpura?

• Personal Loan Malpura is based upon the candidate’s income per annum and his credit score. No other requirement is there
• There is no need to put a precious asset as security to the lender for Personal Loan Malpura, as it is an unsecured loan
• Personal loans offer higher loan amounts to help you deal with any financial emergency
• Personal Loan Malpura is a multi-purpose offer that can be used for almost all financial problems of life, including debt consolidation.

How to apply for Personal Loan Malpura?

To apply for the best personal loan deals:

• Visit Dialabank and click on the personal loan option on the menu of the homepage.
• You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
• After you click on ‘Apply now’, wait for a while. In a short period, you will receive mail threads from various banks and NBFCs willing to lend you a personal loan
• Our experts will give you a call and assist you in choosing the best deal for you.
• In case of any queries, call us at 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Malpura

The interest rates in Personal Loan depend on the profile and salary of an individual in the business. Personal Loan Malpura interest rate starts at 10.75 per cent per year.

If you wish to foreclose your loan before the agreed tenure of the loan, you will be charged a penal prepayment fee by every lending institution. Unable to close your loan before 12 months in most cases. Post that the charges vary according to how many years the loan has been made. Those penalties range from 4 percent of the unpaid debt balance in the second year to 2 percent in the borrower ‘s fourth year.

To know about the interest rate click on personal loan interest rate

Personal Loan Malpura EMI Calculator

CIBIL Score required for Personal Loan Malpura

Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Malpura. Most institutions need a minimum score of 750 to process your application for a loan.

The institutions are not only looking at the overall score but also the detailed behaviour of previous loans. It provides information about the form of loan obtained and the amount lent. Any outstanding payments for prior loans will serve as a deterrent to making a fresh loan open to you.

Personal Loan Malpura Contact Number

Call 9878981166 and get instant help and approval for a Personal Loan in Malpura.

Pre Calculated EMI Table for Personal Loan Malpura

Click here for the personal loan EMI calculator

About Malpura

Malpura is a town with a Tonk district municipality in Rajasthan, an Indian state. Malpura is renowned for its Dadabadi, built-in memory of 3rd Dada Gurudev Shri Jinkushalsurishwarji by the Khartargach Sect of Shewtambar Jain. And in Rajasthan Malpura is a famous palace to visit.

In addition, visiting a royal residence in Rajasthan is prevalent in Malpura. Malpura’s linked to a two-way highway.

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