Major Personal Loan Providers in Mainpuri
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Mainpuri Features
With increasing demands, everybody is looking for a one-stop solution for all financial needs. And keeping in mind the needs of the customer Dialabank helps you approve the loan at your convenience.
Least paperwork, door-step facility, and customer-friendly deals.
Personal Loan Mainpuri is a loan that gives financial assistance to customers at affordable and cost-effective interest rates.
To get a Personal Loan, the applicant must have a strong and reliable source of income and good credit history.
Moreover, there is no such end-use restriction on the use of the personal loan amount. You can use this loan amount in whatever way you wish to.
To apply for a personal loan, Mainpuri click on Personal Loan
Personal Loan Mainpuri Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents for Personal Loan Mainpuri
Necessary documents required for a personal loan are as follows:
Salaried Customers:
- ID proof (Aadhar card/driving license) of the applicant.
- Slips for salary for the past three months
- Statement of Bank for the last 6 months
- PAN Card for verification
- Proof of Residence (Own/Rent/Company provided) of the applicant
- Two Passport-size photograph
*NOTE: In the case of rented apartments, a rent agreement is needed to be submitted.
Self-Employed Customers:
- All financial statements are needed (Balance Sheet, P&L Statement as well as ITR files)
- PAN Card
- Aadhar card for identity verification
- Proof of residence
- Two passport-sized photographs of the applicants
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Mainpuri
Click here to know more about personal loan eligibility.
Salaried Applicants:
- The minimum age of the applicant should not be less than 21 years or more than 60 years.
- The applicant should possess employment experience of at least three years. The salary should have been transferred in their accounts only.
- The applicant should have a great credit history.
- The location of the applicant’s job should be mentioned.
- The borrower must have a minimum income of INR 25,000 monthly.
Click here to know more about a personal loan for- Salaried Applicant.
Self-Employed Applicants:
- The age of an independent person should be a min of 25 years.
- The applicant applying for the personal loan should have been filing ITR for the past three years.
- If the applicant is a businessman, the business must be efficiently running for the last 3 years.
- The applicant’s credit score should be good, and there must not be any debt or dues pending.
- The yearly income of the applicant should be a minimum of Rs 2.5 lakh.
- The whole document verification process of the personal loan requires the applicants to submit their financial and bank statements of the previous three months.
Click here to know more about the personal loan for– Self-employed Applicant.
Why Apply for Personal Loan Mainpuri?
- There is no requirement of depositing any mortgage or collateral as a security to the bank.
- A personal loan is a multidimensional loan; thus, it can be used for all the money issues.
- The amount of personal loans is solely based on the repayment capacity of the individual.
- A Personal Loan does not need any nominee or guarantor.
How to apply for a Personal Loan Mainpuri?
- Visit this website: Dialabank.
- Then, navigate to the loan section and go to the personal loan link.
- You will be directed to the detailed information of the personal loan where you can pick your city.
- For further information and free guidance, feel free to call on 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Mainpuri
All Banks and NBFCs charge a certain fee for processing a Personal Loan Mainpuri application. This charge is 1% of the sanctioned loan amount.
If you wish to foreclose your loan before the decided loan tenure, all lending institutions should charge you a penalty as a prepayment fee. Mostly, you are not allowed to close your loan before 12 months. After that, the charges differ based on how many years the loan has been completed. This charge varies from 4% of the remaining loan amount in the 2nd year to 2% in the loan’s 4th year.
CIBIL Score required for Personal Loan Mainpuri
All the lending institutions have their own criteria for a minimal CIBIL score needed to process a Personal Loan application in Mainpuri. Mostly, the institutions need a minimum score of at least 750 to process an application further.
No institution only looks at the overall score. They also look at an elaborated view of the previous loans. The details include the type of loans and the amount of money that was borrowed. If there is any delay in the payments of the previous loans, it may hinder the present loan’s approval.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Mainpuri Agents
Dialabank is one of the leading agents for availing Personal Loan in Mainpuri. You can easily apply online or give a call at 9878981166
Dialabank helps you look for the best option of Banks and NBFCs by giving you access to an in-detail market comparative analysis of various banks to help you pick the right one. Visit our website www.dialabank.com and fill out a simple form with the details of personal and employment data. Our customer relationship managers will be in touch with you shortly.
Personal Loan Mainpuri Contact Number
Call 9878981166 and get timely assistance and approval for a Personal Loan in Mainpuri.
Personal Loan Mainpuri EMI Calculator
Equated Monthly Installments or EMI is a monthly fixed charge that you must pay to the bank as monthly repayment for the loan amount borrowed. Depending on your profile, the rate of interest on your loan is set. The EMI on your loan is calculated based on the Interest Rate the bank charges you and the loan amount you have to take and the period you take the loan.
Pre Calculated EMI Table for Personal Loan Mainpuri
Click here for a personal loan EMI calculator.
About Mainpuri
Mainpuri is a city in the Mainpuri district in the Indian state of Uttar Pradesh. It is the administrative headquarters of Mainpuri district and is situated to the northeast of Agra and is 270 km from New Delhi. Mainpuri forms part of the ancient legendary region of Lord Krishna’s land called Braj.
FAQs About Personal Loan Mainpuri
✅ Who can apply for a Personal Loan in Mainpuri?
People who urgently need cash and have a regular income source (from employment or business) can apply for a Personal Loan in Mainpuri.
✅ What is the tenure of a Personal Loan in Mainpuri?
Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. There are some Banks that extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly instalments within the agreed tenure of the loan.
✅ Are there any other charges involved in Personal Loan Mainpuri?
Yes, there are 2 types of charges that one needs to pay to avail a personal loan in Mainpuri:
Processing Fee: For every bank or lending institution you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is 1% of the loan amount.
Pre-closure Charges: Whenever you want to close a running loan before its agreed tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan been completed before you decide to pre-close it.
✅ Can my application for Personal Loan Mainpuri get rejected due to my CIBIL score?
Since a Personal Loan is an unsecured loan, one of the most important decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t skip any of your loan EMI payments or any credit card payments to decrease your CIBIL score. Most of the Personal Loan rejections happen due to a low CIBIL Score.
Other Cities For Personal Loan
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